Things To Do While Waiting For Your M2 Cause No One Will Insure You On Your Bike

Digenerate said:
Yeah sure i could ride. If i didnt have a 954 cbr. and maybe if i had a g instead of a g2. ive called around man. ive looked in these forums also at the insurance flow chart thing (wich was very helpfull i might add). One quote i got was for 7g's only if i had a m2. all of the quotes i got are based on m2. no one seems to want to insure my bike with a m1.

So it seems all i can do is sit and wait.
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Your living in the past dude, get a Busa that 954 is no starters bike its a toy the Busa also gets better mileage:cool:
 
Digenerate said:
Yeah sure i could ride. If i didnt have a 954 cbr. and maybe if i had a g instead of a g2. ive called around man. ive looked in these forums also at the insurance flow chart thing (wich was very helpfull i might add). One quote i got was for 7g's only if i had a m2. all of the quotes i got are based on m2. no one seems to want to insure my bike with a m1.

So it seems all i can do is sit and wait.
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You might want to call again and double check that info -- When I still had my M1, my bike was insured under M2 rates, under the condition that I get my M2 within 60 days from the date my insurance started, and I had to provide proof I had passed the course (certificate number). When I asked about this, they said there are no such thing as M1 rates (with TD MM), and that everyone starts at M2 rates and either gets their M2 and passes a course in 60 days, or their insurance coverage is dropped/cancelled.

Granted I also have had my G for years, I would figure most would do the same for anyone, unless maybe you just turned 16. Now about the $7000/year insurance for a new rider -- Welcome to the wonderful world of bike insurance in Ontario. This is one of the big reasons I got a CBR250R to start, and will upgrade to a 600 once I have a few years experience (and insurance history on my M designation) and the rates drop.
 
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Welcome to the forum and hopefully you can get your insurance coverage figured out soon... missing some prime time riding right now! Cheers
 
Get a smaller bike then. You bought a bike that is not a beginners bike, before you even have your m2, then complain that it's hard/expensive to insure? Get a 250 or some old cruiser for $1000 off kijiji and ride that around for a couple seasons, THEN move up to a bigger bike when you have some experience. As for G/G2, it has no effect on your rates regarding your motorcycle. That seems to be a popular misconception. You can have no G at all, not even a G1 and still get an m2 and get insurance and it won't be much more than it would have been even if you had a full G for 10 years.
 
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Digenerate said:
Im gonna take a picture of that for you.....BTW thats just cold bro :)
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Sorry, not cold, just my warped sense of humour getting me in trouble again :)

BTW when I was searching for my bike, I did the youtube thing as most won't let you ride the bike before you buy it. Though I didn't bother with the gear etc. Riding is such an emotional experience, the sound and general character of the bike were as important as how it felt to be on it. Give it a try

Anyone seen the 1980's movie "Brainstorm" In it they could record other's experiences then play them back into your own senses. Just like being there without actually doing it. In one scene one person had a heart attack during recording, the person "watching" the playback died from the heart attack experience.

BTW I hope you can get riding soon. Did you have a valid license in your former province? You may be able to use it toward your Ontario license, or at least let your ins co know you aren't a "brand new" rider. Worth a try.
 
cknowles said:
Put on all of your riding gear.
Balance your computer screen on the headlight of your motorcycle, and search Youtube for gopro videos of other folks riding the same bike as yours.
Wear earbuds under your helmet and crank the volume so that the wind noise from the video is almost deafening and you're good. ;)

I don't recommend watching POV crash videos as you'll prolly die!
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That's so funny hahaha! I'm going to do this tonight just to have a humorous photo.
 
Johnny5 said:
Get a smaller bike then. You bought a bike that is not a beginners bike, before you even have your m2, then complain that it's hard/expensive to insure? Get a 250 or some old cruiser for $1000 off kijiji and ride that around for a couple seasons, THEN move up to a bigger bike when you have some experience. As for G/G2, it has no effect on your rates regarding your motorcycle. That seems to be a popular misconception. You can have no G at all, not even a G1 and still get an m2 and get insurance and it won't be much more than it would have been even if you had a full G for 10 years.
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Statefarm is one of the lowest rate providers for 600CC+ motorcycle but they require you to have a car license (G1/G2/G) for a minimum of five years, which is the same as saying they require G license.
 
fatestkid said:
Statefarm is one of the lowest rate providers for 600CC+ motorcycle...
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Unless you have a 650.. they go only by cc, thus charging more for a 650 sport touring then a 600 SS :rolleyes:

fatestkid said:
...but they require you to have a car license (G1/G2/G) for a minimum of five years, which is the same as saying they require G license.
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THIS.
 
fatestkid said:
Statefarm is one of the lowest rate providers for 600CC+ motorcycle but they require you to have a car license (G1/G2/G) for a minimum of five years, which is the same as saying they require G license.
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As an added: the G1 and G2 will ONLY count as 1 year, for each. even if you've had the license for over a year. So you need to hold a full G license for a minimum of 3 years.
At least, that's how it was last I checked.
 
So you can't operate a vehicle in another province... and you are from BC...

That reminds me... did they ever catch that guy doing 299km/h in the highway? :p
 
Sabex said:
As an added: the G1 and G2 will ONLY count as 1 year, for each. even if you've had the license for over a year. So you need to hold a full G license for a minimum of 3 years.
At least, that's how it was last I checked.
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I just got my insurance with statefarm for a 600. I just got my full G one year ago but I have 5 years of g1/g2/g overall so I think nowadays they give you full credit for the total amount of time you`ve had your license regardless of the type.
 
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