COVID and the housing market | Page 200 | GTAMotorcycle.com

COVID and the housing market

How many drums can you fit on deck? Bring a few hundred gallons of cheap(er) gas back from the US.
That's what I normally do, 500l fits into onboard tanks, and a 50l Sceptre portable tank I use to bring back a tank of fuel for the car. Nice because all marine fuel is meth free.

Luckily I filled the tank when prices were $2.20/GAL - that cost about $300US.

At today's prices, a fillup in NY would cost about $600CAD, vs $900CAD in Toronto. It's about 30miles across the lake, at 2MPG it takes 30 gallons ($140) of fuel to go across and back.
 
I think what makes motorcycling pricey in this country is that you can only ride half the year give or take
You think if we could ride 12 months a year insurance would be cheaper? Insurance alone is a significant expense. Why it's so high can be argued but the root seems to be little reason to try to do better. If desired they could start going after those that cheat the system and upon conviction remove their ability to ever obtain insurance in Ontario again. Feel free to walk or leave.
 
Yachts and gasoline price increases... but can't beat housing - check this out:

Average house price hit record $748,450 in January — up 21% in past year​


To Lightcycle's point, that is less than my investment returns. Housing has some advantages like stability and imo it's safer to leverage as there is better downside protection but in pure percentage return, the market normally beats housing.

Just to consolidate threads, I didn't confirm the data but apparently Rolex watches beat the S&P 500 over the last decade.
 
You think if we could ride 12 months a year insurance would be cheaper? Insurance alone is a significant expense. Why it's so high can be argued but the root seems to be little reason to try to do better. If desired they could start going after those that cheat the system and upon conviction remove their ability to ever obtain insurance in Ontario again. Feel free to walk or leave.
Too many variables for insurance though, but the question isn't if it would be cheaper but rather how much more would it be?
Atleast in year round riding there would be people opting outta cars and you'd have more time to allocate towards riding, because right now it's like alright you got the costs associated with it but only 6 months to do so and that's if you can make time for it in those 6 months so how much riding is one really going to get in, is it worth costs? To some it is, to some it ain't
 
You think if we could ride 12 months a year insurance would be cheaper?
It's cheaper everywhere else that year-round riding is an option, so probably. One of the biggest issues is the small (and shrinking) market for motorcycle insurance limits competition, allowing those that do dabble to charge what they like.

Of course, our car/truck insurance is also insanely expensive, so maybe I'm being overly optimistic about the Ontario insurance cabal...
 
Motorcycle insurance is a joke and they are over charging you. Insurance through my partner's insurance company halved my yearly premium for the z900 even though we are moving to Toronto
 
That's what I normally do, 500l fits into onboard tanks, and a 50l Sceptre portable tank I use to bring back a tank of fuel for the car. Nice because all marine fuel is meth free.

Luckily I filled the tank when prices were $2.20/GAL - that cost about $300US.

At today's prices, a fillup in NY would cost about $600CAD, vs $900CAD in Toronto. It's about 30miles across the lake, at 2MPG it takes 30 gallons ($140) of fuel to go across and back.

I'm a bit frightened about marine fuel prices this yr. Our costs last year were just sort of 10K running the race committee boats and 8 zodiac for the sail school . Adding another 25% to that will suck.
The POS committee boat has a 454 gas engine that just drinks to get 27ft on plane, it needs to go but what to replace it with? diesel anything starts at 50k for beat to death.

We have had a lot of conversation about repowering with outboard, but we are being told its about 15K for the setup before you buy the engine, boat is just not worth it.
 
I'm a bit frightened about marine fuel prices this yr. Our costs last year were just sort of 10K running the race committee boats and 8 zodiac for the sail school . Adding another 25% to that will suck.
The POS committee boat has a 454 gas engine that just drinks to get 27ft on plane, it needs to go but what to replace it with? diesel anything starts at 50k for beat to death.

We have had a lot of conversation about repowering with outboard, but we are being told its about 15K for the setup before you buy the engine, boat is just not worth it.
It's been a while since I talked to a marina owner but one I knew a couple of decades ago said once they got past 100 HP I/Os were cheaper. However not all boats were designed for the weight balance. I shake my head at the Florida stuff, Haulover Inlet, with up to five massive OB's. I think it looks silly but they work. Price is nosebleed. I can't get my head around the price of a 9.9 kicker. We're getting close to starter bike money.
 
It's been a while since I talked to a marina owner but one I knew a couple of decades ago said once they got past 100 HP I/Os were cheaper. However not all boats were designed for the weight balance. I shake my head at the Florida stuff, Haulover Inlet, with up to five massive OB's. I think it looks silly but they work. Price is nosebleed. I can't get my head around the price of a 9.9 kicker. We're getting close to starter bike money.
Cheaper to strip unneeded crap out of the boat than repower (assuming it is a repurposed cruiser). Lighter, faster, less gas required.
 
I just got off the phone with my buddy in Ajax. The place next to his, 4 BR, 30ish YO, detached typical suburbia listed at 1.2 Million, sold for 1.6 Million. Real Estate called him the next day "Do you want to sell? Look what we got for next door." No thanks.
 
It's been a while since I talked to a marina owner but one I knew a couple of decades ago said once they got past 100 HP I/Os were cheaper. However not all boats were designed for the weight balance. I shake my head at the Florida stuff, Haulover Inlet, with up to five massive OB's. I think it looks silly but they work. Price is nosebleed. I can't get my head around the price of a 9.9 kicker. We're getting close to starter bike money.
Outboards are definitely the current vogue in day boats, with the exception of inboard or jet drive ski- and wake-boats. Even traditionally styled brands like Limestone and Rossiter have gone o/b. I assumed the fuel economy was much better, but as @Mad Mike pointed out to me a while back, they're surprisingly poor considering the designs are 30+ years newer. Comparing my ancient carbureted Mercruiser 5.7 with about 260 hp to an equivalent Yamaha 250 hp outboard reveals surprisingly similar consumption that's actually a lot worse at WOT. Granted, the Yamaha is a fair bit lighter, and likely much improved on emissions, but for true operating costs the old iron V8 is actually cheaper...

I think manufacturer's prefer outboards because they lower the install cost and allow for simpler swaps. But newer isn't always better in this case.

(As for the stuff in Haulover Inlet, the mind boggles. Half million dollar plus fishing boats all day long. I don't really get the whole 30+ foot center consoles. The added size doesn't translate into any added use, it's just farther to walk bow to stern...)
 
Ours is a 27ft converted sport fisherman thats been gutted, it cant get lighter , but its still a sea slug. 454 volvo , ancient 4bl carb.

I spoke with the boat builder in Mississauga about putting the floatation box on the transom to then hang an outboard, his advice was buy another boat. We cant afford the bow rails on anything they build .

A lot of the reasons for new boats with outboards is a huge amount of engine space becomes storage , better manouverability in tight spots and when it needs service the mechanics are a LOT happier popping the cowl off than doing headstands in a dark pit. And pulling off the engine for repair is 2 hours not all day.

@Priller , if you have an opportunity to sport fish out of any of the south florida ( atlantic side) inlets and harbours you'll see why 30ft+ is pretty common and useful , its just miserable getting out some times
 
Ours is a 27ft converted sport fisherman thats been gutted, it cant get lighter , but its still a sea slug. 454 volvo , ancient 4bl carb.

I spoke with the boat builder in Mississauga about putting the floatation box on the transom to then hang an outboard, his advice was buy another boat. We cant afford the bow rails on anything they build .
Can't you repower with a newer, more efficient Volvo, even a refurb? Or reprop? If the o/b nets minimal economy gains, it's a huge expense for marginally simpler maintenance...

A lot of the reasons for new boats with outboards is a huge amount of engine space becomes storage , better manouverability in tight spots and when it needs service the mechanics are a LOT happier popping the cowl off than doing headstands in a dark pit. And pulling off the engine for repair is 2 hours not all day.
They also need more regular service and parts are costlier, which benefits the mechanic but not the owner.

As for space, that's probably the biggest benefit, though having the big motor hanging off the transom does limit use of things like swim platforms. And gosh are they ugly on classic-looking boats...

@Priller , if you have an opportunity to sport fish out of any of the south florida ( atlantic side) inlets and harbours you'll see why 30ft+ is pretty common and useful , its just miserable getting out some times
I'm not debating the use for bigger boats, what I'm puzzled by is the use of that size for larger and larger center consoles. If I'm dropping the amount of a decent house (in Florida, anyway), I want more than a fancy perch in the middle of an oversized bathtub. Then again, I don't care about fishing, so I'm definitely not in the target demo...
 
how the F are we talking about boats in the housing market thread.

F'in ballers in your McMansions.
I have a tinnie with a 30hp. It was fun until things came loose inside the flywheel. Now I need timing plate and everything above to get it running again. Some parts are unobtanium. Grr. I thought I had blown a cylinder. This is much more annoying to fix.
 
I'm a bit frightened about marine fuel prices this yr. Our costs last year were just sort of 10K running the race committee boats and 8 zodiac for the sail school . Adding another 25% to that will suck.
The POS committee boat has a 454 gas engine that just drinks to get 27ft on plane, it needs to go but what to replace it with? diesel anything starts at 50k for beat to death.

We have had a lot of conversation about repowering with outboard, but we are being told its about 15K for the setup before you buy the engine, boat is just not worth it.
Get a smaller POS boat - why do you need a planning hull for a Committee boat? An old diesel trawler would be the best bet.
Can't you repower with a newer, more efficient Volvo, even a refurb? Or reprop? If the o/b nets minimal economy gains, it's a huge expense for marginally simpler maintenance...


They also need more regular service and parts are costlier, which benefits the mechanic but not the owner.

As for space, that's probably the biggest benefit, though having the big motor hanging off the transom does limit use of things like swim platforms. And gosh are they ugly on classic-looking boats...


I'm not debating the use for bigger boats, what I'm puzzled by is the use of that size for larger and larger center consoles. If I'm dropping the amount of a decent house (in Florida, anyway), I want more than a fancy perch in the middle of an oversized bathtub. Then again, I don't care about fishing, so I'm definitely not in the target demo...
Repowering with a used older 100hp perkins would be cheap - sell the big block and you might do it for labour. Not gonna plane, bit you'll plow along like a trawler. Good enough for blowboat marshals.
 

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