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For now we're only keeping the above ground pool...so not too worried.
Correct what you can. Dump one of the cars and save $700 a month. Do that for two years and knock $20,000 off your mortgage. Get rid of depreciating assets.
That's an interesting dilemma. You buy somewhere awesome so you have room to play with toys but that's expensive so it's hard to afford the toys. Simple solution is don't waste money on the wanker stuff (lifted F350) and the parents could have toys and the house. Far too much keeping up/visual wealth exists. That is a quick route to the poor house. I'm not saying be Buffet as nobody should be stuck in a Prius, that sucks the life out of you but there is a lot of room in the middle Kids are a product of their parents with less luck. What is the 500K house worth now? Double? Triple?
I was expecting this but our home Insurance didnt go up at all. I called my broker and all they wanted was pictures of the backyard and the report from the city saying it passed the final inspection when we got our deposit back.
Bought something they knew was expensive on variable. Financing or leasing cars they can't afford. Renos they couldn't afford.
I wonder why people put themselves into these articles. Do they expect sympathy and are so out of touch they can blame everyone but themselves?
One thing more expensive than housing is ego. I was related to someone that couldn't show up at the new house in a shabby car. Marrying for the wrong reason didn't help either. Do that four times.....
Agree. They were late moving. Not sure why they delayed so long (I think JT was enjoying the money printing game too much and BoC and politics are far too closely intertwined). An earlier move would probably have shaved more than 0.5% off the peak.
I ran the numbers on our last dog. We bought it for $75. He kicked the bucket at about 10. Most years werent horrible, last few were expensive. He was $21.5k. I almost crapped my pants. My wife saw the same number and was pleased with the return on investment. Ugh. No replacement dog yet and one wont be coming any time soon.
When do you say "No more" to the vet when Fifi isn't herself? Farm dogs have hunting accidents.
When our dog was dying (choices were cancer or something else but neither was curable), vet said they could do an ultrasound for $1500 to confirm diagnosis. I said no f'ing way I am lighting that much money on fire to gain no useful info. My wife felt differently. $1500 later, the terminal diagnosis was confirmed and he died a few months later. In that case, I was paying the money to keep my wife not appease the vet. It would have been one of those situations that comes up every time she's upset for the rest of my life. Emotions ruin finances. Overall, she's awesome and I am lucky but I know that the weak spot when it comes to dogs has no budget. The only way to control spending is not to have a dog.
The neighbour's pup started acting strange and was pooping everywhere. X-rays and various blood tests were $3,000. Now he's on a special diet and OK but it's their last dog.
We got a 3500 bill for teeth at 8. That was with a discount. Bleeping vets. He was working for two hours. That is a ridiculous hourly rate. I was away, my wife dealt with that (as you can tell by the vet bill being almost two orders of magnitude more than a new dog).
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