Stolen Yamaha R6

  • Thread starter Thread starter SlayerofSouls
  • Start date Start date
Update:

After 6 days building finally went through the 5 days of footage and found a white Chrysler van "piggy back" off other vehicles and when in and out of the building multiple times and spent a few hours at a time in the building. Not sure why.

I have the plates of the van.
 
Update:

After 6 days building finally went through the 5 days of footage and found a white Chrysler van "piggy back" off other vehicles and when in and out of the building multiple times and spent a few hours at a time in the building. Not sure why.

I have the plates of the van
.

Dont get your hopes up, if the cops ever get off their *** to check the plates, they will come back as stolen as well.
 
No update from the police so far.

Insurance (2 months later) has declared the value of my bike to be 6,625 plus tax (which is correct) however, I am only able to receive 5,000 as a result of my value cap.
 
It's because of the OPCF 19. You should have had to sign a form for that. Ask for a copy of the signed endorsement if you don't have one. If you signed it than too bad, you're sunk. If you didn't than I say fight it and go to the ombudsman. The onus is on the insurer to ensure that you are made aware of all coverages (especially ones that limit the policy). If you didn't sign the 19 form you may have a case to say that your insurer didn't do enough to advise you of the limits. Unless they have really good notes on file to support that they did, you might be able to get the full 6625.
Worth a shot anyway.
 
bikeless for 2 months with no settlement yet. wtf is this. let me guess. intact/ jevco strikes again.
 
Never bikeless, got my new ducati 2 weeks after the theft.

RSA not jevco.
 
They sent me the signed copy of the form. GREAT

Initially I was told that payout is the lower of (Value of Bike - Deductible) or 5,000.

Now insurance is telling me that 5,000 - deductible (500) = 4,500 is my entitlement.

It's because of the OPCF 19. You should have had to sign a form for that. Ask for a copy of the signed endorsement if you don't have one. If you signed it than too bad, you're sunk. If you didn't than I say fight it and go to the ombudsman. The onus is on the insurer to ensure that you are made aware of all coverages (especially ones that limit the policy). If you didn't sign the 19 form you may have a case to say that your insurer didn't do enough to advise you of the limits. Unless they have really good notes on file to support that they did, you might be able to get the full 6625.
Worth a shot anyway.
 
They sent me the signed copy of the form. GREAT

Initially I was told that payout is the lower of (Value of Bike - Deductible) or 5,000.

Now insurance is telling me that 5,000 - deductible (500) = 4,500 is my entitlement.

Fight that. You get up to a max of 5,000. It should be 6,xxx -500 = more than limit so limit of 5,000 applies. I'll see if I can find some info at work on Monday to help
 
Please do, I will follow up with you on monday. GOod thing I didnt send that in.
 
I do. Quebec pays way less then Ontario because we have physio, income replacement, torte claims etc. our accident benefits are out of hand and people fake injuries to get a big payday. Now lets say Ontario got rid of most of this bs accident benefits, our premium will have to go down.

LOL... so naive. We've been getting accident benefits cut every year in Ontario, for short premium drops, then they boost it every other year again.

Ontario needs government insurance like other provinces and kick these parasites out of work.
 
My policy has no deductible on "total theft", hmmmmmmm.

Call them an ask what you would actually get if you bike was stolen.

Insurance is a joke, even if you get money from them, they will jack your premiums so you end up paying for it anyway.
 
LOL... so naive. We've been getting accident benefits cut every year in Ontario, for short premium drops, then they boost it every other year again.

Ontario needs government insurance like other provinces and kick these parasites out of work.

No thanks on public insurance that will mean huge increases, look at SK and Quebec higher rates all around.

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