Hey everybody I am new to this forum and looking for help and advice,
I was in a residential area going about 40kph = 24mph. A tree obstructed a stop sign and I went through. A bus(Toronto Transit) was coming from the intersecting road(from my right). The bus sped up to avoid me and I turned right to avoid him. I collided with the left side of the bus before the rear wheels. I am lucky that I did not even hit the ground, I stayed on my feet. No one was on the bus and the bus driver was unhurt. The bus was scratched on the left side
My bike a Suzuki Boulevard s40 2007 model had its front forks bent and a right peg broken off.
I only have my M1 license(cannot ride during the night) and it happened at night. I took an approved safety course and passed entitling me to an M2 license after my minimum 60 days of the M1 license. The minimum 60 days ends at June 13.
I now have a ticket for $110 and a failure to obey a stop sign. I am told I should go to court and fight it and get demerit points reduced for insurance purposes.
The police officer let that license issue slide because I told the truth on what happened. Should I fight this in court or just take it as it is? Should I contact my insurance company (statefarm) or wait to see if the bus company files? Should I tell them about the ticket?
Summary: Crashed into a bus with as a novice rider with a license restriction. No one hurt. Asking what to do now.
Photos of the bike damage http://imgur.com/a/Skybd
Photo of the tire without the embedded debris: http://i.imgur.com/mQrIS.jpg
If there really was a tree obstructing a stop sign, do NOT forget to go back there NOW (before someone goes ahead and removes some branches or leaves) and get a time-and-date-stamped picture of what it looks like on the approach to the sign.
There are regulations for sign placement and visibility that the sign has to meet.
Can you take some pictures of the stop sign to show that it was obscured by a tree?
edit: Brian beat me to it
If you fight it go back to the scene and photograph the obscured sign as part of your defense.
As for not reporting it, you hit a municipal bus, would the driver not reported the accident at the end of his shift?
When the bus driver reports the accident, you will be contacted by the reporting facility. Then your insurance will find out. And since it happened after dark you will not have coverage.
One question the reporting center asks is time of incident and when it comes up that it was past sun down, you're in the s hitter.
OP wasn't given a ticket for that particular offense in the first place. Can they suddenly lay that charge once he shows up in court? I'm no expert, but I've never heard of that....
Going to court and fighting the Disobey Sign isn't a waste of taxpayer money if the sign was legitimately being blocked, regardless of what time he was out on the bike.