The Most Important Motorcycle of 2021 ?

[Lightcycle]

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Bro no one is blaming the previous generations for everything

Unless "********" means something completely different here, it certainly sounds like there is some blaming going on here:

Previous generations ******* the next ones, is very much in line with historical trends. The only difference is boomers were the largest generation and therefore did the most amount of *******.

Of course there is a problem here. I've never denied it. But to lay it on the feet of the previous generation when any Millennial born 30 years earlier would have done Exactly. The. Same. Thing. entirely smacks of blame.

At least that group of people was able to mobilize an entire generation to affect the change for their own benefit.

All I'm seeing these days is political apathy and Internet slacktivism. It's as if providing technology as a megaphone to the world relieves the pressure to actually do something meaning IRL, as opposed to post angry memes on the Internet.

"Don't trust anyone over 30" was coined by a political activist named Jack Weinstein during a Freedom of Speech Movement to refute the claim that his group was being controlled by outside interests.

Who coined "OK Boomer"? Some Internet rando trolling an older guy on a Facebook comment?

Yeah, that'll change the world, right there.

you also cant turn a blind eye to the fact that a lot of fiscal policy or legislation coincidentally ends up benefiting certain people at the expense of others

Ever wonder why that is? Well then look at the voter turnout for the 2019 election:

Voter Turnout by Sex and Age

Voter Turnout by Sex and Age.

www.elections.ca

18-24: 53%
25-34: 58.4%
35-44: 64.6%
45-54: 68.1%
55-64: 73.3%
65-74: 79.1%
75 and older: 68.6%

It's as if older people figured out how to affect real change.

And it's not whining and complaining and posting memes on the Internet....

 

[Wingboy]

I have two daughters aged 39. They are both doing very well and the is no doubt in my mind that they will be just as well off as the typical boomer.I also have a 42 the old son that has never worked a day in his life. Social assistance is his ride.
We all weave our own web. Blaming others for your misfortune is usually not cool.

 

[TK4]

Ahem - to get back on topic...

Custom Brands Reveal Modified Honda Navi MiniMOTOs

There are already custom projects for the Honda Navi miniMOTO thanks to the brand’s aftermarket partners, MNNTHBX and Steady Garage.

www.rideapart.com

 

[Lightcycle]

Ahem - to get back on topic...

Well, to be fair, the original article was partially about why young people aren't buying motorcycles.

Naturally, that's going to lead to a discussion about the different priorities and circumstances for different age groups.

 

[Ash]

(Also boomer is not taken literally these days, its basically slang for old(er) people)

Get off my lawn.

I hesitate to say this out loud because I know that it will only serve as ammunition for internet trolls, but calling a Gen X'er a Boomer is somewhat triggering, as the kids say these days. (I think. Do they still say triggering?). Boomers were our parents, and like all generations before us, we thought our parents were uncool.

Nirvana and other grunge bands are starting to show up on "classic rock" stations and channels, which is a similar kind of annoying. Not so much just because it demonstrates that we're now old, it's more that what we loved is being lumped in together with the things that we rejected. Grunge was a reaction to, and a rejection of, the awful music that came before it - the hideous Glam/Hair Metal of the late 80's, and the empty pop of the early 90's. To a Gen X'er, having Nirvana on the same playlist as Motley Crue or Poison grates as badly as being called a Boomer. I realize that the distinction is basically irrelevant to subsequent generations. I also tied an onion to my belt, which was the style at the time. Yes, I'm aware that Simpsons references are completely dated.

To keep this somewhat on topic, I'm honestly not sure what drew me to motorcycles in the first place. There was an old 60's Brit bike in the front porch of my house growing up. I never saw it running, never rode on it, and never was really too interested in it. But I would go to the top of a nearby hill on my bicycle and coast down the hill with my feet on the crank axle rather than the pedals, pretending as though I were riding a motorcycle. It was many, many years later before I ever tried a motorcycle. I waited until after I turned 25, because even then the cost of insurance for under-25's was a serious barrier.

 

[Mad Mike]

... He was eventually able to find alternative financing - at 23% APR...

I wonder how on earth he got such a poor credit rating?

It's amazing how many people abuse credit. Walking away from phone contracts, dodging cash store payday loans... do that twice and you're looking at high risk lenders or loans sharks.

 

[Wingboy]

Thread 'The Most Important Motorcycle of 2021 ?' The Most Important Motorcycle of 2021 ?

 

[Mad Mike]

I have two daughters aged 39. They are both doing very well and the is no doubt in my mind that they will be just as well off as the typical boomer.I also have a 42 the old son that has never worked a day in his life. Social assistance is his ride.
We all weave our own web. Blaming others for your misfortune is usually not cool.

I have 3 adult kids under 30. 2 educated, 1 school of hard knocks (he's the baller). All work hard, all make 6+ figures and rely on mom and dad for nothing.

I never hear them whine about house prices, Boomers, or how disadvantaged they are.

They are accumulating wealth faster than I ever did and are quite happy.

 

[Ash]

The only thing that bothers me about the Navi is purely aesthetic. It is styled too much like the Grom, but the wheels are significantly smaller. If you know what a Grom looks like, the proportions of the Navi just don't look right, as though it's a cheap China knockoff. If it were styled any other way I don't think it would bug me at all.

It fills the same niche as the scooters of the early 80's that I thought were awesome as a kid, and I'd be hard pressed to say that any of those look good now! I think I had that actual Honda brochure, or one very much like it.

 

[Lightcycle]

I don't want to look like I'm flipping sides here, but young people do face a much different and harder set of circumstances than X-ers or Boomers ever did. And it's not just the rising cost of housing and living.

The way technology has evolved has become a huge hindrance to them. All of these social media platforms show them how *everyone else* is getting ahead, everyone has shiny cars and toys, everyone's going on luxury vacations, everyone has the latest, greatest phone, shoes, toilet paper, whatever. The pressure to keep up with the Jones' has never been more greater than today.

Not to mention the anonymity of the Internet means that they don't even know who they're keeping up with. There's no way they can have the same toys and lifestyle that a boomer has, someone who has had 50+ years to acquire wealth.

BP is right. Austerity alone can't change the rapid rise in Cost Of Living, or stagnation of wages. But it helps. Especially if saving turns to investing, and they use the same tools that every generation before them have always used for wealth generation. I don't see that though. Investing for younger people has been on a decline for years, and for the ones that do invest, they jump on inane, wealth-destroying trends like meme stocks.

Again... technology as a hindrance.

Technology has also become a release valve for political activism. It's a panacea that prevents anything substantial from really changing in the real world. Why do anything IRL when you can post a scathing reply or a cutting meme on the Internet that immediately gets *THOUSANDS* of likes from your fellow Millennials. That's gotta feel good, right? Did it actually change anything in the real world? No. But those Likes though....!

So important. Those Likes.

No doubt there are significant headwinds. The problem is that as a whole, this new generation has not risen up to face these challenges. There's no political mobilization. There's no shift from spending to saving to investing. It sucks that they're forced to work smarter and harder, save more, spend less and be more savvy than previous generations before them. Some of them have done well in this new environment, but as an aggregate the generation is falling behind badly.

 

[bigpoppa]

I never hear them whine about house prices, Boomers, or how disadvantaged they are.

some of us like to not hump moose in sudbury/timmins tho

 

[Lightcycle]

some of us like to not hump moose in sudbury/timmins tho

That's not fair.

My friend, who's a Millennial (yes, some of my best friends are Millennials) moved to UAE to work for over a year to get a leg up on life. Hated living there, but nowhere does it say that you're entitled to live where you want to live if you can't afford it.

At least some people are willing to do something to change the circumstances around themselves.

 

[bigpoppa]

That's not fair.

My friend, who's a Millennial (yes, some of my best friends are Millennials) moved to UAE to work for over a year to get a leg up on life. Hated living there, but nowhere does it say that you're entitled to live where you want to live if you can't afford it.

At least some people are willing to do something to change the circumstances around themselves.

agreed

but that doesnt mean we shouldnt talk about problems.

 

[Low rider]

From my experience working with Millennials, they refuse to do any actual work, and still demand recognition for their failures.
They expect things handed to them regardless of job performance. They are owed that, at the very least. And Screw you if you don't believe me.

They are their own worst enemy.

 

[caje]

I'm not sure why I expected a nuanced discussion about the challenges that young people face on a motorcycle forum where the average age is probably 60+, but I didn't expect the played-out "avocado toast" garbage here. Seriously disappointing to read how out of touch some of you are.

 

[caje]

Especially if saving turns to investing, and they use the same tools that every generation before them have always used for wealth generation. I don't see that though. Investing for younger people has been on a decline for years, and for the ones that do invest, they jump on inane, wealth-destroying trends like meme stocks.

I had a whole long response typed out before and then erased it, but this in particular merits a response.

Young people aren't investing because they're spending 50% of their income on rent and whatever they have left over needs to be saved for a downpayment before the already unaffordable housing market becomes even more unaffordable. If you think all millenials are spending their money on $2k iPhones and $10k vacations then you're just out of touch. Maybe you're the one spending too much time on Instagram?

I think the older members of this forum should reflect on how much they were making when they bought their first house, and how much the house cost. Because right now the median household income in K-W is $95k before tax and the average price of a detached house sold in October 2021 was $997k.

I highly doubt you were buying houses that cost 10x your household income back in the day.

 

[bigpoppa]

I'm not sure why I expected a nuanced discussion about the challenges that young people face on a motorcycle forum where the average age is probably 60+, but I didn't expect the played-out "avocado toast" garbage here. Seriously disappointing to read how out of touch some of you are.

you can predict with some accuracy how many decades ago they entered the housing or job market based on the responses

 

[Lightcycle]

Young people aren't investing because they're spending 50% of their income on rent and whatever they have left over needs to be saved for a downpayment before the already unaffordable housing market becomes even more unaffordable. If you think all millenials are spending their money on $2k iPhones and $10k vacations then you're just out of touch.

It may not be $2K iPhones, but based on this:

I'm not sure why I expected a nuanced discussion about the challenges that young people face on a motorcycle forum

There still seems to be enough wiggle room to afford both a pleasure vehicle that can't be ridden for 6-8 months out of the year, plus the mandatory year-long insurance that goes along with it.

If you've got enough to pay for $20K motorcycle plus the annual insurance that goes along with it *and* you're shopping around for a second motorcycle + insurance to add to that original one, then that money could easily go towards investments rather than be tied up in a depreciating asset.

Instruct me where my logic has gone wrong.

 

[Mad Mike]

I had a whole long response typed out before and then erased it, but this in particular merits a response.

Young people aren't investing because they're spending 50% of their income on rent and whatever they have left over needs to be saved for a downpayment before the already unaffordable housing market becomes even more unaffordable. If you think all millenials are spending their money on $2k iPhones and $10k vacations then you're just out of touch. Maybe you're the one spending too much time on Instagram?

I think the older members of this forum should reflect on how much they were making when they bought their first house, and how much the house cost. Because right now the median household income in K-W is $95k before tax and the average price of a detached house sold in October 2021 was $997k.

I highly doubt you were buying houses that cost 10x your household income back in the day.

I bought my first house for 120k, I made $25k a year and had to save $20 k for a down payment and closing costs. It was an hour commute, interest rates were 12%. Do the math.

I had 2 roommates, they were necessary to make the $1300 mortgage and tax payments.

It was similar to this. Check out this listing which would require $50k down, and 2200/mo. On your $97k income, and 1.5% mortgage rates, funding this house would be a cakewalk compared to 1986.

 

[bigpoppa]

It was similar to this. Check out this listing which would require $50k down, and 2200/mo. On your $97k income, and 1.5% mortgage rates, funding this house would be a cakewalk compared to 1986.

Time for a little reality check:
waterloo? Expect a bidding war, selling price is likely 700k+
but you know that, thats why you buy in timmins.

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