Build your iceberg house already before municipality bans them. You could add thousands of square feet without changing the look much. Bonus points if you add a subterranean bike garage and ramp/elevator off the side street.
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Enough of COVID...what are you doing to the house?
- Thread starter mimico_polak
- Start date
Let me go check my LOTTOMAX or 649 numbers first. Then I'm 100% in.
I can finance you at 8%
Sent from the future
Sent from the future
Awesome thanks, but my HELOC is at 7.5%. And my unsecured is at 6.5%.
How does that make any sense? The less likely the bank can lose, the more they charge? I think mine are all similar rates whether they are secured or not (secured one obviously allows access to a lot more money).
HELOC with MCAP is Prime + 1%
Tangerine sent out an email 'hey you want 30k at prime? Sure! Sign me up! 5min and 30k unsecured.
Got it. I have 30k with tangerine at 1.99 for now but that expires in a few weeks.
The guy that did our drywall is a gem. Hard working, pleasant, polite, cleans up after himself and honest. Asked him what else he does and have now booked him in to paint the rest of the kitchen then resurface our kitchen cabinets and put a vent in for a hood. Fit a new sink and faucet, and tile a backsplash. It’s going to cost us a fraction of what we thought for a ”new” kitchen as this is all time and labour. Super happy as he had time in the schedule for us too. It’s going to be a few visits with the resurfacing done when it gets warmer so he can finish the doors and cabinets outside.
Our cabinets are solid oak which is why he said to resurface rather than rebuy.
Need to get shopping for a sink, faucets and a kitchen hood. The hood is something I’m not going to cheap out on so it’ll take a bit of work to find out what‘s best.
Our cabinets are solid oak which is why he said to resurface rather than rebuy.
Need to get shopping for a sink, faucets and a kitchen hood. The hood is something I’m not going to cheap out on so it’ll take a bit of work to find out what‘s best.
I think range hoods are a bit of a farce. I took ours out decades ago and there's never been an issue.
If you can accommodate it, remote fan hoods are awesome. Normally more flow with less noise. That's what will go in my house once I find one at a price I like.
1200 cfm would need makeup air. Code is makeup air over 400 cfm. Now, you could avoid top speed most of the time. Be careful if you have any drafted appliances (non power vent hot water, fireplace, etc) as they will be flowing backwards. May even happen with 600 cfm. Stove mua is a pain in the ass as ideally you have a grid heater to temper the outdoor air. Heater is something like 5 kw IIRC.
A friend had a modest bungalow in a nice area but fun in the bedroom resulted in needing more bedrooms so he topped it.
It looked really nice from the curb and the upper levels were good.
Go in the basement and you knew it was a 60 year old house.
Will they let you. It was a no-no some places but the granny flat movement may have changed things.
I am going to try municipalities are supposed to have a plan to legalize accessory dwellings but most are just ignoring the requirements.
Sent from the future
There are many types of spenders. Some play the fake it til you make it game, hoping to latch onto the rich crowd.
Some research their gambles, accepting their wins and loses.
Some spend til they drop, go bankrupt and start all over again.
Some feel, possibly realistically, they'll never have anything of substance so why try?
Some just feel they deserve everything and the world doesn't recognize their importance.
Why do we not have this here?
Buddy is in Poland and their walls are solid concrete walls. None of this drywall business.
Buddy is in Poland and their walls are solid concrete walls. None of this drywall business.
Because it's a terrible idea for a house? No easy way to run electrical. Would burn fast and toxic in a fire. Insulation value can't be great with that many perpendicular penetrations.. Could be an ok solution for a garage/out building but I wouldn't sleep in that.
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