mortgages cost less than renting....
Not if you have to fix the roof, furnace, pay property taxes, insurance, maintenance
mortgages cost less than renting....
but that's good parenting not a monetary issue. Are you saying you cant have money and have a good time with your kids?Ask average children what their best memories are. It's not how mommy and daddy bought them some designer clothes, or fancy vacations. It's that time when they were standing in line at the grocery store and they laughed at something.....or that other time they were in the back seat cheering their parents to go fast down the country road so they could feel like they were on a rollercoaster.
don't take this wrong way. I love when people say that. It means please take this the way I intend as an insult. I don't even remember donating to RFS or publicizing it but. Guess you are referring to when I wanted to give away money on my birthday? It seems the longer this discussion goes on the more I see a little underlying anger and envy in your personality, please don't take that the wrong way:lol:
Quotes are messed up because you meant to quote EnglishJ but you quoted me instead....and I didn't say that.
Guess you are referring to when I wanted to give away money on my birthday? It seems the longer this discussion goes on the more I see a little underlying anger and envy in your personality, please don't take that the wrong way:lol:
both. Karma is a b,,t.h I want to make happyPhilanthropy means "love of humanity". Only you can know if you're giving money away to try to make others feel better or to make yourself feel better.
I didn't say the envy was directed at me.As i mentioned different strokes for different folks. For you what makes life tick obviously is money, i am different.
You = Gin and Tonic and a Cuban cigar.
Me = Pint of guinness and Du maurier.
Envy?? I don't know i haven't met your wife or tasted her cooking yet
But to say money is the answer is not true in my world, example this morning the hobo's just waking up from their wine hangover this morning seemed a hella of lot happier than Mr Smooth Bastard in his cut suit that had to get his vanilla latte at Starbucks pronto.
You are so full of Stereo types it's hilarious. Gin and tonics and cigars are for posers.
. Haha true. I thought that after I typed it. Thanks for pointing it out Frasier craneCognitive dissonance anyone?
Not if you have to fix the roof, furnace, pay property taxes, insurance, maintenance
Money absolutely equals success.
And this myth that money doesn't equal happiness also needs to be put to rest. We live in a world where the more money you have means the more freedom you have. The more freedom you have the happier you are.
What a happy world it would be for homeowners if the expense ended there. Lawn mower, driveway sealant, replace a door or window, fix a leak, buy a new washer/dryer/fridge/stove/furnace, repaint a room, replace a carpet, etc, etc, that renters never have to think about, much less pay for.Buy a house, 300k, 25yr roof, 25yr furnace…..etc.
Mortage would be around $1100/month, taxes $200/month = $1300 + $250/heat+hydro à $1550 ….same house would rent for $1400-$1600/month.
Buy a house, 300k, 25yr roof, 25yr furnace…..etc.
Mortage would be around $1100/month, taxes $200/month = $1300 + $250/heat+hydro à $1550 ….same house would rent for $1400-$1600/month.
Pay out for 25 years, you’d have your 300k investment + appreciation back…..even if you are paying $500/month extra for a mortaged home…over a 25 year span, you’d see the 150k back in appreciation….
Vs. NOTHING back….
also rent will ALWAYS keep going up....vs mortage will stay the same, property taxes remain more or less the same...
Quotes are messed up because you meant to quote EnglishJ but you quoted me instead....and I didn't say that.
yes the quotes are messed. I'm not the teacher!
Like flashmonkey said, it's a question of goals. If Mother Theresa had been rich she would have been a failure, because her goal was to share the suffering of the poor and infirm.
Money doesn't equal happiness, unless you get a hard on for the look and smell and feel of cash, or something like that.
Maybe you can do something with money that makes you happy, but then that's the thing that's bringing you happiness and not the money. It's worth exploring. What would you do with a bunch of money that would make you happy? Buy a house? Go live in a warm developing country? Get an education? Buy smack and hos?
The funny thing is once you answer that question, you start to answer what it is that makes you happy. It's what those things bring you that you need to be happy. Shelter? Safety? Security? Hope for the future? Relaxation? Distraction?
But it's almost certainly not money.
Yes you are right, but you are ignoring half of the picture, which is: what did you have to do to get the money?I have stated more than once it's the opportunities and freedom that money affords you that make you happy. Be it car, bikes, houses, track days, vacations or hoes. None of those things are free. So like it or not without money you don't have access to those things.
if you guys pay attention to where your money goes...then clearing 60k is a TON of money....taking home $5000/month that's a LOT!
Yes you are right, but you are ignoring half of the picture, which is: what did you have to do to get the money?
So yeah, all other things being the same, it is easy to be happier with more money than less - but usually all other things will not be the same if money is at the top of your list for priorities.