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1000 cc Supersport Insurance

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Militarii said:
Yeah but with state farm you get shafted on car insurance so you end up not saving anything overall..
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My car insurance is in line with what other insurance companies would charge but I have $800-1000 in discounts. That leaves me with a big saving on my supersport insurance.

State farm also works in my situation because I have multiple bikes and am always switching them around.

So I guess depending on your situation it may/may not work with state farm.
 
Ya that was with SF and my M. I had my M before I insured that bike but I'm guessing it's a significant difference, same as G2 and a full G.
 
Blank said:
So I decided to call around today because I was really curious. I got a quote through facility and statefarm based on me being:

21 years old
M2 (4 years)
No tickets in past 3 years
No accidents
Living in Toronto

For a 2005 Yamaha R1:

Statefarm: He gave me a rough estimate of $4900/year... I was expecting it to be high but not that high. dricked just stated above that he paid $1500 through state farm at age 25 for a 2004 zx10r. I know hes in the 25+ category but does it make THAT much of a difference? $1500 to $4900?????

John R Duffy (Facility) : $3878/year... expensive but not horrifying IMO


I also asked the statefarm agent how much for a 2005 R6, he said $3200-$3300. I was expecting more like $2500.

Do you guys think these quotes are accurate? Are all 21 year olds with 600 cc's with statefarm paying over $3000/year?
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They look pretty accurate to me.
SF drops HUGE when you turn 25 regardless of what license you have (M1, M2 or M)

They also offer to reduce it 40% more if you bring them your car (Not sure on under 25 though)
 
Yeah but like previously said, their car insurance rates aren't that great. With TD my car insurance is almost $1000 cheaper a year.
 
You are young, only have an M2 and live in a high risk city. Quotes sound like they are in the right price range to me. I say that you should stick to a 600cc bike until you get your full M and are over 25.
 
FitzR6 said:
You are young, only have an M2 and live in a high risk city. Quotes sound like they are in the right price range to me. I say that you should stick to a 600cc bike until you get your full M and are over 25.
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For state farm your class of M license does not matter. M1 or M, same rate.
 
matt220 said:
Nope sorry but rule of thumb in Ontario is that if you see a litre bike on the road, under that helmet the rider is probably balding and having a midlife crisis.

They're the only ones able to afford the insurance.
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Not true. Some are young guys with fake slips
 
matt220 said:
Nope sorry but rule of thumb in Ontario is that if you see a litre bike on the road, under that helmet the rider is probably balding and having a midlife crisis.

They're the only ones able to afford the insurance.
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Or the other option is that they love motorcycling believe I have a lot of friend s who ride 1 litre bikes who have been riding for years. Ontario is the only place where it seems that everyone assumes that sport bikes are for squids.

Most of my friends have 1 litre bikes and have been riding for year probably since you were in diapers.
 
omnivore said:
25+ is the last age bracket with state farm.
I have been riding 29 yrs, and the last 22 on the street, insured, with pretty good driving record. Just a few tickets in 22 yrs.
When my wife got her Ninja 250, she called my State Farm agent. She had a new M1, and a full G, and a bus driver's licence.
She got the exact same rate as I would on her Ninja, even though I have 22 yrs insured road riding experience. State Farm does not reduce rates for yrs of experience. In State Farm's books, she had a clean record, a full G, and 5 yrs experience as a motorist, and was over 25. That put her in their "best price" bracket. She started riding, full coverage, with zero experience, at $430/ yr.
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SF wanted over $800 for me..
So I went with Jevco for $650
I have my G (14 years), M2, over 25 and clean record. Must be female + married hence why it is so cheap for her..
 
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