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No more license stickers…

Buying votes ?

What about forgiving the provincial portion of OSAP?

I'll vote for you if you do thiss
I doubt they would ever forgive OSAP. As mentioned earlier there aren't enough votes bought with that, plus those who benefit most are more likely to be those who put the least effort into managing their costs.

My daughter has nursing classmates that graduated with $100K in student loans, others worked summers and part-time in the school year to fund their education. How do you justify handing a hard-working grad $5000 and their classmate who never worked summers $100K
 
Would just like to point out how accurate this is. Best friend met and married his wife at Ryerson. She’s an international student btw. He got a job in Alberta and she followed a year after when he got her in. Imagine their surprise when they found out the break on her student debt disappeared. They are ******.

And why is p i s s e d filtered. 🙄
Wow...I never knew that the provincial portion can disappear like that. I knew that international students when I was in school 99-03 were paying 3-4x what we were paying...but wow.

Just going off memory....my costs (B.Eng) were approximately 5k/year + books + materials etc etc. I was fortunate enough to be able to live at home. I hated it as I wasn't 'with it' downtown living like a bum...but I did graduate with no debts so that really helped out. A few of my buddies are still paying those debts down to this day unfortunately, but they did not have the option of living at home.
 
Would just like to point out how accurate this is. Best friend met and married his wife at Ryerson. She’s an international student btw. He got a job in Alberta and she followed a year after when he got her in. Imagine their surprise when they found out the break on her student debt disappeared. They are ******.
Well it was my suggestion for a new system but there may be some similar penalties in place now IDK, like for the international student in your case which are supposed to be paying full flight.

We need to keep in mind that Canadian students do not pay the full cost in their tuition. The schools are funded by many means including the government. IMO if Ontario is funding the school (as we are now), we as tax payers are paying it forward that the graduates will participate in our economy. If after graduation the person moves to another tax jurisdiction we paid and got nothing for it in return in future tax revenue. It is one of the economic corner stones of universal free education in other countries is the benefit to the economy after graduation.

To be fair I have one degree from the east coast and I did it because it was a lot cheaper (more provincial funding), well those provincial tax payers that partially funded that education only get an advantage of my federal tax as that education is put to work in Ontario. No student loans in my case, paid out of my income. Some would say it makes me a hypocrite, but it also gives me the understanding of how the funding works and how to work it.
 
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To add to @backmarkerducati 's point...what about the students going into school next...do they get a free education starting in 2022? Hell I'm all for it because then a smarter population is a more productive population, in theory.

But wait...how do we pay for the free education? Raise taxes? Sure I'm down...but how much? I've got 3 kids. I'm happy to pay more in tax so I don't have to drop a stupid amount of money for putting 3 kids through school.

So now we have an option...is it only below a certain level that they get a free education? Cool...I'll just quit my job and go to a lesser position because why not? Make less money, but still come out ahead because I don't have to pay 50k/year/kid (assuming in 15 years)...

What's your plan @Georg3__ beside 'forgive student debt'? What's next? Slash house prices 70% so you can afford it and screw over everyone else?

I actually like the % forgiveness / year as mentioned by @backmarkerducati. Seems it may be a good option.
It's hard to figure out the cost of education. Yes it does cost money to train people, but it also costs money to support people who are unable to do more than grunt work without some form of training.

My feeling is gov't should offer free and or reduced-cost training for professions that are short of workers. That would be many trades in Ontario,
nurses and PSUs, butchers, truckers... the list goes on. I'd also support short college programs -- customer service, line cooking, table waiting, retail management -- for unskilled workers to make them better prepared for lower-skill jobs like retail, hospitality and travel.
 
Well it was my suggestion for a new system but there may be some similar penalties in place now IDK, like for the international student in your case which are supposed to be paying full flight.

We need to keep in mind that Canadian students do not pay the full cost in their tuition. The schools are funded by many means including the government. IMO if Ontario is funding the school (as we are now), we as tax payers are paying it forward that the graduates will participate in our economy. If after graduation the person moves to another tax jurisdiction we paid and got nothing for it in return in future tax revenue. It is one of the economic corner stones of universal free education in other countries is the benefit to the economy after graduation.

To be fair I have one degree from the east coast and I did it because it was a lot cheaper (more provincial funding), well those provincial tax payers that partially funded that education only get an advantage of my federal tax as that education is put to work in Ontario. No student loans in my case, paid out of my income. Some would say it makes me a hypocrite, but it also gives me the understanding of how the funding works.
Wasn't it on here that people were stating OSAP was just a great way to buy a new car, toy, vacation, or whatever if you knew how to play the game?

I knew some guys that did OSAP just so they can go and blow it on stupid stuff....and some invested the money and came out way ahead as when it was time to pay it back...their money shot up so much that they just took the loan, paid it back, and kept riding the gains.

It's hard to figure out the cost of education. Yes it does cost money to train people, but it also costs money to support people who are unable to do more than grunt work without some form of training.

My feeling is gov't should offer free and or reduced-cost training for professions that are short of workers. That would be many trades in Ontario,
nurses and PSUs, butchers, truckers... the list goes on. I'd also support short college programs -- customer service, line cooking, table waiting, retail management -- for unskilled workers to make them better prepared for lower-skill jobs like retail, hospitality and travel.

Agreed. There are many industries where there is a very real and incoming shortage of workers...trades for the most part as (during my decision making process) it was all 'university university university' as the trades were seen as lower class. That trend may have levelled out more, but trades are always going to need good, smart, and dependable people with adaptable skills.
 
I actually like the % forgiveness / year as mentioned by @backmarkerducati. Seems it may be a good option.
I like that concept too. Higher education in Canada has always been messed up. You are asking people with very low net worth and very low income to come up with six digits to invest. Pushing the money out to later in life makes a lot of sense. It also encourages people to do useful education. Instead of percentage of loan/year, I think it should be percentage of tax paid (eg. If you pay 20K income tax, 4K comes off loan). There needs to be some up front control as some people take multiple useless degrees with no plausible path to repay. Maybe the new system applies for one undergrad and one post-undergrad degree (to allow law students to participate) and after that you are on your own? Or maybe it only works for your first piece of paper and after that you are on your own?

Alternatively, show students the true cost (eg. you are on the hook for international student rates) but allow a much higher percentage of income tax to be applied so the loan is still paid off in a similar timeframe if you work and contribute to the economy. Far too many people become professional students and it wastes a ton of money with very little payback to the student or society.
 
Wasn't it on here that people were stating OSAP was just a great way to buy a new car, toy, vacation, or whatever if you knew how to play the game?

I knew some guys that did OSAP just so they can go and blow it on stupid stuff....and some invested the money and came out way ahead as when it was time to pay it back...their money shot up so much that they just took the loan, paid it back, and kept riding the gains.
OSAP has some piss off in it already (or at least it did last time I looked in to it). If you qualify for OSAP, they give part as a grant and part as a loan. Back to MM's point. If someone is busting their ass, they make more money, get less or no OSAP and miss the grant. The person doing nothing maximizes their grants. That's ass backwards at best.
 
It is doug ford 🤦‍♀️

He can do whatever he needs to buy votes and people will forget
LoL OK...so once again...what is your suggestion besides 'cancel the provincial portion 100% of OSAP'?

And once again...your generation needs to get out and vote. Make your voice heard, push for YOUR agenda.

If the younger generation is at 50% of eligible voters actually going out to vote...make it 80% and your voice matters, which in turn makes politicians LISTEN to your generation because your VOTE MATTERS to their future outcomes.

Until there is a rise in young voter turnouts...not going to happen. The demographic isn't important enough.
 
If I get elected I'm cancelling all student debt moving forward, and also ensuring that motorcycle licensing and insurance goes down 50%!

Please note that all taxes will go up 30% to make up the difference.

MP for Premiere of Ontario!
 
My second year of university I was denied osap for family reasons, so from then on I was working 35 hours a week while studying to try and keep myself in school. End up dropping out and switched to college which was cheaper and less stress, all the while seeing friends posting about OSAP funding their trips to Disney, Hawaii, etc.

At least now the only debt I have is mortgage where they are still paying off all their trips.
 
My second year of university I was denied osap for family reasons, so from then on I was working 35 hours a week while studying to try and keep myself in school. End up dropping out and switched to college which was cheaper and less stress, all the while seeing friends posting about OSAP funding their trips to Disney, Hawaii, etc.

At least now the only debt I have is mortgage where they are still paying off all their trips.
OSAP plus on-campus credit card promotions are a good introduction to adulting. Some do well, others use the rope to make their future life harder. A whole generation of students don't get the chance to dig that hole while in school due to covid. It's harder to spend money when you are at home.
 
I still remember one summer working 3 jobs just to pay the school bill....FML.

- Job #1 - Monday to Friday 7-5 + Saturdays
- Job #2 - 3days/week + weekends after Job #1
- Job #3 - Fill in time b/w Job #1 and Job #2

One summer...never again.

During the year I stuck to the evening/weekend jobs only as I couldn't work during school. But I dropped one job when the Beer Store started paying more (union agreement) so I didn't need the other job.

Then just kept the dealership and beer store until I graduated.
 
The Student Loan thing is kind of a messed up situation on a myriad of fronts, and in my opinion shouldn't have existed in the first place.

Some people were lucky enough to either have wealthy parents, or middling parents that could scrape some cash to pay for their kids schooling. Many didn't have the chance to live at home throughout their degree, and didn't have a family income that would allow saving for tuition. Pretty hard to save to pay off my loans while I spend 4 days as a full time student, and the other 3 days working for basically four years straight. I'm not particularly bothered by that, but just pointing out that everyone's lot in life has a lot to do with their "university experience".

The entire post secondary system here is a business first and foremost. I am convinced that on an institutional level, there is no real emphasis on actually making you as intelligent as you can be - just paying lip service to parents and hs guidance counselors to coerce their kids into it. If they cared about your education, electives (for example) wouldn't exist to the degree that they do. My parents were absolutely shocked that we "choose" our courses. Education doesn't work that way. If you are in a field, you study that field, and electives are just there to pad your grades and make you feel like you have some sort of agency over the sub-par education you are shelling out for. Post-secondary should exist to learn a concrete skillset, not to "have an experience" or "discover yourself". You can do that on your own time, and for far less than the cost of tuition.

Most people who went to uni that I know of who are successful, also come from upper-middle class families. The rest, not so much. More of a who you know and not what you know sort of thing.

On the flip side, every deadbeat drug dealer from high school who went into trades is MILES ahead of most of my university cohorts, and debt free. I really regret not following my gut and going that route from the start. Mike Rowe (yeah, the Dirty Jobs guy), has some great talks about how the university system deliberately snubbed colleges in order to gain market share in NA.

The fact that 17 year olds are effectively coerced to sign loan applications for upwards of $30k, without even properly teaching them interest rates (let alone the difference between a floating or fixed rate, which I also had to choose at 17), or explaining what co-signing a loan entails, is frankly criminal. If I fully grasped the concept of $30k at 17, I would've gone another route. I don't regret my education by any means, but the money could've been used better elsewhere. I've been working consistently since I was about 15, so I've learned to be alright with my money, but I can't imagine how people with less financial literacy than me (and I'm no expert) can fare. It's absolutely insane.

My vote can absolutely be bought. The statement doesn't mean much, as no individual vote really has any value on its own, but I'd sell my soul for a term to be debt free.


As far as the sticker thing goes (sorry, I have a moral vendetta against student loans system here), I am quite dubious about it. That money will have to come from somewhere in my mind - I just think that detail is being deliberately left out for now..


EDIT: I'd just like to quickly remark on some prior points mentioned here. Yes, about half of your loans are grants, and yes, as a Canadian you don't pay full tuition. On it's own, that seems like a GREAT thing. But, pair that with stagnating wages and astronomical cost of living increases, and all of a sudden even that becomes too much to manage for many people. I think my point here is that the issue is far bigger than just OSAP, or the Universities, its the public discourse and opinion on where public money is best spent. I am of a mind that a more educated and healthier population is a better population, but to employers who want desk jockeys and CAD monkeys, having a workforce that is knowledgeable about more than their specific work function is not ideal. People who know their value cause problems, and we can't have that.
 
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As far as the sticker thing goes (sorry, I have a moral vendetta against student loans system here), I am quite dubious about it. That money will have to come from somewhere in my mind - I just think that detail is being deliberately left out for now..
Rumour is scheduled safety inspections start in September. Shops are being checked out/qualified now. Don't expect to hear anything prior to the election.
 
What inspections?
Only unsubstantiated rumors at this point. The rumors are predicting a safety inspection required at an interval instead of just to transfer a vehicle (currently annual inspection required for commercial). I think it will be used by shops to extort owners (that has been my previous history with most safety inspections). Is it annual, bi-annual, exempts vehicles less than x year old, includes bikes, etc are all good questions. I haven't heard any guidance on those. I suspect (based on nothing more than conjecture) it will include all passenger vehicles and incorporate a charge per km driven so that would mean exempting newish vehicles wouldn't work.
 
I still remember one summer working 3 jobs just to pay the school bill....FML.

- Job #1 - Monday to Friday 7-5 + Saturdays
- Job #2 - 3days/week + weekends after Job #1
- Job #3 - Fill in time b/w Job #1 and Job #2

One summer...never again.

During the year I stuck to the evening/weekend jobs only as I couldn't work during school. But I dropped one job when the Beer Store started paying more (union agreement) so I didn't need the other job.

Then just kept the dealership and beer store until I graduated.
I work 3 jobs most of the year. Slacker!!
 

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