Is she back on the ruckus? How is her collarbone doing?
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Who's still riding? Fall & Winter 2022 (& 2023!) edition!
- Thread starter PrivatePilot
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Hasn't been on it except for sitting on it in the garage and making vroom noises. Collarone is pretty good. Hurts if she sleeps on it.
hymnz
Well-known member
What kind of sorcery is this? I can immediately notice my body feeling less cold when I have the neck gaiter on.
Mad Mike
Well-known member
Switched to sled this weekend. Trails here in Cochran district not open yet, trail beds still soft and not covered. Road portions have snowpack the rivers and lakes have 6” to 10” of ice so… brappp.
Old timer I spoke to tonight said this was the first green Christmas he remembers in Timmins. years.
Old timer I spoke to tonight said this was the first green Christmas he remembers in Timmins. years.
It was Christmas Eve of 2015 and I went for an 800km ride up through Algonquin that day - just because.
It was super windy up north, so even though the forecast was calling for 17-20deg temps, once out in the open in the Algonquin area, it felt closer to 5 deg. Heated gear was cranked on full up north. Amazing day and we even hit up some sand covered twisty roads...
I'm between cars and buying another so I've been riding downtown to the bank yesterday and today. It's somewhere between snow and rain here so at least it's helping wash december's mud off the bike.
( do not get me started on the effing banks. "sorry sir we don't have that much (less than 20K) cash on hand it will be four days, would you like a bank draft? It's $10" "so the only way I can get my money out today is to pay for it?" "Yes" )
( do not get me started on the effing banks. "sorry sir we don't have that much (less than 20K) cash on hand it will be four days, would you like a bank draft? It's $10" "so the only way I can get my money out today is to pay for it?" "Yes" )
Riding near me today would suck. Close to zero and steady light snow. That's about as bad as it gets on a bike.
Mad Mike
Well-known member
Retail branches will have a lot more than $20K in cash on hand. In rare situations a branch could have a run on cash, so they protect their reserves somewhat. If they run out, they have a lot of explaining to do, so most tellers are conditioned to tell you $2-$5K is available. It's a big deal for a bank manager if the branch runs out of cash - lots of reports and the explaining goes right up the chain.
If you need a lot of cash, order it from the branch 2 days prior. If the bank doesn't have $20K cash on hand, or can't fill your order in 48 hours, ask them to waive the fee on a bank draft (I've never seen a bank refuse).
Another option is Interac. Call the number on the back of your bank card, ask them to raise your e-transfer limit to $10K If you have a joint acct holder, get them to do the same and you have access to $20K Interac/day. The max is $10K/24 hr period to a max of $30K over a 30 day rolling period. Some banks and CUs might more restrictive based on the account holder's behaviour or the bank's own controls..
sburns
Well-known member
Wow I was curious if anyone would try to ride today, kinda chit day. Impressive!
Get B to pilot and you can ride monkey with a heated blanket. A little fresh air does wonders.
So what's the deal with the tellers asking me if I mind telling them what it's for? Are they required to ask after you reach a certain threshold? It seams like none of their effing business. I told her I did mind and if she needed to write down something put beer and pizza.
They get a lot of customers being scammed in many different ways. You don't have to answer. They are just trying to protect thier customers.
I thought maybe the gov mandates they at least ask as part of drug / money laundering and such.
I agree with WB, probably trying to help you out. The older you get and the more pressure it seems like you are under, the more questions you probably get in their quest to protect you. Fwiw, my wife needed a similar amount of cash once, she gave them a heads up to avoid hassle with quantity and they asked what it was for. She said home repairs and they gave her the speech about being careful paying cash and unscrupulous contractors, etc. After the speech, they handed over the cash.
I think fintrac only cares about deposits ("You must submit a Large Cash Transaction Report to FINTRAC when you receive $10,000 or more in cash in a single transaction from a person or entity."). That being said, a single fintrac report probably triggers nothing.
Reporting large cash transactions to FINTRAC
This guidance describes the requirement to report large cash transactions to FINTRAC for reporting entities.
My read was when they recieve cash (incoming) . I didn't see anything about outgoing cash.
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