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Convicted of no insurance

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Mad Mike said:
I kind agree with you. I think the law needs to have some compassion for young or first time offenders that are caught breaking the law where there are no aggravating factors (ie no injury or victim or other major offenses) . The kid made a mistake, he should have consequences but should they really be life altering? I know a similar situation where a kid was drinking at a party did the responsible thing and decided to stay over. Once everyone left he moved is car off the road into the friend's driveway as there was no overnight parking. Woop-woop - cops watching the party jumped out, arrested and cuffed the kid. The start embarrassing $30,000 journey.

For the OP, how about for suspending his driving privileges for 3 months and suspending the sentence. If he gets caught again, he suffers as a repeat offender.
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Mad Mike said:
I forgot to add that the sentences can be life altering for young first time offenders. I have been following MADD who is notw advocating lighter sentences for first time offenders in non aggravated cases. Turns out pressure of sentences on normally good people who make a mistake can often backfire -- rather than rehabilitating and working as a deterrent, sentencing hardships create such a negative outcome that some offenders gamble with reoffending simply to survive.
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Life is so complex. Yes most of us have done something equally wrong but I have a problem with offering avenues of encouragement to future offenders. Yes I have done a very similar thing in more lenient times but would discourage anyone from copying my behavior.

What bothers me is that a lot of people seem to be developing a baseball attitude. You always get three swings at the ball. In life the first swing can be fatal.

What would be the outcome if the OP hit a pedestrian, crippling them and destroying their career and lifestyle? OP claims bankruptcy and victim goes on welfare?

Punishment is a tricky path. Too little encourages irresponsibility and too much encourages retaliation. Leniency is needed for the kid moving the car off the street or a drunk sleeping it off in the back seat but the second an inebriate touches the key to the car they're slammed. There goes someone's post secondary education.

The OP is 21 so the young offenders act doesn't apply, something that I might consider in certain cases.
 
Scuba Steve said:
Insurance and green plate is required on any property you dont own personally unless it is a sanctioned event or course. The chance of getting caught are minimal but is is still possible and would net you a second no insurance fine.

Sent from my SM-G935V using Tapatalk
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I don't believe you. respectfully. You can, with permission, ride your bike on private property w/o insurance. Is of no consequence. I don't see how the hta has any jurisdiction on private property....
Educate me lol.
 
boyoboy said:
I don't believe you. respectfully. You can, with permission, ride your bike on private property w/o insurance. Is of no consequence. I don't see how the hta has any jurisdiction on private property....
Educate me lol.
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Steve is correct.Key words here are "sanctioned event".
 
boyoboy said:
So if a buddy and me are riding on my back 40, a cop can come and charge him with no insurance but not me? Or would this simply be a sanctioned event by the property owner. educated.
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Yes.
 
boyoboy said:
I'll take that as yes and yes. So folks, choose your words carefully when encountering cops when riding on private property. and remember to say the words "sanctioned event". Had a feeling I would get educated lol ty .
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I speculate that a sanctioned event would have blanket insurance for all participants, thus meeting the insurance requirement.

A property owner would be irresponsible to let his / her land be used by uninsured riders. In the event of an injury they could be sued, justly or not, and there would be no rules, policy or insurer to fight for them.
 
boyoboy said:
I don't believe you. respectfully. You can, with permission, ride your bike on private property w/o insurance. Is of no consequence. I don't see how the hta has any jurisdiction on private property....
Educate me lol.
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Not the hta the compulsory insurance act. Plate and insurance are required on any property you dont own even with permission. Exception is a sanctioned event or race track but those events and place carry insurance of their own.

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I was wrong it is the offroad vehicles act see below.
 
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Here is the Ontario Compulsory insurance Act

e-Laws | Ontario.ca

www.ontario.ca www.ontario.ca
TLDR: It says "highway", using the same definition as the HTA.

If a "sanctioned" event has insurance it is to indemnify the event, not the participants.
Having vehicle insurance on private property is a good idea, but not legally required.
 
boyoboy said:
So if a buddy and me are riding on my back 40, a cop can come and charge him with no insurance but not me? Or would this simply be a sanctioned event by the property owner. educated.
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Well... 'Unlikely a cop is going to step foot on private property unless he/she/they/zee/etc. witness a serious crime in progress.
I mean this isn't a total police state we're living in... Yet.
 
It’s the off-road vehicles act that requires permit/plate/insurance, and has the exemption for the land owner/occupier.

Law Document English View

Regional forests, you’ll get checked for sure.

If you have some rural land, probably lower risk unless your neighbours make a noise complaint...
 
Not so fast. A "sanctioned event" is meant to be an event open to participants, (usually members of the organization). A land owner can NOT suddenly make a spontaneous claim that it is a sanctioned event.

The courts would view a sanctioned event, as one being previously organized, with rules, entry forms, and normally liability insurance, provided by the organization.

So in the end, as posted above the ONLY persons permitted to ride without insurance, is the property owner/occupier, (IE you rent a property, then you are an occupier). EVERYONE else needs insurance. Also as listed above, a land owner is opening themselves up to potential law suit if they permit a person without insurance to use their property. You may "believe" they are your good friend and buddy. But if someone, suddenly becomes a paraplegic, or quadriplegic, all bets are off. It doesn't even need to be your friend that sues, it could be their family, who file.

I would never allow my property to be used.

boyoboy said:
I'll take that as yes and yes. So folks, choose your words carefully when encountering cops when riding on private property. and remember to say the words "sanctioned event". Had a feeling I would get educated lol ty .
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hedo2002 said:
Not so fast. A "sanctioned event" is meant to be an event open to participants, (usually members of the organization). A land owner can NOT suddenly make a spontaneous claim that it is a sanctioned event.

The courts would view a sanctioned event, as one being previously organized, with rules, entry forms, and normally liability insurance, provided by the organization.

So in the end, as posted above the ONLY persons permitted to ride without insurance, is the property owner/occupier, (IE you rent a property, then you are an occupier). EVERYONE else needs insurance. Also as listed above, a land owner is opening themselves up to potential law suit if they permit a person without insurance to use their property. You may "believe" they are your good friend and buddy. But if someone, suddenly becomes a paraplegic, or quadriplegic, all bets are off. It doesn't even need to be your friend that sues, it could be their family, who file.

I would never allow my property to be used.
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unless the law itself specifies details as you have for the term "sanctioned event" I believe a landowner could send an email to his buddy such as;
"Hi tommy dirt bike, Im having a property owner sanctioned dirt bike event this sunday. You are invited ! "

just to be clear, both (me n kids) dirt bikes are green plated. Im feeling a little saucy for arguments sake lol.

to file and win a lawsuit would require proof of wrongdoing. I lent a motorcycle to an (ex friend) who rode himself into a utility pole (broke the pole clean off after running wide on a 80kmhr limited hwy corner). The six figure suit (broken hip) was dropped thanks to my free of charge lawyer; though supplied by none other than my insurance company ....hmm.
 
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Yes, I am sure, that if the property owner, "set up" a sanctioned event, in advance, that would suffice., (in the eyes of the court). My point was as some had suggested above, That an officer shows up for whatever reason and then suddenly the property owner declares, (seeing that his buddy is about to catch a ticket). "oh this is a sanctioned event.

The property owner does so, with NO previous planning, no "invites" etc. The court is likely to see it for what it is, a mere "attempt" to circumvent the law.

Yes, you were in a different situation being that your friend was riding legally, (you haven't indicated any issues, IE unlicenced rider, no insurance and the bike was green plated. Therefore, because of the riders actions, there would be little chance to win in court.

There have been more than a few successful suits, (even IF the rider was committing an offence), the most widely known around here is the person who was trespassing on the property of the Raglan Pits, and the person who was in essence illegally riding on that property. The rider was killed and the remaining family successfully sued the land owner. The claim being the owner didn't take ALL steps to prevent someone from entering the property, and they "should" have known riding there was inherently dangerous.

So yes, it can and does happen. As you experienced although unsuccessful in your (ex) friends case, "so called friends" can and will sue.
 
I have a question.

Can I ride anyone else' bike if their bike is not insured but I am?

For example, I am an insured rider. Can I ride my friend's bike with his plate to his house after he has bought it? Let's say he does not have insurance but I do. I know this is a gray area and I wanted to know the facts.
 
black_CG2 said:
I have a question.

Can I ride anyone else' bike if their bike is not insured but I am?

For example, I am an insured rider. Can I ride my friend's bike with his plate to his house after he has bought it? Let's say he does not have insurance but I do. I know this is a gray area and I wanted to know the facts.
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NOT A GRAY AREA.
You are not insured, the bike/vehicle is insured.
 
Nope, as outlined above, it is the vehicle which is insured not the operator. That is why you need multiple policies for multiple vehicles. If the insurance was tied to then we would need only one policy for all our vehicles, because obviously we can only drive/ride one at a time...lol

that is why when you lend your vehicle to someone, it is YOUR insurance which is on the hook if they have a collision.

So yes trailer it is

black_CG2 said:
I have a question.

Can I ride anyone else' bike if their bike is not insured but I am?

For example, I am an insured rider. Can I ride my friend's bike with his plate to his house after he has bought it? Let's say he does not have insurance but I do. I know this is a gray area and I wanted to know the facts.
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hedo2002 said:
that is why when you lend your vehicle to someone, it is YOUR insurance which is on the hook if they have a collision.
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Could you elaborate on that? Let's say my buddy borrows my bike and crashes it due to his fault. I guess my insurance does not pay me since I was not the rider? What if he crashes due to somebody else' negligence? Still insurance does not pay me because I was not riding it?
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