The exact same as 600 SS. They go by cc's so any 600cc will be the same price regardless of the style.
Statefarm??
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The exact same as 600 SS. They go by cc's so any 600cc will be the same price regardless of the style.
so is it true that non-ss are overcharged and ss are undercharged? can someone confirm this?
Confirmed they are all the same price.
I pay 71/month for full coverage on a 600SS, so if that price is overcharging on a 600 non-SS, then thats for you to decide.
im 24 im with statefarm cbr250r and clean record 6+years, when getting quotes 1 agent from statefarm called me and said 2800/month, another told me 1800/year so i went with that agent and yesterday I went with my friend to price out insurance for him at his broker they said 70/month dollars because he has cars thier and 90/month if he didnt have those cars and just the bike. By the way he is a year younger then me with a clean record.
so if going with a statefarm call a couple of brokers.
so if going with a statefarm call a couple of brokers.
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lol yeah typo i meant 24
Im 33, driving record you could eat off of with a 2007 zzr600, I pay 1500 a year (125 a month), and that was when I had my M1, I just gotta notcie that they took ten bucks off my monthly so down to 115. If anyone's looking for a starter ss than look for this bike, its exactly the same as a 2002 zx6r, but because they switched the name to zzr its classed as a sport-tourer, I love insurance companies 
But have you asked two different agents and got different quotes? We both have clean records, but he lives in a lower traffic yield neighborhood. We both have m2, but he has more experience.
But insurance doesnt decrease every year if my experience goes up. And based on how the economy works, once i sign onto statefarm at the offered price, i probably wont be able to go lower, say in 5 years if i was ableto maintain my clean record.
But insurance doesnt decrease every year if my experience goes up. And based on how the economy works, once i sign onto statefarm at the offered price, i probably wont be able to go lower, say in 5 years if i was ableto maintain my clean record.
If you have car experience but no bike experience, then they might be competitive for a year or two; otherwise, you are probably better off with another company.
The quotes provided by two different agents for the same rider will be identical (except for perhaps different levels of coverage being charged).
In general, State Farm undercharges on the SS bikes and overcharges on the non-SS bikes. I don't know why they don't distinguish between SS and non-SS bikes, but I will exploit it until they do.
In general, State Farm undercharges on the SS bikes and overcharges on the non-SS bikes. I don't know why they don't distinguish between SS and non-SS bikes, but I will exploit it until they do.
Im 33, driving record you could eat off of with a 2007 zzr600, I pay 1500 a year (125 a month), and that was when I had my M1, I just gotta notcie that they took ten bucks off my monthly so down to 115. If anyone's looking for a starter ss than look for this bike, its exactly the same as a 2002 zx6r, but because they switched the name to zzr its classed as a sport-tourer, I love insurance companies
But if your with SF, it doesn't matter what type of bike you have. All 600cc bikes cost the exact same smount, It doesn't matter if they are SS, Sport Touring or cruisers.
Sorry, I think it was Aviva that had classed my bike that way, but what they wanted for a year was some kind of ridiculous number, and I've been a client of theirs since they were traders general or some crap like that. SF had the best deal for me hands down and they didn't even want my other stuff insured to get the $125 original price.
So the company that classifies your bike a sport touring bike, doesn't really matter because they were super expensive anyways?
But if you would bring your car to SF it would bring your bike insurance down to about $75/Month
So the company that classifies your bike a sport touring bike, doesn't really matter because they were super expensive anyways?
But if you would bring your car to SF it would bring your bike insurance down to about $75/Month
Pretty much, I got two vehicles and a house with aviva, but they wanted me to have 5 years with an M under my belt to receive a price anywhere near what SF wanted. I asked them if the fact that Ive been a client of theirs for over a decade didnt make a difference. It would have been nice to keep everything under the same insurance, because for the things I previously mentioned I dont think I pay even 3 bills a month for those things combined, but SF seems to be the only gig in town for fair motorcycle insurance IMO
Team_Green
Well-known member
Got a quote today from statefarm.
29 years old. male. Brampton. Full g for 8 years. 12 years of insured driving with them. No tickets. $1000/year
5 years ago I was quoted $480/year by state farm, same stats minus 5 years.
Make sense of that one!!!
29 years old. male. Brampton. Full g for 8 years. 12 years of insured driving with them. No tickets. $1000/year
5 years ago I was quoted $480/year by state farm, same stats minus 5 years.
Make sense of that one!!!
I spoke to 5 different Statefarm reps to see if my quote would be different. I asked a lot of questions, and bottom line, they said that it doesn't matter how many years experience you have, once you meet a certain criteria, that's it. so, if you have full G license, over 8 years driving experience (from G1 onwards), no accidents, over 25, you will be paying X amount of dollars. The only difference between your price and your friend's price is your location/neighborhood.
All 5 of the statefarm reps gave me the same price, +-$1.
All 5 of the statefarm reps gave me the same price, +-$1.
There is absolutely no leeway in insurance premiums -- a broker/agent quoting the same person with the same company and the same level of coverage WILL give you identical rates. Rates are not set by the broker/agent, but rather by the actuaries at head office. Essentially, the actuaries produce a rate calculator, and then the agent/broker enters in your risk details into the calculator so that it will generate a premium.
For most companies, you age benefit caps out at 25yo (although this is changing a bit in recent years) and your experience benefit caps out at 6 years for cars, and about 3 years for bikes.
