Google Auto Insurance
- Thread starter alangolding25
- Start date
I contacted one of the travel insurance lobby groups regarding some stats they gave the media. They told they made up the numbers.
My wife pushed an adjuster for some numbers and he basically told her that they had numbers but there was no way they would be given to the public. That makes sense as it is part of their business financials and it would be of use to the competition.
Carlos Vincent
Well-known member
Everyone talks about insurance as a scam.
Let's show the proof as where the scam is.
We all talk about it, let's proof where the scam is, don't you guys think if there was a scam the news would be all over it, let me guess, the tv/radio station are in on it too.
Let's show the proof as where the scam is.
We all talk about it, let's proof where the scam is, don't you guys think if there was a scam the news would be all over it, let me guess, the tv/radio station are in on it too.
Will you experts trust FSCO data? Or is that all conspiracy theory crap too.?
sometimes the data is the data no matter who it comes from
https://www.fsco.gov.on.ca/en/auto/rates/Pages/q3-2013.aspx
look at this link for some education and then browse FSCO site for more
sometimes the data is the data no matter who it comes from
https://www.fsco.gov.on.ca/en/auto/rates/Pages/q3-2013.aspx
look at this link for some education and then browse FSCO site for more
Bro .... 9-11 and Insurance are all inside jobs by the illuminati ....brooooo
Roomie
Banned
I've said my bit to you before. Same bike. Same perfect record. Same 37 years old. Ontario I live in a town of not even 10k. Moving to a city in alberta of 1 million. Same coverage and even same insurance company. Less than half the price. So more people means more risk yet cheap insurance. No scam in Ontario at all.
Carlos Vincent
Well-known member
You're right it totally slipped my mind :scratch:
I've said my bit to you before. Same bike. Same perfect record. Same 37 years old. Ontario I live in a town of not even 10k. Moving to a city in alberta of 1 million. Same coverage and even same insurance company. Less than half the price. So more people means more risk yet cheap insurance. No scam in Ontario at all.
You are in a high risk province with the highest costs for claims. You are in a pool of those people. If you lived alone on a mountain and rode around in a circle alone you would still be rated as if you are part of that pool. It's not all calculated on your age , bike or record it also has to be calculated on the rest of the people in the pool and how much the pool needs to pay your claims and theirs. Go on FSCO website. Do some reading about rating and Insurance and stop thinking it's only about you and your perfect record. If it was ,your Insurance would go down every year until it was free and that is just not possible
Read my post about the double and triple dipping on accident benefits. Logically explain why it can't be changed without the paperwork excuse.
Roomie
Banned
I don't expect free or anything ridiculous. I expect fair which isn't an option here. So If it's my pool then why if I move to brampton for example would I pay even more? The excuse I was given is more people higher risk etc. There is no reason why I can get insurance in another province or not, with a population that big by the same company for almost 1/3 the price. I get more claims here blah blah blah because onterrible is the toilet bowl of the fantastic country but that's just more excuses. I pay more on one motorcycle now than I paid for 3 cars and a bike at age 20. That's ****** up no matter how you slice it.
17 years ago you didn't have accident benefits which is a huge part of your policy first off. Look it up. Adjust the price you paid at 20 for inflation, add accident benefits and you are probably paying the same or less.
claims are also much larger now than back then, look it up.
Besides computers what is cheaper now than 17 years ago??
You pay more in Brampton because it's a higher risk area you pay less in other places, but the base premium they need from you has to be what it is no matter where you live in ontario.
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Except that liability rates are FAR from the largest part of your premium. Accident benefits; private health insurance for you the driver and your occupants. AKA: The hidden costs of 'universal' healthcare.
Yes that too
Well I think your memory is fuzzy . Or just wrong.
I pointed out the legalized scam by the insurance industry. I'm not sure what he was talking about.
Oh please
Another insightful comment from the insurance reps.
It seems we have no common ground. I am dealing with one very obvious fault in the system where the insurance companies take advantage of riders.
If we expand the scam conversation one of the most common scams mentioned on this site is the newbie question about putting their R bike in their fathers name to get cheaper insurance or a similar variation. Dad is an arthritic 60 year old.
There are problems both sides of the fence but I don't see the insurance companies wanting to fix anything on their side. I don't see the government or insurance industries doing anything effective to combat the fraud. I admit there are problems with some riders.
I ask a simple question about a rider with multiple bikes paying triple for coverage he/she can not use in the way of accident benefits. All the insurance industry comes back with is cynical remarks.
Do you honestly feel it is fair that a rider pays $2500 to $3000 for $50K in accident benefits when he is the only rider of three bikes. That is a yes/no question.
