A petite rant

[MCT]

I've been "motorcycle" insured since 1975 and have been 100% accident free since 1976 (too much front brake while pulling into a gas station).

I've been insured with Rider's Plus and Echelon for as long as I can remember and I always stick with an insurance company till they go nuts.

Same coverage every year. $2M liability for a 2016 BMW R1200 GS Adventure that is stock. All the below with Echelon.
2017: $791
2018: $782
2019: $819
2020: $898
2021: $834
2022: $834
2023: $826
2024: $976
2025: $1279 a 31% increase and I am not paying for the wildfires in Los Angeles. Not happening!
2025: $788 now with another major company.

Funny thing is, my sports car that I bought used ran me 6.6 times as much as the above motorcycle that I bought new and full coverage on it is $1074. Go figure!

But I get it and it has to do with "risk" and Accident Benefits is the major part, I just do not see the point to getting Accident Benefits for every vehicle that you own. Accident Benefits should be tied to your Driver's Licence for the highest risk vehicle that you own. Now if you cannot keep those two small patches of rubber on the ground, time to find another hobby.

 

[MCT]

When I first moved to Ontario I noticed how terrible the driving was and came to the conclusion of "foreign drivers", not the way people may think.

Well until you drive in other countries, you have no idea how bad Canadian drivers are and even those that were born here. You know, the left lane dreamers.

I spent 27 summer vacations using the German Autobahn to get me to the Alps to ride. Autobahns between cities are two to three lanes wide.

And you will not find a car in the left lane unless they are passing or if the lane is totally clear ahead of them. A couple of decades ago, I noted a lot of problems with drivers from the eastern block countries but less now.

And as so many think it is exciting, it is boring. I do 120 kph with the truckers in the right lane and will blip to 140 kph when passing. The faster you go, the faster your tire wears per unit kilometer and the last thing I need in the twisties of the Alps is a "squared-off" tire.