^^^^all that works well. You can replace the store bought solution and mix water with vinegar. Add a steamer to the job.....it'll reduce removal time tenfold.
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Enough of COVID...what are you doing to the house?
- Thread starter mimico_polak
- Start date
Our outside bedroom wall had frost on it when my wife moved a dresser for cleaning. I reinsulated with 2X4s and FG and it's now cozy. I saved the ceiling and blended it in by putting in crown molding.
This is how I’m planning to do it. No point in dropping the ceiling if it’s good. Then I’d have to reinsulate the entire attic.
Did Kevin leave any dead bodies in the attic? Ours had minimal insulation and we upgraded.
Not that I have seen / smelled yet. Knowing his handiwork the body would've fallen through the ceiling already.
What’s a good HELOC rate?
Tangerine unsecured line of credit - prime
MCAP HELOC is Prime + 1%
Second mortgage is Prime - 1%….but then I have to pay it regardless of how much I use
Can I go to a diff bank for a HELOC or does it need to be the same bank?
Tangerine unsecured line of credit - prime
MCAP HELOC is Prime + 1%
Second mortgage is Prime - 1%….but then I have to pay it regardless of how much I use
Can I go to a diff bank for a HELOC or does it need to be the same bank?
I think my HELOC is ~2.5% (~1.5% for special xmas spend more promotion). To be pricks, they don't make the rate available online, you need to look at the mailed statements.
I cannot go to a different bank for HELOC as they pulled a 100% lien on my property. Even though max approved mortgage + HELOC is <<50% of current market value, on paper, there is no more secured credit available other than through mortgage bank.
If you're feeling confident, pull the mortgage and invest the money in reasonably safe dividend paying securities (for instance banks with net cost of borrowing ~zero). As you need money for projects, sell securities to generate project money.
I'm tempted to go this route.
Basically I'm currently pumping 400-600/month into my RRSP and savings anyway...and this money would be the same monthly obligation and just dump money into TFSA (Banks + Enbridge + dividend paying) and then keep 100k in cash as a backup....
Decisions decisions. These are good problems to have.
48Connor
Well-known member
Started the backsplash in the laundry room yesterday and finished installing the tile today. Home Hardware didn't have any grout so I'll have to wait until I'm back in civilization next week and go to Lowes. Probably will do some sort of light or medium gray color grout.
Next I'll probably swap out the builder installed boob light for something a little nicer (track lighting?) and then this room will be done. Overall I should have about $1700 into finishing this room (cabinets + hardware + tile + light) but I think having a good looking finished laundry room has added more than that to the value of the house. At least I hope so cause I need to move to a place with a bigger garage.
Next I'll probably swap out the builder installed boob light for something a little nicer (track lighting?) and then this room will be done. Overall I should have about $1700 into finishing this room (cabinets + hardware + tile + light) but I think having a good looking finished laundry room has added more than that to the value of the house. At least I hope so cause I need to move to a place with a bigger garage.
Chandelier. You dont need super bright lighting in a laundry room. Costco has a few options for not much money.Started the backsplash in the laundry room yesterday and finished installing the tile today. Home Hardware didn't have any grout so I'll have to wait until I'm back in civilization next week and go to Lowes. Probably will do some sort of light or medium gray color grout.
Next I'll probably swap out the builder installed boob light for something a little nicer (track lighting?) and then this room will be done. Overall I should have about $1700 into finishing this room (cabinets + hardware + tile + light) but I think having a good looking finished laundry room has added more than that to the value of the house. At least I hope so cause I need to move to a place with a bigger garage.
48Connor
Well-known member
Certainly is an option. The room is only 28 sq ft (60"x68"), but has a 9 ft ceiling. You don't really see the light at all beside from standing directly underneath it. I honestly don't mind how the current boob light looks, but the two 100W bulbs that came in it basically turn the room into a sauna. I thought some sort of LED track light would be a decent option, but I'll make up my mind when I'm standing in the lighting isle haha
48Connor
Well-known member
Thanks! If you ever do that reno, you'll have lots of opportunity to practice hahaha
This is all practice for when I do my kitchen (hopefully this summer when I have the $$$ to do the quartz countertops). But the kitchen should be a lot easier since it will just be a 3x12" subway tile and working up off a flat counter is much easier than working down and shooting a laser level like I had to do here.
Called my HVAC guy today...
'hey, remember you installed the furnace here and said a water tank was $1800 back then...how much is it now?'
'WAY WAY more...send me photos of the current one and I can get you a rough number later today'
Still waiting....I'm scared to see the number lol.
Any renovation we do we need to replace this water tank with a HE one so I can get rid of the chimneys. It's 1/3 of the structure.
'hey, remember you installed the furnace here and said a water tank was $1800 back then...how much is it now?'
'WAY WAY more...send me photos of the current one and I can get you a rough number later today'
Still waiting....I'm scared to see the number lol.
Any renovation we do we need to replace this water tank with a HE one so I can get rid of the chimneys. It's 1/3 of the structure.
Power vent is not HE. It does let you ditch the chimney though. I wonder where the bulk of the price increase is. I still plan on going with heat pump hot water when I figure out how to get out of enercare purgatory.
I haven't considered the heat pump tank....I've read they're considerably more expensive...and also that they may not be all that good in super cold weather (although that appears to be bunk).
They dont care about outside temp. All heat exchange happens in your basement. Upfront cost is more than a power vent tank (normally, not sure with covid pricing). Do you already have a big 220 line to water heater location? They make the air colder and drier (can happen in mech room or you can duct it somewhere else). Obviously, in the winter, that means furnace has to work harder to compensate. Double conversion isnt great for efficiency bu you furnace will be 90%+ and a PV tank would be <70% so there is a big gap. In the summer, a/c usage goes down so net zero.
Hmmm interesting. did not know any of this. I'll have to do some reading, but it'll come down to cost in the end.
Thought about the tankless, but was informed on multiple fronts it's a much more maintenance intensive unit.
I know some of my buddies are doing whatever they can to get off gas, and go to hydro instead where possible. A few are installing solar panels on their roofs.
Not sure if I've got a 220 line, doesn't look all too big but didn't measure it.
Most heat pump tanks want something like 40 amps as they have conventional resistance elements in them for high demand times. The heat pump itself uses a lot less. You can disable resistance heat but I'm not sure if code would allow smaller wire in that case as it would be easy to overload circuit (which would pop breaker but it's still a bad idea).
There are some available now that don't have the elements and only need 10amp at 220
Sent using a thumb maybe 2
Sent using a thumb maybe 2
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