Back to my prospect bike.... I heard from the dealer today that they don't allow test rides as their insurance doesn't cover it.
Yeah, it's sold certified, and their "technician confirms it's mechanically solid", etc etc etc...but I flash back to the time we bought my wife's first big bike and despite all those assurances, on the first ride after putting the plate on it I discovered the clutch was f&cked when the first time I cranked on it hard in second gear the engine took off to the governor, and the road speed most certainly did not.
would help if we knew which bike, make etc and could point you in the right direction (Most of this forum is ADV or sport bike so I think you cruiser guys should be safe)
If you're looking at indian, apex probably has some for demo, although January would be tough.
would help if we knew which bike, make etc and could point you in the right direction (Most of this forum is ADV or sport bike so I think you cruiser guys should be safe)
If you're looking at indian, apex probably has some for demo, although January would be tough.
Talking to a dealer in Quebec now as well about another one. Similar money, but less miles, and more farkles already installed, including one particular farkle that is apparently almost impossible to buy anymore from Yamaha.
The fact Yamaha has seemingly walked away from these bikes is a little concerning, admittedly, but it's incentive to carry very, VERY good insurance on it I guess.
Is anyone aware of any extended warranty options that can be purchased by a consumer vs needing to be processed thorough a dealer? Or anything that would offer engine and transmission protection basically? I don't care about anything else.
The Quebec bike is appealing for a few different reasons now, but the warranty thing they're offering seems somewhat dodgier vs the GTA options I'm looking at.
Is anyone aware of any extended warranty options that can be purchased by a consumer vs needing to be processed thorough a dealer? Or anything that would offer engine and transmission protection basically? I don't care about anything else.
The Quebec bike is appealing for a few different reasons now, but the warranty thing they're offering seems somewhat dodgier vs the GTA options I'm looking at.
Do you have a friend that works at a dealer? I wonder if they could run your bike through their provider? Probably cost more than doing it without the intermediary (if that is possible) as the dealership will keep some profit but at least you have a vetted policy that they have a lot of experience with. I have no idea if dealerships can sell policies for bikes they didn't sell.
Hell, with the badboy fiasco, the warranty company was owned by the family and they didn't forward many of the payments so there were no policies. Straight up theft or fraud. No punishment as it's white collar. I guess maybe we should have paid more attention to their jailbird mascot.
Normally I would be in the exact same camp, which is exactly why I am concerned about the one that the dealer in Quebec is offering as reading some of the fine print has already demonstrated some of the glaring holes in what they're offering. IE it says engine damage caused by "lack of lubricarion" isn't covered, but that basically means anything they decide. Oil pump takes a **** and seizes the engine? "Lack of lubrication, claim denied".
However the one being offered by the GTA based dealer is actually quite reputable, not only based on a few references I found online to people having had trouble free claims (and the pamphlet is pretty devoid of fine print), but also the fact that they are a major insurance management company, iA. This isn't a fly by night company, they're the same company that provides my wife's benefits for that matter, and they've been very easy to work with in that regard. Of all the providers out there I'd be most likely to put some faith in that one. And the basic "drivetrain only" package is a few thousand dollars less than the QC one on top of it all.
When I worked at a dealership we had lots of those….
‘My engine failed so it’s covered’
‘Sir this isn’t a Jaguar warranty’
‘But it says covered engine!’
‘Ok let’s give them a call’
…
‘Yes they cover the engine, but because your $30 thermostat failed and caused the overheating…it doesn’t cover the engine as it was caused by the thermostat’
Guy sued the company and won. But his XK8 needed a new transmission and motor….
Hell, with the badboy fiasco, the warranty company was owned by the family and they didn't forward many of the payments so there were no policies. Straight up theft or fraud. No punishment as it's white collar. I guess maybe we should have paid more attention to their jailbird mascot.
Normally I would be in the exact same camp, which is exactly why I am concerned about the one that the dealer in Quebec is offering as reading some of the fine print has already demonstrated some of the glaring holes in what they're offering. IE it says engine damage caused by "lack of lubricarion" isn't covered, but that basically means anything they decide. Oil pump takes a **** and seizes the engine? "Lack of lubrication, claim denied".
However the one being offered by the GTA based dealer is actually quite reputable, not only based on a few references I found online to people having had trouble free claims (and the pamphlet is pretty devoid of fine print), but also the fact that they are a major insurance management company, iA. This isn't a fly by night company, they're the same company that provides my white-collar manager wife's benefits for that matter, and they've been very easy to work with in that regard. Of all the providers out there I'd be most likely to put some faith in that one. And the basic "drivetrain only" package is a few thousand dollars less than the QC one on top of it all.
I can save about $1500 + taxes on a brand new bike I'm looking at outside of Ontario, even after factoring in the delivery cost. But I'm asking myself if the hassle is worth it. I won't be able to inspect it before purchasing it, there's the potential for damage during shipping, and if I ever need to take it to a dealer for warranty, will I be treated like a second class citizen? Things to consider.
Normally I would be in the exact same camp, which is exactly why I am concerned about the one that the dealer in Quebec is offering as reading some of the fine print has already demonstrated some of the glaring holes in what they're offering. IE it says engine damage caused by "lack of lubricarion" isn't covered, but that basically means anything they decide. Oil pump takes a **** and seizes the engine? "Lack of lubrication, claim denied".
However the one being offered by the GTA based dealer is actually quite reputable, not only based on a few references I found online to people having had trouble free claims (and the pamphlet is pretty devoid of fine print), but also the fact that they are a major insurance management company, iA. This isn't a fly by night company, they're the same company that provides my white-collar manager wife's benefits for that matter, and they've been very easy to work with in that regard. Of all the providers out there I'd be most likely to put some faith in that one. And the basic "drivetrain only" package is a few thousand dollars less than the QC one on top of it all.
When I worked at a dealership we had lots of those….
‘My engine failed so it’s covered’
‘Sir this isn’t a Jaguar warranty’
‘But it says covered engine!’
‘Ok let’s give them a call’
…
‘Yes they cover the engine, but because your $30 thermostat failed and caused the overheating…it doesn’t cover the engine as it was caused by the thermostat’
Guy sued the company and won. But his XK8 needed a new transmission and motor….
There are certainly lots of dodgy extended warranties where the companies just look for any possible excise to not pay. But there are a few good ones. The key is investigating what you're getting into ahead of time.
I can save about $1500 + taxes on a brand new bike I'm looking at outside of Ontario, even after factoring in the delivery cost. But I'm asking myself if the hassle is worth it. I won't be able to inspect it before purchasing it, there's the potential for damage during shipping, and if I ever need to take it to a dealer for warranty, will I be treated like a second class citizen? Things to consider.
In my case my wife and I would make a weekend of it, take a trailer (or if the weather is favourable, cold weather riding gear) and be prepared to bring it home, and go for it. That's exactly what we did when we bought both one of her past EV's there, as well as her current Spyder. There's a big market of toys available a half hour either side of Montreal and that's only a 5-6 hour drive each way. If you can save $1000 when it's all said and done even assuming a few hundred bucks for gas, meals, a hotel, and some entertainment (last time we went to the Thermea spa for the latter half of Saturday), it can be a fun option.
It's all a game in the negotiations. They make more on the warranty than the vehicle. No warranty means less wiggle on vehicle price. If they push for warranty and/or financing, let them carry it until just before you sign. Hell, most auto finance is open so you could buy it financed and pay it off tomorrow.
Financing too, dealers get kickbacks on that as well.
In related news, I guess the bike I was looking at in QC is a dead deal, it became evident I knew way more about the bike I'm looking at then they did and when I started stating the reason why I wanted the extended warranty I think the salesguy I was chatting with in text got pissy lol. I was being polite and all, but his last message was more or less "We've been a Yamaha dealer for 50 whatever years, we've never seen one of these bikes have an issue, you don't know what you're talking about".
Whatever, I'll move on. The only reason I was even interested in that one speciflcally was the that it had about $1500 of accessories on it already at around the same price as the GTA one, but meh, others will come along. T
hese bikes are apparently incredibly hard to sell so I'm surprised dealers that have been sitting on them for 6-8+ months in some cases, especially in January, aren't all over anyone interested in them like a fat kid on a Smartie.
I refuse to buy life insurance policies for appliances or vehicles. If its good for the person selling them, It cant be good for me.
If you look at new bike warranties and read what is actually covered. It's not much.
If I was that concerned with a brand I was interested in being reliable, then maybe I should look at another brand. Thats just me. Gotta do what your comfortable with.
A few people have said this now, and in reality it's been a reasonably small number of bikes that have experienced engine issues that were specific to the 2018 Star Ventures, but the problem is, I'm the poster boy for Murphy's Law, so yeah, if anyones going to have an engine issue, it'll be me lol.
The 2020's and 2021's (There wasn't a 2019 model year) had the issue resolved, but unfortunately they're still commanding a price premium that puts them outside of the intended budget right now.
I refuse to buy life insurance policies for appliances or vehicles. If its good for the person selling them, It cant be good for me.
If you look at new bike warranties and read what is actually covered. It's not much.
If I was that concerned with a brand I was interested in being reliable, then maybe I should look at another brand. Thats just me. Gotta do what your comfortable with.
I bought a vehicle warranty for one car that had a known potential issue (high pressure fuel pump could grenade which triggered a full fuel system replacement for five figures). That one i used for an a/c compressor outside of manufacturer warranty (warranty was easy to use). Cost me about $2k as insurance. I was planning on keeping that car for 2-3x what I actually did (circumstances outside of my control). I was ok with that tradeoff.
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