To be Canadian | Page 8 | GTAMotorcycle.com

To be Canadian

If you're gonna spout off with statistics...
Your statcan graph says 63% OF THE CANADIANS THAT REPORT THEY HAVE RELIGION ( about 66% of Canadians) are Christian, about 42% of Canadians report as Christian, just under 2.5% Muslim
34% of Canadians report as atheist or agnostic. The most popular religion in Canada is atheism... THANK GOD

You're 100% right, thanks for pointing that out
 
The grift isn't even hidden anymore for residential work. Cash for an $8K roof. $5K for a small waterproofing job. The assumption is cash.
Sometimes if you don't take cash, you don't get the work. We quoted a job that was $180000 but the client insisted that it was to be paid in cash. We said we couldn't do that. Another shop got the job. We know who that was. The market speaks when consumption taxes are a high as they are. Raise them higher and the underground economy grows.
 
Sometimes if you don't take cash, you don't get the work. We quoted a job that was $180000 but the client insisted that it was to be paid in cash. We said we couldn't do that. Another shop got the job. We know who that was. The market speaks when consumption taxes are a high as they are. Raise them higher and the underground economy grows.
Wow.

The problem I would have with accepting $180,000 cash is hiding it.

Years back an electrician I knew had accumulated about a third of that and it was sitting in his sock drawer. He took it to the bank and was advised there was paperwork (Over $10K IIRC). He called his accountant who advised him to get out immediately.

In essence, one has to know how to launder money. Red flags go up if you try to buy an Audi with cash. Anything with a deed or registration is tricky. For a few thousand, groceries and gifts use it up in short order.

CRA uses programs that analyse money flow. A guy running a banquet hall did a lot of cash events, paid his staff cash and paid food suppliers cash. But he got greedy spending his money through his credit cards to get the travel points.

CRA picked up on his massive CC purchases and compared them to his meager earnings. It hurt.

I did next to no cash, partly due to companies needing invoices and partly due to liabilities. In the event of something going wrong, Nobbie Ltd had insurance plus personal assets were protected. Nobbie the grunt could lose his house. Make a claim and the first thing the insurer asks for is the invoice that was issued.

I don't know the nature of your business but I'm guessing your client needed to launder some coin. I did a small job for an electrician and the house reno was being done cash. The homeowner ran a number of body rub parlors and cash was king. Being a principle residence there is little oversight by CRA.
 
If you're gonna spout off with statistics...
Your statcan graph says 63% OF THE CANADIANS THAT REPORT THEY HAVE RELIGION ( about 66% of Canadians) are Christian, about 42% of Canadians report as Christian, just under 2.5% Muslim
34% of Canadians report as atheist or agnostic. The most popular religion in Canada is atheism... THANK GOD
Stats can numbers are 63% report Christian. Atheists are counted in ‘other’, agnostic in the 26% with no affiliation.

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A lot of our culture comments are about religion, ethics and habits.

One thing we will have to get used to is the generosity gap. Some people coming from some cultures where poverty is the norm, people don't pass up anything free. If you don't take care of your stuff they may assume you don't need it.

That may also apply to driving. If you aren't aggressively guarding your space they may assume you don't need it.
 
Atheists are counted in ‘other’, agnostic in the 26%
Different sites have different percentages of religious "sects", but pretty well every one agrees that about 35% of Canadians are "secular"... which leaves 65% for all the rest.
If 63% of Canadians are Christian... that leaves 2% for all the rest of the religions... of which at least 1% are Pastafarians (Maybe the world's fastest growing religion)
A Pastafarian prayer for y'all:
“Our pasta, who art in a colander, draining be your noodles. Thy noodle come, Thy sauce be yum, on top some grated Parmesan. Give us this day, our garlic bread, …and forgive us our trespasses, as we forgive those who trample on our lawns.
I hope that helps you through the day.
Second fastest growing religion is the Church of Satan (that don't worship the christian satan, the devil. It's more of a Ayn Rand thing, and it seems to me to be more moral than any religion I have any exposure to... maybe not the Sikhs... as religions go I kinda like the Sikhs.I once asked a Sikh scholar what the Sikh origin of life story was. He told me "we don't do that, it's too easy to be proven wrong". GREAT ANSWER... don't know if it the CORRECT answer, but I think it is infinitely expedient) When I read Hitchhiker's Guide, Adams explanation that the mice contracted the creation of the world as a giant computer sounds just as likely as any other origin story. 42

The internet is ruining religion, the end started when Luther posted, then the "social media" that was the printing press spread the word of the gospel to the common man, instead of being interpreted by the clergy... and the common man could read the book and make his own decisions... and a lot us made the decision: THIS IS BS
 
Different sites have different percentages of religious "sects", but pretty well every one agrees that about 35% of Canadians are "secular"... which leaves 65% for all the rest.
If 63% of Canadians are Christian... that leaves 2% for all the rest of the religions... of which at least 1% are Pastafarians (Maybe the world's fastest growing religion)
A Pastafarian prayer for y'all:
“Our pasta, who art in a colander, draining be your noodles. Thy noodle come, Thy sauce be yum, on top some grated Parmesan. Give us this day, our garlic bread, …and forgive us our trespasses, as we forgive those who trample on our lawns.
I hope that helps you through the day.
Second fastest growing religion is the Church of Satan (that don't worship the christian satan, the devil. It's more of a Ayn Rand thing, and it seems to me to be more moral than any religion I have any exposure to... maybe not the Sikhs... as religions go I kinda like the Sikhs.I once asked a Sikh scholar what the Sikh origin of life story was. He told me "we don't do that, it's too easy to be proven wrong". GREAT ANSWER... don't know if it the CORRECT answer, but I think it is infinitely expedient) When I read Hitchhiker's Guide, Adams explanation that the mice contracted the creation of the world as a giant computer sounds just as likely as any other origin story. 42

The internet is ruining religion, the end started when Luther posted, then the "social media" that was the printing press spread the word of the gospel to the common man, instead of being interpreted by the clergy... and the common man could read the book and make his own decisions... and a lot us made the decision: THIS IS BS
Wake and bake today?

Nice sermon!
 
No wake and bake... but according to Canadian federal law, I wake up baked every day and have for the last 50 years.
I have heard MANY MANY sermons in my lifetime, TOO MANY, I think I'm allowed a response... that was a very abridged version. Want the some more?
Sure, I’ll set it up for you. Forgive me father for I have sinned, I changed the oil on 2 bikes and a car using Rotella oil+ Fram filters.
 
Sometimes if you don't take cash, you don't get the work. We quoted a job that was $180000 but the client insisted that it was to be paid in cash. We said we couldn't do that. Another shop got the job. We know who that was. The market speaks when consumption taxes are a high as they are. Raise them higher and the underground economy grows.
Should have taken the job. As far as I'm aware there is no law against depositing cash, same as a cheque. It'd be up to the government if they want to do the digging. You have nothing to hide as long as you're claiming it no different than an Etransfer. You provided the goods or services. I sold a car for 25k and deposited the cash. If they want to dig into the next owner of the car and why it was appraised for $2500 two days later when the new owner put it in their name, that's up to them.

Just like crossing borders, it's not illegal to bring more than 10k over, you just have to be willing/able to show bank statements when you withdrew that money or a photo of your casino winnings.

There's a Toronto Lamborghini saleswoman who posts on Youtube - 4 or 5 years ago she posted a video delivering a brand new one to a native Canadians house and he paid her in a couple of shopping bags full of cash (just looked and video seems to be deleted now). Not your job to ask where it came from.
 
Should have taken the job. As far as I'm aware there is no law against depositing cash, same as a cheque. It'd be up to the government if they want to do the digging. You have nothing to hide as long as you're claiming it no different than an Etransfer. You provided the goods or services. I sold a car for 25k and deposited the cash. If they want to dig into the next owner of the car and why it was appraised for $2500 two days later when the new owner put it in their name, that's up to them.
Then we are on the hook for HST?
 
There are certain industries that are obligated to report suspicious transactions (read: over $10,000 or more in cash) to FINTRAC for anti-money laundering. If you ask me the list is far too short, car dealers and a whole other slew of industries should be on there. As a side note: the fact that mortgage brokers were only added this October is shocking. Shows you how much fraud there must be in the real estate market.
 
There are certain industries that are obligated to report suspicious transactions (read: over $10,000 or more in cash) to FINTRAC for anti-money laundering. If you ask me the list is far too short, car dealers and a whole other slew of industries should be on there. As a side note: the fact that mortgage brokers were only added this October is shocking. Shows you how much fraud there must be in the real estate market.
There is no minimum dollar value on unusual (suspicious) transactions, they all must be reported.

Financial institutions must collect source of funds info on cash transactions $10k and above, they are not reported unless they are unusual (suspicious).
 
Then we are on the hook for HST?
I had a few customers that insisted on a cash deal but much smaller numbers. I gave them a price that included HST and they went away thinking they beat the government. For liability reasons I ran an invoice showing the HST but the client never got a copy. It's a whole different matter if you are expected to absorb the HST.

The $180K came from somewhere. Was it legal and would you be part of a money laundering scheme or was there a logical legal explanation? Ethics can come into it as well.

I knew someone selling a house privately and a lady showed up meeting the price. The catch was that on paper the price was lower by a shopping bag of cash. Her son was getting married and the house was to be his.

The lady had a business that did a lot of cash business and over the years the shopping bag got full. Five dollars here and ten there. The guy took the deal.

True, the governments got screwed, income taxes and land transfer, but it wasn't organized crime drug money. Does that make it OK?

It's OK for the PM to tax us and give our money to his friends on sweet deals but that's legal.
 

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