How in the world are you paying only $160...?
I'm a GM2, 1 month from 25 y/o, and I pay $170 a month. (with statefarm)
Oh no, 120$ difference over one year. That's not really too much to complain about.
What bike do you have?
1 year, 1 month or 1 day away from 25, you're still in the < 25 bracket.
I'm 108$ a month (paid 1300$ in full for the year) on a '05 SV650S, 26 years old and 3 tickets (2 majors) at time of signing the policy.
When I renew in March, I will be down to one minor. I should see some good savings there, plus I will be able to shop at different insurance companies too since most of them denied giving me a quote because I had more than 2 tickets.