How low will the Canadian $ go?

Well, I didn't say it was falling apart. I've had a couple of major issues. This model and particularly that version of the motor has some common issues and there are a lot of similar complaints.

The decision I have to make is do I nurse it for another year and hope that nothing else fails as the warranty has expired, or change it now when it may be cheaper than it is next year.

Heads on the bigger Toyota engines have never been their strong point. Remember the Supra?

IMHO, I think Toyota quality has gone down in recent years. My wife once had a Camary with 250,000 km's that drove like new and was very reliable. Tires, brakes, oil and filters were all that was required. It was a great car and never let us down
 
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At that value our exports will begin to rise. I can already tell you that anyone making construction products in Canada is exporting full-tilt to the United States as they are having a construction boom and our products are cheaper.

Auto makers will begin to buy more Canadian product and commit to new product lines at their plants. Canadians will stop buying U.S. made products because they are too expensive. When that happens, oil or no oil, our economy will boom and our dollar will rise again.
 
I find most Japanese vehicles when they tend to build a name for themselves they start to slack off. Just like Honda, used to be great, now not so much
 
When i was shopping for the Wife's 2015 wrangler I looked at preowned. Believe it or not some of the used were selling for more then brand new. I asked the sales guy why and he said it's because our Cad. US dealers are buying them because converted they are a lot cheaper. American dealers are not allowed to buy brand new from Canadian dealers.

Recently I got an email offer from the same dealership to trade in our jeep for a 2016 with lower monthly payments. Kinda tempted

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I've never understood this thing where something breaks on their vehicle and all of a sudden they're off to the dealership.


Long term it doesn't make much difference to the bottom line.

I change my wife's car every 3 years but I tend to hold onto cars for a long time. I have a older 3 series and its cost me a fair bit over the last 2 years but you also have to consider the inconvience of having to Drop it off at the dealership or get it towed.

There is also something to be said for that new car smell.

If you do change regularly leasing could be an option to consider. My brother in law leases and just picks up a new car every 2 years. Payments are similar to financing but you get more car for the money.
 
When i was shopping for the Wife's 2015 wrangler I looked at preowned. Believe it or not some of the used were selling for more then brand new. I asked the sales guy why and he said it's because our Cad. US dealers are buying them because converted they are a lot cheaper. American dealers are not allowed to buy brand new from Canadian dealers.

Recently I got an email offer from the same dealership to trade in our jeep for a 2016 with lower monthly payments. Kinda tempted

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Agreed. In august I wrote off my 2005 ram 2500 diesel 2wd. Insurance gave me almost $14000 for it. I was expecting $8000 if I was lucky. They said its because the US is buying all our used trucks, they've driven up the prices.


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FWIW. I had a Mexican built Tacoma.

I don't know if it was due to the fact that it was built in Mexico or that the design of the engine is very old/poor but as soon as it was out of warranty I got rid of it. "Toyota Quality", at least on that product line, was a myth.


^^^ I agree with the above. Its not so much the repairs. Its having to drop it off at the dealers, wait till the parts come in and then wait until they get around to fixing it. And its not like you can still drive it, as a warped head pissing coolant into the block makes it pretty much un-drivable.

When you need a car to get to work and you don't have the option of the TTC its pretty much a necessity to have something you can depend on. If you live in Toronto a car is pretty much a leisure item as there is so much public transit. Try taking public transit in Guelph.



I ended up buying a F150 with the V6 ecoboost. Its been fine so far although "eco"boost is a bit of false advertising. It drinks gas.
 
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^^^ I agree with the above. Its not so much the repairs. Its having to drop it off at the dealers, wait till the parts come in and then wait until they get around to fixing it. And its not like you can still drive it, as a warped head pissing coolant into the block makes it pretty much un-drivable.

When you need a car to get to work and you don't have the option of the TTC its pretty much a necessity to have something you can depend on. If you live in Toronto a car is pretty much a leisure item as there is so much public transit. Try taking public transit in Guelph..

In my opinion in the long term it's cheaper to fix a car and rent one, than it is to keep buying new. Not to mention its a hell of a lot better for the environment.
 
Lately, I mean that loosely, we've been buying cars, paying them off fast, and keeping them for ten years.

Our Chevy Venture extended was probably in worse shape than your truck, but it was 10 years old.

It was able to carry 30+ sheets of 4'x8' drywall though, and keep them dry.
 
I realize these truly are 'first world problems' , I was speaking with a girl acquaintance that works cruise ships, they are largely dependent on CDN customers in the winter, and all transactions are in US dollars. Its ugly. FLA is offering some pretty negotiable deals to lure CDN's down. I'm seeing lots of friends rethinking vacation.

I import a lot of product for our business from the US, and Russia and China and its all in US dollars. You can imagine telling customers your order went up another 6% from when you ordered last month, so sorry. To say nothing of a 40% swing in 5 yrs.


Funny you say that. I'm sitting in a hotel room in Wilkes-Barre right now, enroute to Manhatten in the morning to jump on a 10 day cruise. We cruise NCL, and if you call them direct to book a cruise they will book it on CDN funds, 10% over the USD price and we got a booze and dinner package as well

They are really trying to attract us northern's
 
Funny you say that. I'm sitting in a hotel room in Wilkes-Barre right now, enroute to Manhatten in the morning to jump on a 10 day cruise. We cruise NCL, and if you call them direct to book a cruise they will book it on CDN funds, 10% over the USD price and we got a booze and dinner package as well

They are really trying to attract us northern's

We found NCL kind of meh compared to some of the other lines.

I need a good rate to convert large USD amount to CAD. Anyone know a place with good rates?

Best rates I've gotten were from my Broker. If your Bank likes your business it might be an idea to negotiate with them there.
 
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Funny you say that. I'm sitting in a hotel room in Wilkes-Barre right now, enroute to Manhatten in the morning to jump on a 10 day cruise. We cruise NCL, and if you call them direct to book a cruise they will book it on CDN funds, 10% over the USD price and we got a booze and dinner package as well

They are really trying to attract us northern's

No kidding.... we just got home from our first with NCL. I knew they would book in Canadian but didn't know at what rate. I am still sitting on money I converted at $1.03 for vacationing over the next several years. Trying to book another one but can't stomach the conversion.

Either way... With that Pick 2 deal or even the Ultimate Beverage Package on, with the possibility of my little one only having to pay the tax... Gonna have to look at booking one asap before they up their exchange I suppose.

Carnival is going to be put on the shelf until my 2 year old is big enough to use a full sized water park at minimum... too bad too, because my wife is going to hit Platinum on our next and I will the following cruise I believe with them... but, still not worth it.
 
Nothing like floating around on a **** and germ barge for 10 days eh
 
If it goes any lower I'm never buying Canadian stocks again.
 
We found NCL kind of meh compared to some of the other lines.



Best rates I've gotten were from my Broker. If your Bank likes your business it might be an idea to negotiate with them there.

I'm finding with different cruise lines its not so much the line but the individual ship for a nice experience. Except Carnival, I'm not a family fun guy so no thankyou Carnival. Its such a buyers market you do get what you pay for , seeing a CDN dollar program is a very nice thing.

We do get the wine package for dinner when available, but when we are in port we are off the boat everyday and drinking local, by the time we get back on the boat its shower and nap before late dinner.

I've never been ill from any cruise ship, heard the horror stories but they are meticulous and its never bothered us. The 35% dollar and added gratuities makes me a bit nauseous .
 
Who do you usually cruise with, Crankcall?? What do you mean by "family fun" exactly?? I have been on many Carnival ships and am always under the average age by a long shot... 35 next month. When we went to Hawaii everyone 2x my age.

I haven't sailed with them, but I am assuming that Royal is the worst, with the Rock Climbing Wall, Flowrider, and skating rinks etc...

Celebrity looks quite the opposite on the other hand, but I've only looked at them from over head on a larger ship docked next to
 
Nothing like floating around on a **** and germ barge for 10 days eh

Ah yes, the 1 cruise every few years (out of many thousands and over 20 million cruisers every year) where a few people get sick...and paint them all with the same brush, huh?

Plenty of cruises under our belt with Royal Caribbean. Never been sick despite having seen some questionable sanitation by other passengers, but the crew work unbelievably hard keeping the ships clean as a whistle so even the pigs are cleaned up after promptly.

Breakouts in hospitals and nursing homes happen every day of the year, but you never hear about them. One breakout on a cruise ship, everyone including the media looses their minds.
 
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