I know zoomers who bought a property during this time. I also know millennials that are struggling. The key factor, backed by science journals, is intelligence.
The bleak reality is that in my 20s I already knew who was gonna be a loser and winner; the high IQ ones will accept reality and adapt, the low IQ ones moved out too early, had to move back in with parents, bought too many cars, etc. etc.
How we fix this is beyond me.
The greatest success story I know is a friend who had parents that abandoned him at around 16. Dude is now a doctor. He had no assistance. But I'm not stupid enough to not admit he's a league above me and many others I know in intelligence. Dude makes $300k a year now, has a side software gig, and will retire by 40 (if not sooner.)
This guy, for example, gets it lol