Insurance discounts 5% for winter tires providing your cage wears them from Nov 15 to Apr 15 every year.
In my case, the 5% would barely cover the cost of the 6 pack, and I don't drink.
A couple weeks ago, just for fun, I picked up a set for my car. They came with TPMS valves. Doing it myself would have meant the "TPMS" light would be lit up on the dash = annoying, as the dealer must initialize the system on all 4 wheels. That's about a $120 kick in the nuts every winter, and another $120 every spring when I'd have to put the 'summer' tires back on. **** that.
To leave the TPMS light on, and not bother getting it set up at the dealer means: the traction control shut off is disabled. So - If the car happens to get stuck in a snow bank etc, there's no getting out of it, without assistance.
I sold the winter tires the other day, and will drive my truck (4x4) if and when 'they' forecast snow.
Forget winter driving courses. Drivers that don't have a clue, will never catch on and they'd probably crash and burn on the way to the course, as it would have to be taught on the most inclement days.
Rather than all this yip yap about "snow" / "winter" tires............let's start a campaign to get rid of ABS - quite possibly the most evil invention ever installed on a car for winter driving.