State Farm - wtf? | Page 2 | GTAMotorcycle.com

State Farm - wtf?

i was told no discount for cars
but when i get my M in the next 3 weeks it drops by %30
BTW my car is $996 full coverage 2006 mazdaspeed 6
they have really good rates

Your on TM3 to aren't you?

Next renewal I'll look into allstate. For some reason I didnt call them when I was looking.

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Ok, cool. I didn't think different agents can quote different numbers from the same company. That means the agents can play with the price? Is that allowed?

The agents cannot deviate from their company's rating manual that is filed with the regulator. If you are quoting the exact same coverage levels you premium should be *exactly* the same, regardless of the agent doing the quoting.
 
Who did you speak with when you called the number

Originally I called for the other agent be he is away till next week
So I talked to this guy he was rly good
Answered all my qustions

Dan Jackson, Agent
Allstate Insurance Company of Canada
1555 The Queensway
Building D, Unit 4
Etobicoke, On M8Z 1T8
Tel: (416) 231-5641 ext. 5016
Cell: (416) 898-3488
Fax: (416) 259-9843
E-mail: djackson@allstate.ca
Website: www.allstate.ca
 
Originally I called for the other agent be he is away till next week
So I talked to this guy he was rly good
Answered all my qustions

Dan Jackson, Agent
Allstate Insurance Company of Canada
1555 The Queensway
Building D, Unit 4
Etobicoke, On M8Z 1T8
Tel: (416) 231-5641 ext. 5016
Cell: (416) 898-3488
Fax: (416) 259-9843
E-mail: djackson@allstate.ca
Website: www.allstate.ca

I spoke with him. I was referred to another broker friend since allstate would be super high considering I'm a novice rider. Broker referred me to rider's plus - same reason. Riders Plus said they don't insure sportbikes and that I should try state farmers. The farmers (diff agent and location) quoted roughly same numbers:

zx-6r no collision, no theft, no fire. 1 mil liability. $1,000 deductible
$212 / mnth

zx-14 full coverage. 1 mil liability. $1,000 deductible
$221

Mind as well look for a zx if only diff is $21/mnth
 
Did you try calling another SF agent? Typically, all SF agents would be the same rate so I find that really strange that your rate is so high.

As a reference:

33
1 minor moving violation
Scarborough
Daytona 675

I pay 158/month
 
Got this from Allstate

Here is the criteria for stand alone bikes: (meaning they don’t bring Another vehicle)

Over 30 years of age
M license
At least 1 year motorcycle insurance history and is still active.

If they meet those requirements I can set them up, if they don’t it gets tricky. I only tell you this so I don’t disappointment. If you are unsure just send them to me and I will do whatever I can to help them.
 
I will give the guy a call tomorrow. I hadn't considered Allstate. I'm very close to 30... about 3 months ago. I don't mind starting a bit higher now if they will drop the rate when I turn 30. I need policy for a house, 2 cars, 1 bike... 3rd car very soon. I hope.

Got this from Allstate

Here is the criteria for stand alone bikes: (meaning they don’t bring Another vehicle)

Over 30 years of age
M license
At least 1 year motorcycle insurance history and is still active.

If they meet those requirements I can set them up, if they don’t it gets tricky. I only tell you this so I don’t disappointment. If you are unsure just send them to me and I will do whatever I can to help them.
 

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