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Coronavirus

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Things will be better than ever going forward, if people maintain a positive attitude, the body follows the mind.

As a millennial, I can tell you none of us care for the American dream and it was dead years ago. We don't want a house in the suburbs with a nice car, 9-5 job, happy wife and kids waiting for retirement paying a mortgage (Mortgage translates to bound till death). We're okay renting for life, not owning cars and using ubers, working multiple jobs over the years (I've had 3 new employers in a 6 year span, never had a steady job for more than 3 years before moving on, same with all my friends) etc... Learning new skills is easier than any other generation, and adapting to new fields easier, same with information, so what we're seeing is rapid change in a small period triggering uncertainty and sparking fear. Everyone on this forum is blessed to be in Canada and the opportunities we have now, and going forward.
Ok, kudos for youthful idealism. Now some advice from an old man - lookup hippie, yuppie, dink then watch what happens over time.
 
Things will be better than ever going forward, if people maintain a positive attitude, the body follows the mind.

As a millennial, I can tell you none of us care for the American dream and it was dead years ago. We don't want a house in the suburbs with a nice car, 9-5 job, happy wife and kids waiting for retirement paying a mortgage (Mortgage translates to bound till death). We're okay renting for life, not owning cars and using ubers, working multiple jobs over the years (I've had 3 new employers in a 6 year span, never had a steady job for more than 3 years before moving on, same with all my friends) etc... Learning new skills is easier than any other generation, and adapting to new fields easier, same with information, so what we're seeing is rapid change in a small period triggering uncertainty and sparking fear. Everyone on this forum is blessed to be in Canada and the opportunities we have now, and going forward.
This is the future going forward. It's not the same job for your entire career, it's moving around, gaining new skills, and being more of a 'project' worker instead of just staff. As projects come and go, so does the workforce.

My work is like this. I'm 40 and have had 4 jobs since 2007 and all in the same field. The jobs before this were simply to get into a different area (same field) and more experience, then to setup a new company as they bought out our old one so they needed some help (and I got a sweet bump in pay), and then to where I am now. With this company I've worked on 3 different projects (site / office / site) and each has gained me more valuable skills which I can apply to the next role. However, the next step for me is to get the PENG/PMP as previously mentioned, and if I wasn't so lazy for it I'd have it filled out already. I took the PENG test, passed the ethical part but failed the practical where I needed to remember cases/applications/names etc because my memory sucks.

However, needs to be done. Good on you @ScorpionT16 ... just make sure you keep learning and growing. I know plenty people in the younger generation that are entitled, self-important, and cry boo whenever they don't get their way.
 
The US is the most favored destination for all immigrants

It may be the most favoured place, but the US under it's current leadership is doing seemingly everything possible to throw up barriers and stoke anti immigrant sentiment. So it may not be that 'favoured' place for much longer when said immigrants realize they're walking into a place that increasingly doesn't want or value them.

doesn't work because people are contagious before symptoms set in.

...

Second is some kind of policing system that's tied to the test, because there will be a few desperate people who either won't self-test, or if they test positive, decide their need to go to work/go to that concert outweighs the public's safety. Because, you know... they'll just stay six feet away from everyone else...

I was going to reply with exactly what you stated in the same breath. That's part of the issue. We've all known now for quite some time (well, except for Georgias governor, but that's another story) that Covid can travel and spread through asymptomatic carriers - either asymptomatic the entire time people have Covid19 (as some show no symptoms), or before they do show symptoms.

The problem is....as you mentioned...some people are too stupid or self absorbed to even stay home WHEN they are sick. How many times have you been stuck working alongside some coworker who is clearly unwell and should not have come in but is one of those "live to work" mentalities who's entire year would be thrown into financial disarray (sarcasm) if they missed an 8 hour work day and that 2-3 hours of overtime they routinely work every day as well.

THESE are also going to be problem people moving forward. People who get up in the AM and are coughing and feeling other symptoms...but who just go to work anyways because "It's probably nothing". Reality is Covid is spread mainly by the results of coughing (air) and secondly by touch - coughing into your hand or onto surfaces. Sure, people may technically be contagious for some time before that, but until they reach the coughing stage the risk is much lower. So, a chronic cough is going to be FAR more of a reason to stay the F home now moving forward.

But we all know people won't.

i don't, lived there for long enough, what's the population again? :whistle:

You know the answer to that. Your point?

and has gotten people used to taking the common-sense precautions - and identified where the weak spots are (long-term care, hospitals, etc).

If only common sense was particularly common anymore.
 
The vaccine talk I hear says over a year away. The farm situation is in dire straights. They can't plant crops in August.

We need predictability and step one is seeing the growth curve matching our ability to cope.

Our tools are basically isolate, educate and medicate in some balance. If we can achieve that balance some predictability can arise but there will be collateral financial damage as people get back to work and play.

I can't see how we can ever get back to the level of prosperity we had. The alarm clock has gone off on the American dream.
Things like farms having access to workers now are one of the things that should get priority. I would bet that even in the face of vast unemployment, they cant find canadians willing to do those jobs. I have no idea on the logistics of bringing in plane loads of tfw workers at this time.

I agree, this cant go on forever but to me it makes sense to restart the vast majority of workplaces before restarting recreation (yes recreation has some associated jobs but most of the people in contact there are just hanging out as opposed to a typical employer where most contacts are working). If people cant boat for a bit or go to their cottage for a while. Boo hoo. You dont always win.

As for getting back to prosperity, other than the bump in the debt, I think it will be forgotten and reasonably return to the old normal. Most humans are not equipped to socially isolate for an extended period of time and mental health will become a crisis if this goes on for the long term.

We were already have governments spending more than they collect in good times, maybe this is a big enough bump that we will actually get at least a few years of austerity and an attempt to pay some back amd reduce the cost to service past stupid ideas. Is now the time where we could get a law past that ties politicians fate to the deficit? Eg. If during the term of the government you run a deficit, there is no pension applicable, or you are not eligible for re-election or similar? That would give future governments pause before spending money on stupid ideas as it would personally affect their financial future.
 
Under current circumstances, I'm quite happy to not owe anybody anything.
Agree, but under the same circumstances I am also quite happy we moved even though we owe a lot (well a lot in terms of income, who knows what a lot is in terms of mortgages anymore). 1000 sq ft with working from home and two small monsters would be awful. I'm happy to make the mortgage payment to give them room to run and play inside.
 
Agree, but under the same circumstances I am also quite happy we moved even though we owe a lot (well a lot in terms of income, who knows what a lot is in terms of mortgages anymore). 1000 sq ft with working from home and two small monsters would be awful. I'm happy to make the mortgage payment to give them room to run and play inside.
This is what we did. Had a townhouse that was suitable for a family of 4. Then father in law died and mother in law needed a place to stay...then baby came and we became 5 in a 3 bedroom townhouse with LOTS of stairs. This quickly became annoying and unsustainable and while people live happily their whole life in less, we didn't want to. So we took our money and ran to a much larger house (about 1800sqft), an additional bedroom, and a backyard. We want more lol as I want a better space for office/gym but it'll do for us.

As for the comment about 'mortgage = life of debt' ... not surprising. Given the state of housing right now, and wages for workers being what they are, it's very difficult for the younger generation to even consider buying a condo, let alone a house in the GTA. But with their remote work capabilities and project based work, they can be mobile and even work from home for the most part to make it work...but you have to want to make it work. Otherwise it's a non-starter.
 
A lot of people also commit mortgage fraud these days. I know several older people who make a great living but do everything legit, and therefore cant afford a house anywhere near the GTA...
 
Things will be better than ever going forward, if people maintain a positive attitude, the body follows the mind.

As a millennial, I can tell you none of us care for the American dream and it was dead years ago. We don't want a house in the suburbs with a nice car, 9-5 job, happy wife and kids waiting for retirement paying a mortgage (Mortgage translates to bound till death). We're okay renting for life, not owning cars and using ubers, working multiple jobs over the years (I've had 3 new employers in a 6 year span, never had a steady job for more than 3 years before moving on, same with all my friends) etc... Learning new skills is easier than any other generation, and adapting to new fields easier, same with information, so what we're seeing is rapid change in a small period triggering uncertainty and sparking fear. Everyone on this forum is blessed to be in Canada and the opportunities we have now, and going forward.
You have been raised by television and the perception that your most important goal in life is to know your credit score.
Boomers were raised by a wartime generation that is right now laughing their souls off saying "I told you this was going to happen"
 
The problem is....as you mentioned...some people are too stupid or self absorbed to even stay home WHEN they are sick. How many times have you been stuck working alongside some coworker who is clearly unwell and should not have come in but is one of those "live to work" mentalities who's entire year would be thrown into financial disarray (sarcasm) if they missed an 8 hour work day and that 2-3 hours of overtime they routinely work every day as well.

Every workplace has at least one. I call ours The Plague Rat.

Sure, people may technically be contagious for some time before that, but until they reach the coughing stage the risk is much lower. So, a chronic cough is going to be FAR more of a reason to stay the F home now moving forward.

Problem is, the regular flu didn't go on vacation. People are going to ask themselves am I sick or am I SICK? It's human nature. They need to get a quick and easy test out to take the guess work out of the equation.
 
It may be the most favoured place, but the US under it's current leadership is doing seemingly everything possible to throw up barriers and stoke anti immigrant sentiment. So it may not be that 'favoured' place for much longer when said immigrants realize they're walking into a place that increasingly doesn't want or value them.
I'm guessing this is a move to reduce competition for jobs post COVID -- and a little red meat for the base. I'll bet that's going to resonate with more than MAGAs is employment is an issue in November.
 
A lot of people also commit mortgage fraud these days. I know several older people who make a great living but do everything legit, and therefore cant afford a house anywhere near the GTA...
I'd say the biggest hit to real estate will be that the flippers will be hesitant to jump on new properties, and also may be stuck with existing builds...

My buddy was at a house yesterday and the owner/flipper was crying because he was ONLY going to make 100k in 6 months instead of his anticipated 300k...F U C K that guy. He's more of a threat to actual families owning homes and I'd hazard a large reason for the jumps in pricing.
 
I'd say the biggest hit to real estate will be that the flippers will be hesitant to jump on new properties, and also may be stuck with existing builds...

My buddy was at a house yesterday and the owner/flipper was crying because he was ONLY going to make 100k in 6 months instead of his anticipated 300k...F U C K that guy. He's more of a threat to actual families owning homes and I'd hazard a large reason for the jumps in pricing.
While you used to be able to buy an ugly small house for less money, there are very few of those houses left. They all have granite and a storey added on top to maximize the value on the land at some recent point in time.

When we sold our house last year, we knew we were at a low point in pricing but didn't want to carry an obscene mortgage on the new house so it had to go. We had 74 showings, one offer (small detached house, townhouses for equivalent money were ~double the sq ft). It went up for sale again after they owned it for 14 months. They did nothing and their listing even reuses some of our pictures and they were asking for 30% over what they bought it for. Covid hit and they pulled the listing. It will be interesting to see what happens now.
 
Things like farms having access to workers now are one of the things that should get priority. I would bet that even in the face of vast unemployment, they cant find canadians willing to do those jobs. I have no idea on the logistics of bringing in plane loads of tfw workers at this time.

I agree, this cant go on forever but to me it makes sense to restart the vast majority of workplaces before restarting recreation (yes recreation has some associated jobs but most of the people in contact there are just hanging out as opposed to a typical employer where most contacts are working). If people cant boat for a bit or go to their cottage for a while. Boo hoo. You dont always win.

As for getting back to prosperity, other than the bump in the debt, I think it will be forgotten and reasonably return to the old normal. Most humans are not equipped to socially isolate for an extended period of time and mental health will become a crisis if this goes on for the long term.

We were already have governments spending more than they collect in good times, maybe this is a big enough bump that we will actually get at least a few years of austerity and an attempt to pay some back amd reduce the cost to service past stupid ideas. Is now the time where we could get a law past that ties politicians fate to the deficit? Eg. If during the term of the government you run a deficit, there is no pension applicable, or you are not eligible for re-election or similar? That would give future governments pause before spending money on stupid ideas as it would personally affect their financial future.

Imported labour get a 14 day quarantine, fed and housed, maybe the same when they go back home.

Getting Canadians to do the work is iffy. Harris's Workfare didn't pan out. A lot of labour jobs are physical hard work and not totally unskilled. Many are regulars at farms for years and get right to work without training. A fifty year old overweight guy will die.

Work comes before play. One has to make money before they can spend it unless the debt balloon is infinite in size.

I believe in austerity but we as westerners have generally ignored debt growth to the point it runs our lives. Stop going out to eat and restaurants close, students lose part time jobs and can't pay tuition fees or buy books. We don't need more lowly educated people. That's just one industry.

In the days of over the air TV we used to pay for entertainment by accepting commercials. Now we pay a grand or more a year for cable and internet. How do we go back?

The stock market is dependent on continued growth until forever. At some point there is no more juice in the orange.

I love the idea of tying a politicians future to their results but one has to define "Future". In industry CEO's could come in and boost profits by cutting services and maintenance. They collect their bonus and move on to another higher paying job using their achievements as bait. The incoming CEO is saddled with broken down equipment, disgruntled workers and frustrated clients. Defining a long term plan is almost impossible.

Trump cut costs by eliminating Obama's pandemic team a couple of years ago. What are the savings today?

We're screwed.
 
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I'd say the biggest hit to real estate will be that the flippers will be hesitant to jump on new properties, and also may be stuck with existing builds...

My buddy was at a house yesterday and the owner/flipper was crying because he was ONLY going to make 100k in 6 months instead of his anticipated 300k...F U C K that guy. He's more of a threat to actual families owning homes and I'd hazard a large reason for the jumps in pricing.

Are those flippers any different than the stock market traders that add no value to a company but expect a juicy ROI?
 
Imported labour get a 14 day quarantine, fed and housed, maybe the same when they go back home.

Getting Canadians to do the work is iffy. Harris's Workfare didn't pan out. A lot of labour jobs are physical hard work and not totally unskilled. Many are regulars at farms for years and get right to work without training. A fifty year old overweight guy will die.

Work comes before play. One has to make money before they can spend it unless the debt balloon is infinite in size.

I believe in austerity but we as westerners have generally ignored debt growth to the point it runs our lives. Stop going out to eat and restaurants close, students lose part time jobs and can't pay tuition fees or buy books. That's just one industry.

In the days of over the air TV we used to pay for entertainment by accepting commercials. Now we pay a grand or more a year for cable and internet. How do we go back?

The stock market is dependent on continued growth until forever. At some point there is no more juice in the orange.

I love the idea of tying a politicians future to their results but one has to define "Future". In industry CEO's could come in and boost profits by cutting services and maintenance. They collect their bonus and move on to another higher paying job using their achievements as bait. The incoming CEO is saddled with broken down equipment, disgruntled workers and frustrated clients. Defining a long term plan is almost impossible.

Trump cut costs by eliminating Obama's pandemic team a couple of years ago. What are the savings today?

We're screwed.
Importing relies largely on affordable transportation north. I have no idea if farm economics can support $3000 tickets for each worker or if it is cheaper to rest the land for a year and go for bumper crops next year.. With most air travel not happening and land transportation through the US out, getting them here is not cheap.
 
Are those flippers any different than the stock market traders that add no value to a company but expect a juicy ROI?
No different. However the flippers directly impact the ability of working/normal families to have a place to live. You can't buy a stock because it's pumped up, you'll survive no issues. You can't afford a house because the flipper is making massive amounts of money...well too bad so sad.

Personally, if the flippers want to flip, keep at it. But make sure you tax them accordingly. I would be all for CRA increasing the number of years from 1 to 5 at least in order to tax capital gains. Normal families will not be affected by this. Anyone doing it for an investment will. Many guys on my old street would 'live' in the house on paper as they 'remodelled' the home for personal use, only to sell at an obscene profit at 1 year and a few weeks. Meanwhile they had 3 or 4 other properties in the area. Each one under a different name...mom...dad...uncle...whoever. So capital gains wouldn't take a hit. Family member gets to live free, while they don't pay capital gains on the property. Anyway this is derailing this thread. Back to COVID-19!
 
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