Thanks for the info! Definitely overlooked the Ninja for the most part.
Honestly though, I’m flip flopping back to a 125 all over again. Realistically keeping my starting costs (bike and insurance wise) is the absolute best thing I can do for myself - realizing spending an extra grand on a 250 might feel good at first, but piling insurance and that added purchase cost, as well as the fear of losing an extra thousand in a theft may leave me more financially stressed than anything else.
I seem to have found a competent seller who can give me intelligent and straight answers on what he has, and can deliver. He will likely agree to a pre sale inspection at a shop, and though the bike is at 22k, the tires were actually replaced on it a few years back and they are able to give me more info on its history than most other sellers - lending a bit of trust, which is something I can’t say about 99% of the sellers I’ve spoken to. If only a GTAM member was selling a learner bike, then I’d be totally at peace.
I know, I will likely get tired of a 125, and sell it in a year. But considering once again that I will be in the city nearly all of the time, and will be driving up north maybe once or twice a summer on side / county roads, highway speeds are just such a low priority in this early phase of my motorcycling life. I feel privileged enough as it is to be able to do such a stupid thing at this point in my life in such a stupid place in the world for owning a motorcycle.