JTR
Well-known member
Can replace any mangled component with a spot weld cutter and a mig welder.
Not sure what you're trying to fight for here. The value of your car is probably around $5000, insurance companies will generally write off a car when repair estimates come close to 70% of the replacement value, so say $3500.
Sure you can scavenge the internet and junkyards for parts and do the repair in your garage for $1k, but your insurance company isn't going to do that.
I don't see anything terribly egregious in the estimate, they're basically covering their bases. The last thing an insurance company wants to do is go low on the estimate and then find that the car needs more work and they should have written it off in the first place. Remember that if the insurance company agrees to fix the vehicle, they then are responsible for fixing it to the same or better condition that it was prior to the accident. For a car this cheap, with that much damage, it's just not worth the headache.
Noob question: how would they know if he doesn't declare it ?Trade in time you will need to declare wreck with car fax, that is when you will take a huge hit. Drive it till it dies, only way you win.
Trade in time you will need to declare wreck with car fax, that is when you will take a huge hit. Drive it till it dies, only way you win.
Noob question: how would they know if he doesn't declare it ?
Depends on if the insurance company branded it. If it was never officially written off on their books they may never have bothered, therefore the ownership would not carry a rebuilt status.
OP should be able to detail if that happened - ownership would list "BRAND-REBUILT" on it, and he would probably have had to get it structurally inspected before it would be allowed back on the road.
I didn't know a car can go back on the road if it's brand status is rebuilt. My understanding is that for motorcycles, if it's branded rebuilt it won't ever be able to be considered road worthy again.
A car can go from "Brand-salvage" (IE, written off) back to "Brand-Rebuilt" (IE, back on the road), but the latter is indeed not possible (In Ontario at least) for a motorcycle. Further to that, any motorcycle that was ever branded as rebuilt in any other province (some allow it) cannot be put on the road here.
There was a thread here a few months back about a guy who bought a MC out west somewhere (or maybe moved here, I forget exactly) and then found out he couldn't actually put it on the road here because it was previously written off and branded rebuilt out there.
Last time I wrote off a car I had a rental for months.Insurance would NEVER agree to a rental car for weeks. When my last vehicle was written off, they made to offer, to the finance company AS soon as that was accepted I had to return the rental. I said it has been two days, I haven't even found a replacement vehicle. I said even if I had it likely wouldn't be ready at dealership. Insurers reply was too bad, if yo keep rental past 5 pm today your paying for it!!!
The only time you get a rental for more than a couple of days is if the vehicle is being repaired.
How much did the repair actually cost? I'm assuming nowhere near $8k.Just a quick update
Finally got the car back repaired
Insurance didnt want to fix it and ended up paying me with a buy back option
I decided to fix the car and keep it
No structural damage - just body and head light
Thanks for evryones help
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