Cr@p, and here I though reading comprehension was everyone *else's* problem LOL! Oh well, thanks for explaining.
State Farm Playing A Game, Please Chime In I Need EDUCATED Answers.
- Thread starter Kyle
- Start date
Cr@p, and here I though reading comprehension was everyone *else's* problem LOL! Oh well, thanks for explaining.
EaZ8
Well-known member
so its not in a private garage... higher risk, higher rate.
You know whats absolutely phenomenal. Even after bitching about the fact that no one reads, I get two posts in a row where the people didnt read.
I have my OWN LOCKED GARAGE ONE SINGLE GARAGE DEDICATED TO MY UNIT. so no, Thats not the issue and even if that wasnt the case. ALL THE QUOTES PARTICULARS ARE EXACTLY THE SAME. the only difference between the quotes is the name at the top and the licence numbers.
and roomie, again, look at the orignal post. IM NOT COMPLAINING ABOUT THE PRICE OF MY INSURANCE. SF is the cheapest ive found, and although I feel as tho im being ripped off because the premium is too expensive for 4 months of riding ability IT IS ALSO THE BEST QUOTE AND IS AFFORDABLE FOR ME. I am only raising issue with the obvious lack of sense the insurance company's quoting Techniques make.
I have my OWN LOCKED GARAGE ONE SINGLE GARAGE DEDICATED TO MY UNIT. so no, Thats not the issue and even if that wasnt the case. ALL THE QUOTES PARTICULARS ARE EXACTLY THE SAME. the only difference between the quotes is the name at the top and the licence numbers.
and roomie, again, look at the orignal post. IM NOT COMPLAINING ABOUT THE PRICE OF MY INSURANCE. SF is the cheapest ive found, and although I feel as tho im being ripped off because the premium is too expensive for 4 months of riding ability IT IS ALSO THE BEST QUOTE AND IS AFFORDABLE FOR ME. I am only raising issue with the obvious lack of sense the insurance company's quoting Techniques make.
Spread this. I'm constantly posting direct links to insurance guidelines, it's a huge misconception.
Do note though, that refers to lapses where you cancelled your insurance, not when it was cancelled due to non-payment or conviction.
Yes I agree That should be noted. How ever the explination that statefarm tried to give me for this issue im having (One of the agents anyhow) was my credit rating. Since This is illegal im going to call that agent back and discuss it. Also most people are just to dosile and take what is given to them, Insurance companys espically. People dont research this stuff, but how many of you people have been asked one if not all of thease questions and told it effects your rate.... Im paying more on my truck because I didnt have insurance all summer. I WILL be making a case of this with my insurance company pronto.
See I would adore that, but the sad and honest truth of all of this is. No one cares. Bikers are widely see by the rest of the common people as the criminals or the undeserving of help. I would love to file a class action lawsuit against all insurance companys and the FSCO because the bottom line of all of this is that insurance breaches the charter of human rights. They DISCRIMINATE (Im not discussing that choice of word because the bottom line is that its the correct term) against people for theire age, and sex. Both things the canadian charter of human rights prohibits discrimination against, but they have, do, and will continue to get away with it by calling it calculated risk factors. If I owned a company that sold rice in bulk, and I had three customers one jewish, one anglo caucason and afro american and I gave the jewish guy a better price than the anglo because he would steriotypicaly pay on time every time, and gave the anglo a better rate than the african american because african americans are more likely to be involved in thefts then I would instantly be brought up on charges and called a racist criminal. That whole scenerio is a little outlandish, and I am in not racist I was just making a (not at all PC but commonly felt) point about disrimination being called calculated risks. Its the same thing that insurance companys do to everyone. your male? costs more. You are 16? costs more. its just a matter of time before they begin looking at the races involved in accidents and claims and using that as part of there calculations. Insurance is not something that we will ever win against. The government makes to many kickbacks on it and to much taxes off of it. Dont bite the hand that feeds. no matter how much press and how much of a fight anyone puts up it will never be concidered in the eyes of the people who can make the change because it would hurt there pockets. and Wynne likes her free vacations way to much to listen to the plight of a common slug taxpayer like me, or you (not that your a slug but Im hoping you see my point.) one thing people always seam to forget, and I never have no matter the accusations or compaints that I make about driving or insurance in this province, is that driving is a PRIVLADGE not a RIGHT. So yes its entirely a PAY TO PLAY menatlity with insurance because its a luxury not a necessity and insofacto no one will ever take on the big companys for this fight. Untill a politicion has to pay there own outrageous insurance. Then MAYBE but I doubt it. they will just up our taxes to pay for it some how.
