Yeah.Do you have sunglasses to use after the surgery?
There may be increased eye sensitivity to light for the next few days following the surgery. Plus they may ask you to wear them until the eyes heal completely.
New eyeballs?Asked about Lasik and was told flat no. I'm too old. But i am booked for the full Monty. No more glasses! On Dec 5th.
Here is what my own research and subsequent consultation with the Prism Eye Institute brought up, use at your risk and I am not a qualified optometrist or ophthalmologist!
Intra Ocular Lens or IOLs currently available in Canada are of these types:
1. Monofocal lenses are designed to provide the best possible vision at one distance, often covered by insurance.
2. Extended depth-of-focus (EDOF) IOLs and these have only one corrective zone. But this zone is stretched to allow distance and intermediate vision.
3. Toric lenses have extra built-in correction for astigmatism.
4. New in the "market" are Light-adjustable lens (LAL). With an LAL, your ophthalmologist will be able to adjust the lens for any leftover refractive error after your eye heals
Items #2, #3, #4 are not covered by OHIP as they are designated as "Cosmetic" and are out-of-pocket costing $8K and up.
Some of the Clinics offer interest-free payment plans and you have to ask, mostly this is not offered upfront.
Companies that offer these lenses are: Tecnis Eyehance, RayOne, Clareon, Vivity.
The surgeon performing the procedure normally selects the best he deems for your condition, research each of the offerings and talk to the surgeon!
I have heard that some people opt for near vision correction in one eye and distance correction vision in the other and allegedly this gives the best of both worlds.
Do you have an HSA? (Health Spending Account/Benefit). You can claim it against that.That Presby thing sounds like something new that caters to people like me with bad astigmatism perhaps. Maybe I should go look into it again.
If only my benefits would cover it.
Do you have an HSA? (Health Spending Account/Benefit). You can claim it against that.
That's it?...I do.
Unfortunately that $400 doesn’t go far.
My wifes benefits added a family sports spending or similar this year. $500 to spend on something sporty. Paid for the kids hockey. Interestingly it is explicitly a taxable benefit. Don't use it and nothing happens. Use it and expect to pay tax on it in April.Union managed. No options. It’s never been awesome but it is what it is. Heck, up until this year we didn’t even have a HCSA, and even now it’s use it or lose it as it doesn’t roll over.
I'm not sure how spreading over time works for tax purposes. Normally I don't go over the threshold but I did the year I got Lasik. Not a huge return but something like $300 iirc. If you finance the procedure, do you claim it all in one year or does it spread over the payment term and you never cross the healthcare spending threshold to get a rebate?I'm booked in for Lasik on Dec 19th. So I'll be all ready to hit the slopes after the holiday rush
They offer 0% financing which I'd love to use, but unfortunately they want a license or passport as proof of ID, both of which are locked in the CP mail strike. Guess I'll just get whatever cash back on the credit card instead.
That makes sense to me if I financed through a third party. If the doc office is providing the finance is where I am grey. Probably depends how they write it up.Not a CA myself, but technically the full price is paid to the company (or they will not do the procedure) and the installments are a separate arrangement between you and the finance co.
So, the invoice for the procedure is a claimable expense.
What do folks with more expertise in the matter think?
This is through a 3rd party that the Doc recommends/is affiliated with. I just figured I'd rather most of the money sit making interest in my account.That makes sense to me if I financed through a third party. If the doc office is providing the finance is where I am grey. Probably depends how they write it up.
Do you have a scan of old license or passport? Given the circumstances, that may be enough.This is through a 3rd party that the Doc recommends/is affiliated with. I just figured I'd rather most of the money sit making interest in my account.
I might see if there's a phone number I can call on Monday instead of using their online forms.