What kind of coverage are you shopping for? $1 million liability only?
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WTF - adding to the stable (ninja 250 and or sv 650 [UNREAL figures])
- Thread starter djbordie
- Start date
What kind of coverage are you shopping for? $1 million liability only?
Ya, my umbrella covers my multiple vehicles and house ,,,,,,, basically they pool your policy (assets) together for your $1000000 coverage, and you pay the premium on each as if covered for a much lower rate (like a $250000 coverage on each). I think to run the umbrella policy is about $13/month.
just to add to the fire...
my buddy, 26 yrs old - 2005 GSXr 750! full coverage.
$90/ mo with statefarm!!! WTF is going on and why am I the one getting fleeced...
$130/ SV 650 is the best i have found, which is not even close to what im willing to pay.
again my 07 zx6 is only 120$/ mo
we joke, he is a visible minority with a worse record...so our conclusion is that he its because hes a visible minority. I am starting to believe it...
my buddy, 26 yrs old - 2005 GSXr 750! full coverage.
$90/ mo with statefarm!!! WTF is going on and why am I the one getting fleeced...
$130/ SV 650 is the best i have found, which is not even close to what im willing to pay.
again my 07 zx6 is only 120$/ mo
we joke, he is a visible minority with a worse record...so our conclusion is that he its because hes a visible minority. I am starting to believe it...
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Does he have a car insured with them? That would explain it.
yes i get that, i understand how state farms works...
this is from all the quotes so far (jevco, allen, aviva, statefarm)
I still dont understand how we have riders on here paying 600/yr for full insurance on a 250 and 800 for a Sv 650...how come I cant find these places.
As for the CAR, its literally 5% on both vehicles...thats a grand total of 5-6 bucks a month off...not gonna bring my 120 down to 90
State Farm does have a hefty discount that kicks in on bike insurance when you have auto and home, or just auto (can't remember) ... For a lot of people, it's not that great because auto insurance is usually cheaper elsewhere - but if you're just looking at the discounted price of motorcycle insurance, it will seem really low. It's definitely more than 5%.
TryTD Melloch if you can I only pay 250yr for the ninja 250 and 580yr for the SV650
SF (and TD/Meloche/Primmum) are unbeatable for SS bikes; however, for non-sport bikes there are many competitors who can probably beat State Farm for an experienced rider.
frekeyguy
Well-known member
/08 ZX6R = 599CC
TRUMPH 675 = 675CC
the SV might have a higher claim ratio on it, as well as higher theft rating...
State Farm is funny. Their motorcycle quote was like $50/mth less than Meloche Monnex. I was like w00t, so they tell me that I have to insure my car with them. Well, their car insurance quote was over $80/mth more than MM. One way to screw your customers I guess.
You get an additional discount with TD or SF if you also bring your Home/Condo/Tenant policy to them. If you are young and paying a high Auto premium, sometimes you can get a "rate reversal" by adding a cheap tenant policy. By this, I mean the discount you will get by bundling a tenant policy will exceed the premium for the tenant policy. In other words, they are paying YOU to get the Tenant policy
It's always worth looking into, and it's god to have coverage on your stuff if you are renting anyway.
You get an additional discount with TD or SF if you also bring your Home/Condo/Tenant policy to them. If you are young and paying a high Auto premium, sometimes you can get a "rate reversal" by adding a cheap tenant policy. By this, I mean the discount you will get by bundling a tenant policy will exceed the premium for the tenant policy. In other words, they are paying YOU to get the Tenant policy
It's also worth noting that this unfortunately only seems to work if you have auto insurance - renter's or home insurance with motorcycle insurance alone doesn't net much of a discount.
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