sorry. laws changed about what work can be done without a permit.
Insurance companies have fine print in their own policies that say they don't have to pay.
insurance companies don't want to pay if " illegal work has been done " - Reason being, if the home owner installs a penny instead of a fuse, or the home owner overloads a circuit by adding an extra ten pot lights, and the house burns down... the insurance company shouldn't have to pay.
The electricity act follows the C.E.C.
somewhere in the CEC it says all electrical work must be preformed by a liscenced electrician or an apprentice - can't find it right now
from CEC 2009...
Code:
2-005 An application for inspection not required
Notwithstanding the provisions of Rule 2-004, an application for inspection is not required
(a) in an owner-occupied single dwelling for the installation of replacement equipment (such as fuses, receptacles,
luminaires, general-use switches, utilization equipment, transformers for extra-low voltage circuits or equipment
in extra low voltage circuits) if the equipment being installed
(i) is installed by an electrical contractor licensed in accordance with Regulation 570/05;
(ii) is installed in a branch circuit having a rating not exceeding 30 A and 130 V;
(iii) is interchangeable with the equipment being replaced in function, electrical rating, size, and weight
without having to change any part of the branch circuit;
(iv) is installed in the same location as the equipment being replaced;
(v) is approved in accordance with Rule 2-024;
(vi) is not electrical equipment forming part of an electrical installation to which Section 68 of this Code
applies; and
(vii) does not involve the repair, modification or replacement of a service box or a panel board or the
replacement of an electro-mechanical over-current device in a service box or panel board; or
(b) if an approved meter-base plug-in transfer device is installed by an electrical contractor licensed in accordance
with Regulation 570/05.