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clown country

This morning I wake up to a news report the Toronto and Catholic school board are suing Meta ( Facebook) and TikTok for making addictive media and rewiring how kids think. The School boards have had to bring in specialists to help students addicted to media .
I’ll take a stab at how many hundreds of thousands this will cost , while Meta just shrugs and laughs . The catholic board in particular that could not present a workable budget , suddenly has a million dollar legal war chest. Um Oky , idiots .


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crankcall said:
This morning I wake up to a news report the Toronto and Catholic school board are suing Meta ( Facebook) and TikTok for making addictive media and rewiring how kids think. The School boards have had to bring in specialists to help students addicted to media .
I’ll take a stab at how many hundreds of thousands this will cost , while Meta just shrugs and laughs . The catholic board in particular that could not present a workable budget , suddenly has a million dollar legal war chest. Um Oky , idiots .


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Catholic school board - rewiring how kids think... :unsure:
 
Renboy said:
One day at work I was bored (about 9 years ago), so I made a list of every PM we've had since 1900, the party they were associated with, and how much they changed the debt, taking into consideration how much they increased GDP (omitted WW1 and WW2 peiods). If you raised debt by 10% and GDP by 15%, that's an investment in my opinion. To my surprise, historically speaking, the federal Liberals have a better track record with money than the Conservatives. That is until you get to Pierre Trudeau. He single handedly destroyed not only the Liberal reputation, but Canada's finances as well. Justin is the worst thing to happen to Canada since his step father Pierre.

Pierre went on a spending spree like a drunk sailor in a bar, then handed the bill to Mulroney. F him, if there's a statue of a historical person that should be removed it's his.

One aspect of specifically the Canadian mentality that I can not understand is how they defend Canada no matter what's going on. The whole 'if you don't like it then leave' mentality. It's a decent country, but that doesn't mean it can't be improved on. Even though, there seems to be a lot of people choosing to leave recently.
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The hard part is finding another country as good as Canada, typically ranking in the top five

One study was
1) Sweden
2) Norway
3) Canada
4) Denmark
5) Finland
6) Switzerland
7)Netherlands
8) Australia
9) Germany
10) New Zealand

Studies vary but Canada and Scandinavia lead the list, trading places as fortunes ebb and flow. Every study has a bias and the USA is rarely in the top dozen.

Scandinavia is having problems with mass immigration upsetting their normal cultures and values.

Canada is going in the wrong direction with crime, fraud and corruption growing exponentially. It seems the ones that should be responsible for keeping us safe are instead using the turmoil to loot the coffers.

The trend is world wide with next to no safe havens.

The answer is in the speech of every brain dead Miss America hopeful, peace, equality, harmony and everyone has a house with a pool, spa, gourmet kitchen, big screen tvs and it's always sunny so you can have a nice tan so you look cool in your Corvette as you go out for lattes.
 
nobbie48 said:
The answer is in the speech of every brain dead Miss America hopeful, peace, equality, harmony and everyone has a house with a pool, spa, gourmet kitchen, big screen tvs and it's always sunny so you can have a nice tan so you look cool in your Corvette as you go out for lattes.
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Now you're making fun of Barbie ! ;)
 
This is what you get when you insist that housing sales are part of GDP and encourage investment in it for passive income. I'm guilty, but how could I let an opportunity like that pass me by?

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Shaman said:
This is what you get when you insist that housing sales are part of GDP and encourage investment in it for passive income. I'm guilty, but how could I let an opportunity like that pass me by?

View attachment 66845
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Agree. If our home prices appreciated similar to US home prices, I'm not sure what I'd buy. In much of the US you can get a really really nice house for 400k or less but it's pretty much dead money and you'll sell it for about the same price. I suspect I'd live in something cheaper to allow more money to be invested and grow.

That graph also shows how ridiculous it would be to make housing affordable. Are they cutting house prices by that much or increasing incomes? Either one is really tough path. I slightly suspect some greasy government will monkey with property tax to make owning a home much less affordable. Something like 1% of value per year as a special tax to be used for affordable housing [although we all know they will just use it as a slush fund]. If a tax of that magnitude came through, I would probably move as that's a serious hit to cashflow. It would drive most existing homeowners to downsize leaving most single family homes depressed as people can't afford to own them.
 
GreyGhost said:
Agree. If our home prices appreciated similar to US home prices, I'm not sure what I'd buy. In much of the US you can get a really really nice house for 400k or less but it's pretty much dead money and you'll sell it for about the same price. I suspect I'd live in something cheaper to allow more money to be invested and grow.

That graph also shows how ridiculous it would be to make housing affordable. Are they cutting house prices by that much or increasing incomes? Either one is really tough path. I slightly suspect some greasy government will monkey with property tax to make owning a home much less affordable. Something like 1% of value per year as a special tax to be used for affordable housing [although we all know they will just use it as a slush fund]. If a tax of that magnitude came through, I would probably move as that's a serious hit to cashflow. It would drive most existing homeowners to downsize leaving most single family homes depressed as people can't afford to own them.
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The likely unintended consequences of that last part is it will drive up the price of entry level homes and condos as more buyers flood that market trying to downsize.
***
US real-estate took a serious beating in 2008 (financial crisis), we did not see the same level of drop. It also created a hangover impact for them regarding housing prices. They no longer saw housing as a failure proof investment and other changes in the market and finance.
 
GreyGhost said:
Agree. If our home prices appreciated similar to US home prices, I'm not sure what I'd buy. In much of the US you can get a really really nice house for 400k or less but it's pretty much dead money and you'll sell it for about the same price. I suspect I'd live in something cheaper to allow more money to be invested and grow.

That graph also shows how ridiculous it would be to make housing affordable. Are they cutting house prices by that much or increasing incomes? Either one is really tough path. I slightly suspect some greasy government will monkey with property tax to make owning a home much less affordable. Something like 1% of value per year as a special tax to be used for affordable housing [although we all know they will just use it as a slush fund]. If a tax of that magnitude came through, I would probably move as that's a serious hit to cashflow. It would drive most existing homeowners to downsize leaving most single family homes depressed as people can't afford to own them.
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It's a tough comparison for a few reasons:
1) The use is much more spread out -- Canada has about 25 CMAs over 100K, the US has about 400.
2) We have 3 large cosmopolitan CMAs, the US has 30+.

If you look at Toronto and Vancouver, Canada's most desirable CMAs, they are somewhat comparable to cosmopolitan cities like NYC and SanFran. You can look at the smaller 2nd tier CMAs like Calgary, Winnipeg, and Halifax and find similar American cities that compare in price.

The biggest difference is the US has many more options for 2nd tier places with great employment, services, and decent climates. These cities, like Fort Myers, Tulsa, Indianapolis, Cincinnati, and even Buffalo offer much cheaper options. In Canada, you need to go to places that are not that desirable -- Thunder Bay, Regina, Moncton to match costs.

The graph above shows how Canadian gov'ts faired with their national housing responsibilities. Poorly, would be a kind evaluation.

Can it be fixed? I think so. The free market won't do it, a competent gov't needs to pilot the ship.
 
Mad Mike said:
Can it be fixed? I think so. The free market won't do it, a competent gov't needs to pilot the ship.
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I wish we had one. I think we're going to have to accept whatever govt. sucks less. Unfortunately with these current Liberals, that's a low bar.
 
Mad Mike said:
It's a tough comparison for a few reasons:
1) The use is much more spread out -- Canada has about 25 CMAs over 100K, the US has about 400.
2) We have 3 large cosmopolitan CMAs, the US has 30+.

If you look at Toronto and Vancouver, Canada's most desirable CMAs, they are somewhat comparable to cosmopolitan cities like NYC and SanFran. You can look at the smaller 2nd tier CMAs like Calgary, Winnipeg, and Halifax and find similar American cities that compare in price.

The biggest difference is the US has many more options for 2nd tier places with great employment, services, and decent climates. These cities, like Fort Myers, Tulsa, Indianapolis, Cincinnati, and even Buffalo offer much cheaper options. In Canada, you need to go to places that are not that desirable -- Thunder Bay, Regina, Moncton to match costs.

The graph above shows how Canadian gov'ts faired with their national housing responsibilities. Poorly, would be a kind evaluation.

Can it be fixed? I think so. The free market won't do it, a competent gov't needs to pilot the ship.
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My cousins place in the Peg is a quarter the price of a similar house in Mississauga

We visited Frank Lloyd Wright's Darwn Martin House in Buffalo. The guide commented that Canadians are astonished that the surrounding homes were worth around a half a million. It's in keeping with FLW's stature, walking distance to the zoo etc.
 
GreyGhost said:
Agree. If our home prices appreciated similar to US home prices, I'm not sure what I'd buy. In much of the US you can get a really really nice house for 400k or less but it's pretty much dead money and you'll sell it for about the same price. I suspect I'd live in something cheaper to allow more money to be invested and grow.

That graph also shows how ridiculous it would be to make housing affordable. Are they cutting house prices by that much or increasing incomes? Either one is really tough path. I slightly suspect some greasy government will monkey with property tax to make owning a home much less affordable. Something like 1% of value per year as a special tax to be used for affordable housing [although we all know they will just use it as a slush fund]. If a tax of that magnitude came through, I would probably move as that's a serious hit to cashflow. It would drive most existing homeowners to downsize leaving most single family homes depressed as people can't afford to own them.
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Affordable means someone else pays part of the tab. Affordable housing is subsidized housing no matter what label you put on it.

Big business rules. If big business doesn't show increasing profits the share prices drop. Kiss goodbye your pensions and watch insurance rates go up to offset the loss of investment values.

Big business has enough resources to starve us out. We are also dependent on US investment. Cuba messed with that and it didn't go their way.

Invest where the government pensions are banked.
 
nobbie48 said:
The hard part is finding another country as good as Canada, typically ranking in the top five

One study was
1) Sweden
2) Norway
3) Canada
4) Denmark
5) Finland
6) Switzerland
7)Netherlands
8) Australia
9) Germany
10) New Zealand

Studies vary but Canada and Scandinavia lead the list, trading places as fortunes ebb and flow. Every study has a bias and the USA is rarely in the top dozen.

Scandinavia is having problems with mass immigration upsetting their normal cultures and values.

Canada is going in the wrong direction with crime, fraud and corruption growing exponentially. It seems the ones that should be responsible for keeping us safe are instead using the turmoil to loot the coffers.

The trend is world wide with next to no safe havens.

The answer is in the speech of every brain dead Miss America hopeful, peace, equality, harmony and everyone has a house with a pool, spa, gourmet kitchen, big screen tvs and it's always sunny so you can have a nice tan so you look cool in your Corvette as you go out for lattes.
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I wonder why more people want to move to the USA than all other countries combined?
 
GP_RZ said:
2nd Amendment 4 sure.
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I find it strange how many people everywhere in the world complain about the Americans while they fill out their visa application to move there or at least take an epic vacation to Disney.
 
Dresden said:
It's 2024 and boomers are still falling for engagement bait.

Big oof
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When it comes to fiscal disasters, can never count out the feds.

Also are you calling me a boomer?
 
Why wouldn’t people want to live in the US ? Lower taxes , affordable houses , pick a state with no snow , buck a beer is actually expensive. Jobs available, just stay clear of the politics . It was easy when we lived there briefly. I do like capitalism, guns and freedom of speech .


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crankcall said:
Why wouldn’t people want to live in the US ? Lower taxes , affordable houses , pick a state with no snow , buck a beer is actually expensive. Jobs available, just stay clear of the politics . It was easy when we lived there briefly. I do like capitalism, guns and freedom of speech .


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Violent crime rates
 
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