You mention a few times your fear of possibly stalling.
To really lighten that fear a LOT, just do two things.
- make sure you are in first gear as you slow to a stopped light. This one is important and sets you up automatically for the 2nd thing to always do. Plus it increases your chances a LOT that you won't stall repeatedly. This is best done while bike is still moving. If you find that your bike tends to be sticky into first (or any lower gear) if you do end up coming to a stop first (many bikes do this) simply let your clutch out a little bit while you press down into first at same time. usually you can feel it go thru neutral and even observe the neutral light when you are stopped.
- then the other thing to do is, if you do stall it, don't freak. Simply don't panic, proactively keep the bike as vertical as possible before doing anything else, and remember that all you have to do is pull the clutch in and stab the starter again. No need to worry the shifter or anything.
so two things..
- make sure you are in first gear as you slow to a stopped light.
- then the other thing to do is, if you do stall it, don't freak, just pull in the clutch and stab starter and try again...takes longer to type it out than do.
Good luck, enjoy, always assume they don't see you or don't care about you even if they do see you.