I was quoted way out of line with Primmum. I got my M1 more than a year ago, and my M2 is nearing 11 months. Jevco considers your M1 licensing date, and my rate is $1409 on a 250R. Because I'm a month shy of my M2 anniversary, TD was going to charge me $2311. That's insane! In a month's time, this drops to $1318 for the same policy I have with Jevco, but I had to turn them down because I wasn't going to sit around in nice weather or ride without insurance. They need to reconsider their views on this. If anyone is interested, it's for a downtown address with a clean record, 23 years old for liability and comp.