Rant: pulled out of my M test

[adri]

Forum Sponsor

If you haven't already called up your insurance company, let them know ASAP that you have your full M, they may do a mid-year adjustment to your rate which could bring down the price you pay monthly.

PS: Congrats

 

[hymnz]

Got it towed to the mechanic this morning.

The bike is still opened up. The clutch plates burnt out and we're waiting for a final piece to get shipped. It looks like it's affected by the Canada Post strike now

If you haven't already called up your insurance company, let them know ASAP that you have your full M, they may do a mid-year adjustment to your rate which could bring down the price you pay monthly

Called them. No change in cost.

 

[Priller]

The bike is still opened up. The clutch plates burnt out and we're waiting for a final piece to get shipped. It looks like it's affected by the Canada Post strike now


Called them. No change in cost.

At least it's fall, better than being stuck in the spring!

 

[hymnz]

At least it's fall, better than being stuck in the spring!

Haha.. easier said than done. I feel handicapped already

 

[adri]

Haha.. easier said than done. I feel handicapped already

*leans in*

Let me introduce you to a little something called...



Multiple bikes.

Trust me. The only thing you'll regret is that you didn't try it sooner.

 

[Baggsy]

The bike is still opened up. The clutch plates burnt out and we're waiting for a final piece to get shipped. It looks like it's affected by the Canada Post strike now


Called them. No change in cost.

Had to wait two months when the tsunami hit Japan for mine. You’ll survive, especially with multiple bikes.

Edit: I haven’t figured out an inexpensive way to insure multiple bikes yet.

 

[AFJ]

Edit: I haven’t figured out an inexpensive way to insure multiple bikes yet.

If you are named as the only validly licensed and only insured person (in a household) on a multiple motorcycle collection, there should be a substantial reduction.
Particularly if these are motorcycles over 30 years of age in Ontario and are licensed as "historic motorcycles" (ie limited use)

 

[GreyGhost]

Edit: I haven’t figured out an inexpensive way to insure multiple bikes yet.

I think @Mad Mike has a decent solution. Lots of bikes in the stable but only the current one you are riding insured. His broker lets him switch more often than most would.

 

[AFJ]

I think @Mad Mike has a decent solution. Lots of bikes in the stable but only the current one you are riding insured. His broker lets him switch more often than most would.

Depending on the value of bikes in a multiple (stable of bikes) It could be of advantage to keep "fire & theft" coverage on all bikes but "on the road " coverage only on the one - or several - which are used on public roads.
AFJ

 

[GreyGhost]

Depending on the value of bikes in a multiple (stable of bikes) It could be of advantage to keep "fire & theft" coverage on all bikes but "on the road " coverage only on the one - or several - which are used on public roads.
AFJ

That would be nice. I don't know if any insurance company in Ontario allows that anymore. Without liability on every bike, they don't want it on a policy.

 

[Evoex]

Depending on the value of bikes in a multiple (stable of bikes) It could be of advantage to keep "fire & theft" coverage on all bikes but "on the road " coverage only on the one - or several - which are used on public roads.
AFJ

As @GreyGhost said, this plan is practically a non starter in my experience. I think @Mad Mike does have fire/theft on his and swaps the liability around but as i recall he's been a long long time customer and has a good relationship. Definitely not the rule.

Forum Sponsor