That is a key change. Before people realized that things happen, now there is a ton of money lit on fire in insurance and lawsuits that drives up the price of everything.Liability for impromptu events is insane.
I still have many more months of work before I am recovered from breaking my leg at a business in early March. Could I sue them? Probably yes. Could I win? Maybe also yes. Am I going to do it? Most likely no as I think that would make me an ahole. I did an activity with some risk and got hurt. My problem.