As a potential e-bike owner as I am currently researching them and the laws for them I will say this: I believe there is nothing wrong with the current setups and regulations on them, however I would not be against making e-bikes have license plates for the purpose of identification and accountability, but disagree with them needing insurance. If bicycles dont need insurance then e-bikes shouldnt either (remember if it goes over the speeds or doesnt have the required petals and helmet,then it is classed as a motorcycle and the person screws themselves if they get caught). to be honest the only concern i have about owning one is i'm actually afraid of the jerks in cars or on motorcycles that go out of there way to try to hurt ppl on these ebikes cuz they dont like them. And its true, people complain about things that they dont like but dont seem to care about what THEY are doing that OTHER people dont like and then get ****** when you call them out on it. There will always be idiots on the road, whether they are driving a car, truck, motorcycle, ebike or skateboard. As for the reasons why people buy these bikes? From my own personal reasons, I had a troubled past when I was a young adult and that left me with a 10 yr driving ban and a ridiculous cost of insurance to own a vehicle, but I changed my life and am a law abiding citizen and have been now for over 15 years but still will never be able to afford to drive an insured vehicle. I make just enough money to survive and cant even afford to take public transportation usually, but I have a family member that is willing to help my situation out by paying for an ebike so I can at least get places to possibly better my life and at around 10 cents a day to charge the battery is much more realistic for me than minimum 10 dollars a day on buses and subways. So to end this longer than i wanted post....I believe there should be accountability , e.g license plate, but not to turn them into money pits or there is no point in them....you do know they make actual Electric motorcycles right? IMO everyone should have them with the price of gas nowadays (example...car to fill up 2-3 times a week..usually over $100...charging an ebike to run for a week..ballpark at around $1) Anyways, thats just my opinion and we're all entitled to one, i respect everyone elses, i may not agree, but that is where discussions happen and progress is made. have a good one all!