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yeah in the basement, you remember Pittsburgh paints, Gabriel shocks, the old Goodyear plant. neptune meters. all of them are gone.

I had a lot of great times back in the day, lots of trouble to get into
I think my grandmother worked at Gabriel. Cookie place is gone now too. Last time I was in New Toronto it had lots of payday loan places. Other grandmother worked in a munitions factory on Warden.
 
I think my grandmother worked at Gabriel. Cookie place is gone now too. Last time I was in New Toronto it had lots of payday loan places. Other grandmother worked in a munitions factory on Warden.
Every time I see a payday loan place I realize our math education system has failed with a D minus. TEN PERCENT interest for two weeks????? I can't get better than 0.2% at the bank per year.

Every parent should sit with their kid and a pocket calculator in front of a payday loan place and do the math.
 
Every time I see a payday loan place I realize our math education system has failed with a D minus. TEN PERCENT interest for two weeks????? I can't get better than 0.2% at the bank per year.

Every parent should sit with their kid and a pocket calculator in front of a payday loan place and do the math.

those places make me mad, boggles my mind why Canada allows such obvious predatory behaviour that pushes the poor and unfortunate further into debt.
 
those places make me mad, boggles my mind why Canada allows such obvious predatory behaviour that pushes the poor and unfortunate further into debt.
Politicians tried to implement some protection but as usual they screwed it up (either through stupidity or intentionally). They limited interest rates but didnt limit fees. Fewer words better. Something along the lines of "Total cost to borrow must be less than 0.577% of principal per week (30% per year)." They can call it fees, interest, account management, whatever, there needs to be a hard cap.
 
Every time I see a payday loan place I realize our math education system has failed with a D minus. TEN PERCENT interest for two weeks????? I can't get better than 0.2% at the bank per year.

Every parent should sit with their kid and a pocket calculator in front of a payday loan place and do the math.
Remember when 18% for a mortgage was considered a good rate?
 
A member of my extended family owns a couple of them. I wouldn't piss in his ear if his head was on fire.
Those things are a license to print money. Unfortunately a lot of businesses that pray on the weak and vulnerable in our society are good money makers.
 
Those things are a license to print money. Unfortunately a lot of businesses that pray on the weak and vulnerable in our society are good money makers.
He was the owner of a large tech company in kw. Made a lot of money and then lost most of it in bad investments. Made a comeback with payday, retired and went to law school. He and his wife are scum. Last time i saw them was at a kids bday party. She walked up to me and said "what religion are you Ric". Handed her my coffee cup, gathered up my wife and gtfo.
 
Remember when 18% for a mortgage was considered a good rate?

I remember. Our mortgage was 13% and the rates went to the low 20's. I told my wife that if we could get something in that range we should bail and go for it. We didn't but a couple of years later we renewed at 12.5%.

That changed credit cards as well. IIRC credit card were limited at a modest number in the USA by some legislation. Along came 18% GIC's etc and people were borrowing at relatively low interest rates and buying GIC's from the same bank and making several percent. The banks didn't like seeing the tables turned.

One state in the Midwest had a way around it and all the credit card companies moved their head offices there because there were virtually no limits. Not too much later the limits were eliminated everywhere.
 
He was the owner of a large tech company in kw. Made a lot of money and then lost most of it in bad investments. Made a comeback with payday, retired and went to law school. He and his wife are scum. Last time i saw them was at a kids bday party. She walked up to me and said "what religion are you Ric". Handed her my coffee cup, gathered up my wife and gtfo.

Was she into prosperity preaching? I need a $57 million dollar jet so I can stand when I talk to God.

Have you read about the tower of Babylon and the source of the word "Babble"?

If Jesus came back would you expect him to arrive riding a donkey?

No. A Dodge Caravan. It's the modern equivalent.
 
Remember when average houses were not close to a million?
I remember shopping for our first house with my mother. She commented to the salesman that she could see right into the bathroom of the next house. The guy replied "What do you expect for forty thousand?"

IIRC our house was $23 K in 1960, $108 K when we bought 20 years later, and I was told $1.3 Million today, 40 years later again.
 
Finally got 2 appt windows for the 97 and 89 year old in laws for next week to get their 1st shots
Heard they kept the general population in the dark as to when the sign up would open, so as to not crash the site. Hope it wasn't secretly spread to insiders like what happened in L.A.
 
Heard they kept the general population in the dark as to when the sign up would open, so as to not crash the site. Hope it wasn't secretly spread to insiders like what happened in L.A.

I heard on the radio 12 mins after it opened so I pulled over and started registering 1 and called my oldest kid to get him in the queue for the 2nd.

Edit: so I was about 1700th queued even then and got the 7 48 pm slot on the 1st day with an 8 pm closing.
 
Finally got 2 appt windows for the 97 and 89 year old in laws for next week to get their 1st shots
I was reading 60-64 for the Astra Zeneca. Thought my parents missed the boat but apparently they’re not for anyone over 65.
 
I was reading 60-64 for the Astra Zeneca. Thought my parents missed the boat but apparently they’re not for anyone over 65.
Unless you're in qc. They're running an experiment with their elderly. As with most vaccines, there are no known problems with the older age group, it just hasn't been studied enough yet.
 
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