http://www.wheels.ca/news/verdict-is-in-ajusto-cuts-my-insurance-by-21-per-cent/How about motivating drivers to drive 'sensibly' using a device like Desjardins’ Adjusto? Maybe it could even be a mandatory requirement for new and returning drivers. It measures how quickly the driver accelerates, how hard the driver brakes, how fast the driver drives relative to the speed limit and how the driver turns. Good drivers will receive lower insurance rates and develop better driving habits.
Good article from the Toronto Star about the Ajusto box from DesJardin. They won't use the data to raise your rates, only to reduce it.
Savings are based on:
Mileage: Drive under 15,000 km annually for savings of up to 10 per cent.
Time of day: Overnight hours are high-risk driving times. Weekday rush-hour times are moderate risk. Other daytime and early evening hours are low risk. Save up to 5 per cent.
Fast acceleration and hard braking: If you accelerate faster than 13 km/h in one second or decelerate 15 km/h or more in one second, the device will consider this sudden. Save up to 10 per cent.
Mileage: Drive under 15,000 km annually for savings of up to 10 per cent.
Time of day: Overnight hours are high-risk driving times. Weekday rush-hour times are moderate risk. Other daytime and early evening hours are low risk. Save up to 5 per cent.
Fast acceleration and hard braking: If you accelerate faster than 13 km/h in one second or decelerate 15 km/h or more in one second, the device will consider this sudden. Save up to 10 per cent.
I don't see anything about the speed limit and GPS tracking. So I guess you can still drive at your RPM limiter (~180km/h indicated)?
I don't believe that new/returning drivers should be monitored through these devices. There is already a huge deterrent for them to get behind the wheel: insurance. If they really have bad driving habits, they'll get into accidents and their driving will be observed by the police and the public (Roadwatch).
I believe even those truck speed limiters were found unconstitutional.