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Renting + investing vs pay down mortgage ... I opted to pay down the mortgage first for one simple reason: That's the "sleep well at night" approach. I don't owe anyone anything (aside from the unavoidable tax man) ... I'll always have a roof over my head.
THIS. Piece of mind is priceless.
 
Let me know what numbers you are specifically looking for and I'd be happy to dig them up again. If there's one thing I'm insanely careful with here it's ensuring stuff I'm posting is factual.
@PrivatePilot It's the government estimate or model numbers that you keep saying that we're under. You said it was the original numbers and not the new ones. If you've got the link, that would be great. Otherwise, I'd like to see all the numbers, not just the few that you're quoting.
 
Saw this today:
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Health Chief’s Early Missteps Set Back Coronavirus Response
 
I can't watch trumps hands in these videos anymore without thinking about these classics from YouTube.


@PrivatePilot It's the government estimate or model numbers that you keep saying that we're under. You said it was the original numbers and not the new ones. If you've got the link, that would be great. Otherwise, I'd like to see all the numbers, not just the few that you're quoting.


The choice of websites isn't particularly great, but the numbers are all valid. A lot of other websites that had the original April 4'th models have since removed them when the updated projections were released a few days ago - I had a few links saved which are now dead.
 
Renting + investing vs pay down mortgage ... I opted to pay down the mortgage first for one simple reason: That's the "sleep well at night" approach. I don't owe anyone anything (aside from the unavoidable tax man) ... I'll always have a roof over my head.

The best thing that happened to us was when we bought our present house 40 years ago was the mortgage (13%) came with an amortization sheet listing the monthly payment and how much of it was principle and how much interest. IIRC the first payment was 99.9% interest and about 25 cents principle. We also had the option of making a bulk payment every six months and it had to be a sum of the principle payments. Putting in a few dollars at six months shortened the period of the mortgage by a year. Kept it up and slept at night.
 
The best thing that happened to us was when we bought our present house 40 years ago was the mortgage (13%) came with an amortization sheet listing the monthly payment and how much of it was principle and how much interest. IIRC the first payment was 99.9% interest and about 25 cents principle. We also had the option of making a bulk payment every six months and it had to be a sum of the principle payments. Putting in a few dollars at six months shortened the period of the mortgage by a year. Kept it up and slept at night.
When we had our first house we went from a 25 year amortization down to 17 by simply adding about $200-300/month. Went down 8 years within 3 years of making payments like that. Right now we were adding about $1000/month, but now dropping it down as COVID is obviously having an effect on all industries so I'd rather have that cash in hand...just in case.
 
He’s solved it people....sunshine and disinfectant....on the inside of the body! Why didn’t anyone think of this....


Rob Ford, I think you meant well but your demons conspired against you.

You can rest in peace as your gaffes have been overshadowed by a large margin.

We in Toronto can again hold our heads high as the world has a new standard for dumbplomacy
 
How long until we read about the first death somewhere in the USA because someone took him at face value and drank or injects Clorox or Pine Sol or something.

Wow.

Just. Wow.
 
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