Natural Selection > that's all I have to say 

Like someone else already said, the only time it irks me is when it's a girl on the back wearing very little.
+1000000000000000000000000000000000
I'm also posting here to feel good about myself.
I don't think there is a question is anyones mind that gear will save your life, and yes.. there are some idiots out there who ride in flip flops 24/7, and to each its own.. if they hit the pavement its going to hurt them, not you.
But more then that, you don't know the whole situation when you pass them on the street and come back here to rag them on the internet.. how do you know what that rider was up to? I wear gear, ce armour padded jacket, dot helmet, proper gloves, boots.. does that mean I could never been seen in a pair of shorts? no. I gear up if im going for a ride, meeting the guys or even solo if im heading out to some twisty's im geared up. But on a nice day if im heading around the block to the store, or to the gas station where many have commented on seeing "squids". im not always going to dawn full gear for a short in town trip where everything is a 50km/h limit. Could something still happen? sure.. Could i be out walking the dogs and get hit by a bus? Also yes. The point is its my risk to take, and for a short in town errand run, its within my risk tolerance, and I dont appreciate the looks i get from other riders who pass. You can't tell by seeing me in shorts in a 40km/h school zone, that i wear full gear on my weekends rides..