Your Age? | Page 5 | GTAMotorcycle.com

Your Age?

Age?

  • 16 to 19

    Votes: 0 0.0%
  • 20 to 29

    Votes: 10 10.6%
  • 30 to 39

    Votes: 19 20.2%
  • 40 to 49

    Votes: 21 22.3%
  • 50 to 59

    Votes: 25 26.6%
  • 60 to 69

    Votes: 17 18.1%
  • 70 to 79

    Votes: 2 2.1%

  • Total voters
    94
You just get more bitter and jaded with age. I’m shocked how much I’ve changed in the last decade....especially towards politics. Was so naive back then.
Haha. I always knew that the vast majority of politicians were untrustworthy, only out for number one, incapable of reasonable long-range budget management and generally bad for the average citizen. Time has helped me narrow down how each party applies those policies differently.
 
When I am on two legs, I am 78. One of those legs reminds me from time to time.

When I am on two wheels, I am 28, with eyesight and reflexes to match ... but I do not challenge my abilities.

It has been too long since I last crossed a provincial border,
or even a state line for that matter. I must address that situation this spring.

Salos Dafee
Good to hear you're still with us. It's been over a year since your last post and I thought we'd lost you.
 
You just get more bitter and jaded with age.
Makes sense, you're 1 step closer to the grave, you've experienced more living and discovered its just a one big **** sandwich, your body hurts more and your penis dont work well



The fountain of youth is irrational optimism
 
Makes sense, you're 1 step closer to the grave, you've experienced more living and discovered its just a one big **** sandwich, your body hurts more and your penis dont work well



The fountain of youth is irrational optimism
Speak for yourself there buckaroo.
?
 
Makes sense, you're 1 step closer to the grave, you've experienced more living and discovered its just a one big **** sandwich, your body hurts more and your penis dont work well



The fountain of youth is irrational optimism
Youth is wasted on the young as they say.
 
Pull yourself up by the bootsraps
Less avocado toast
Too many lattes ... those $5 lattes are preventing you from saving 200k down payment
Something something save
lattes...facts

i despise avocado.
 
Pull yourself up by the bootsraps
Less avocado toast
Too many lattes ... those $5 lattes are preventing you from saving 200k down payment
Something something save

my kid in fort albany who makes 100k as a dental hygienist did it!
You should buy fewer cars!
 
Too many lattes ... those $5 lattes are preventing you from saving 200k down payment
Something something save
Sat down with a former co-worker a couple years ago... figured out they were spending between $90-130 PER WEEK on Lattes and specialty coffees.
They had no idea that 20% of their take home pay was being spent on coffee. They rolled it back to 1 per day. 6 months later, fancy vacation, year after that, downpayment on new car...

So, yes, a crazy coffee habit *CAN* prevent you from saving a downpayment on a car/house/whatever.
 
Sat down with a former co-worker a couple years ago... figured out they were spending between $90-130 PER WEEK on Lattes and specialty coffees.
They had no idea that 20% of their take home pay was being spent on coffee. They rolled it back to 1 per day. 6 months later, fancy vacation, year after that, downpayment on new car...

So, yes, a crazy coffee habit *CAN* prevent you from saving a downpayment on a car/house/whatever.

Pre-Covid I worked in the core, and going for a coffee/latte/espresso was a common thing to do on a break. It was a 'cheap' purpose/reason to get out of the office, but it adds up rapidly. I don't think I had spent $90-$130 a week, but I was probably spending about $100-150 a month.

Now, the real killer is lunch. Big temptation to go down to the food courts to get lunch - gets you out of the office for some social time and you eat hot/fresh food. $20 a meal generally though - so... $100 a week. $400 a month.

If you're a coffee/lunch guy you're spending $500 a month.

If you can afford it, I don't judge. But if you're on a budget, then this is one of the areas that you ought to consider cutting back on.
 
And the really bad part is putting all that stuff on a credit card.
 
And the really bad part is putting all that stuff on a credit card.
Unless you're smart about it - which, unfortunately, most people aren't.
Me, I use a credit card for almost everything - collect travel rewards. Plan is to use them in about 2 years for a trip to Australia.

Buy stuff on card. Pay it off next pay cheque. Repeat. Never pay any interest due to the regular pay downs. Ends up being a win for me in the end... and very long term and slow win, but a win nonetheless.
 

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