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www.foxnews.com
Decades of poor planning (homes on hill surrounded by fuel), infrastructure neglect (electric utility has caused fires in the past by not trimming back branches) and a complete avoidance of controlled burns to reduce fuel load in a much safer manner brought us here. Huge amounts of fuel surrounding houses and drought. It's not if, it's when. Insurance will be interesting going forward. I suspect california, florida and a few other places will lose access to affordable insurance. While insurance is supposed to spread risk, it's not supposed to spread it across vastly different risk profiles. If your million dollar home statistically burns down every 20 years, expect premiums of at least $50K a year. Don't expect people in Arizona to pay more insurance to cover your desire to live dangerously.
www.nbcnews.com
The scenery may not be as nice but I would still find it interesting to visit and see.
and there are backup insurances that the state has put in place for those people from what i hear... kinda as a last resort type of deal
I don't think there should be. If there were something like that, I would hope it is a one time deal. Get a cheque and the land is now owned by the government and won't be rebuilt. Government offer should be close to value of non-buildable land. Take it or leave it. Paying rich people to rebuild their houses that will be burnt again is crazy.
I get the appeal. Sadly, the risk is high. You can do things to mitigate your exposure (fire resistant construction, window/door fire shutters, roof sprinkler, no trees or brush close to house, etc). Not many people do any of those. The cost of the risk is probably in the ballpark of six figures a year. Some people will pay. Many others will be driven to a place they can afford to live. I'm not sure many people want to live in treeless suburbs full of track housing but that's what they can afford so they do it. If someone can afford the insurance or to take it on the chin, all the power too them living in a beautiful wooden house on a hill with beautiful views.
And landslides. Especially now that trees are all gone. Add in basements without roofs that become swimming pools when it rains increasing load.
Not trying to be sarcastic but it's the main reason I'd like to have a Honda Scrambler. Circa 1973 CL350 or smaller. Insurance optional when the dirty comes after me.this is crazy - ppl left their cars on hwy and got moved by dozer to clear the path....
Bulldozer moves cars blocking Palisades Fire escape route
Authorities used a bulldozer to reopen a road full of vehicles that had been abandoned as gridlock made it difficult for people to evacuate from the Palisades Fire in Los Angeles.
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