i'm trying to figure this out i have been with state farm for several years now. i pay 171.44 a month(2059/year) gixxer 750 brutal i know, moved to TD for 1700 still brutes but better...my renewal is in may. I just cancelled today mar 20th. how does this work. I feel like i paid a bunch of money this year like 3 payments and realistically used 0 of the riding season. Will i be getting back?