State Farm Rate Hikes in April?
- Thread starter ShiftyEh
- Start date
Hmmm i'll give these guys a call and see what they say.
nousername
Well-known member
28 yr old...m2...G over 5 yr old...2 accidents both 6 yr old ..1 minor ticket with no demerit points...got a quote for a 2013 848 evo corse..$2100..can i do better than this?
Perhaps, keep calling around.
I'm paying ~$1700 for a 750. I don't know if the 848 is in the 1000 class or not but if it isn't, your quote should be near mine. Call around and ask which range it falls in.
I don't understand how someone can say I pay $100/month and not share what coverage you're getting.
There's a lot of options, I pay $1100/year through TD for a VFR800. I can also choose to pay less than that with less coverage.
It's pointless to share how much you pay without sharing what's covered.
My coverage for $1100/year includes:
- 2 million liability
- $300 comprehensive deduc.
- $500 collision deduc.
- first accident forgiveness
If I opted for only liability, it would be much less than $1100/year.
There's a lot of options, I pay $1100/year through TD for a VFR800. I can also choose to pay less than that with less coverage.
It's pointless to share how much you pay without sharing what's covered.
My coverage for $1100/year includes:
- 2 million liability
- $300 comprehensive deduc.
- $500 collision deduc.
- first accident forgiveness
If I opted for only liability, it would be much less than $1100/year.
As i said in another thread my State Farm insurance is up for renewal April 26, 2013. I've received my rates and new insurance card already.
**-11%**
$2900 to $2600
Currently 24, wont be 25 until october(end of riding season, and yes this matters because insurance is pro-rated)
same driving record (clean)
still only M2
same policy and living in the same area
**-11%**
$2900 to $2600
Currently 24, wont be 25 until october(end of riding season, and yes this matters because insurance is pro-rated)
same driving record (clean)
still only M2
same policy and living in the same area
.... Yep.... SF raised my rates by $120 per year, again. Third season, 600cc, no tix, no accidents, perfect driving license.
More experience + clean record = Raised rates!
Also, I turn 30 later this year - SF agent just told me that the rates DO NOT come down and there is (and I quote) "no rate decreases in the foreseeable future for you"
For the record, I only have my bike insured through them as they are not competitive on car rates at all (atleast in my case)
Same thing with me.
I shopped around, took my business elsewhere. Insuring twice the bike for the same price SF was charging for a 600. 3 years in a row with an increase, so much for loyalty and a clean record.
Bottom line, shop around.
My friend has his vstrom insured with them for 2 seasons now. no complaints. He's never made a claim though.
I finally got a hold of these guys and got quoted 158 a month for liability + fire and theft. With state farm im paying 156.
Bike is a 1000rr, im 30 with full M and no accidents or claims.
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That is interesting, my quote was $90 and I am paying $135 with sf. On r6 with 1 ticket for full coverage. Hope it is not a b&s then jack up the rates later.
WESTBZERO
Well-known member
My quote went down actually after I signed the paper work. Originally i was gonna pay $4272 a year but later when it was approved by head office, my quote went down to $3914 a year. Thats a massive drop especially seeing it so soon after signing. Quotes went down instead of up in my opinion.
Great Googily moogily. Are daily cappucino's and bj's included with that premium?
Woot! Just got quoted $112 with allstate thanks to nfq! 
(liability/fire/theft)
Goodbye state farm!
(liability/fire/theft)
Goodbye state farm!
Thatis pretty good, as allstate have me same as sf. I guess mantha it is, here I comeWoot! Just got quoted $112 with allstate thanks to nfq!
(liability/fire/theft)
Goodbye state farm!
