We all have our favourite brands of vehicle, all of which in my opinion have had recalls, have broken down and have had lemons within their lineups....I get slagged all the time for owning a FORD....I've owned Ford for years, and never had an issue, Im currently running an 08 Fusion that beyond regular maintenance (pads, oil changes, air filter) I have not done a thing to it. Its now at 140K, I think it all comes down to what your experience has been with certain vehicle manufacturers that shape your opinion.
I likely wouldnt pay 3100.00 up front for maintenance, but then again I wouldnt buy an extended warranty either. To each their own.
Jenn