justride
Well-known member
Cant you just tell the insurance your situation and they will delay the start date. The insurance should company should understand. It would be very bad PR for them if they didn't.
Cant you just tell the insurance your situation and they will delay the start date. The insurance should company should understand. It would be very bad PR for them if they didn't.
If the bike is financed and in your name, it must be insured.
Ask the dealer, nicely, to delay the transfer of ownership.
If the bike isn't in your name you CANNOT insure.
If the bike is financed and in your name, it must be insured.
Ask the dealer, nicely, to delay the transfer of ownership.
If the bike isn't in your name you CANNOT insure.
I'm sure the VIN is also located on a sticker on the crate itself. Or at least the dealer would know which crate is which bike/VIN.
I do not think they will be in a hurry to get this bike ready for pick up and do all the paperwork necessary with the ministry.
The insurance company should also be understanding of the situation at hand and make the appropriate adjustments.
Same with any financing companies etc.
In the worse case, I think you can delay the start day of your policy instead of canceling it. It would be the same as asking for the policy to start in the middle of March, anticipating riding weather. Than delaying it to April due to snow etc.
Because you can't insure something you don't own... it wouldn't be your fault if the bike isn't yours by the time the policy is supposed to begin.
Ask the dealership not to transfer the ownership until the bike is ready..
Then ask your insurer if they want to be called out... for being unreasonably uncooperative during the corona times.
If by a friggin miracle they agree to a delayed start date, what possible date could I give them when I dont have a clue or the dealership a clue on when the bike could be ready? The shop is closed indefinetly.
Iv given the plates, the sticker and the old ownership tied to the plate and they were taking care of the registeration. I dont think that process has been done yet but not sure. Why do you ask?
My daughter is an insurance agent and she indicated that you are not cancelling the policy, merely deferring it due to a situation completely beyond your control. Questionable too is the fact the policy is not even in effect yet, so no cancellation penalty would apply anyways.
The agent/broker you're working with sounds like a complete idiot and if it were me I'd just cancel the policy and move somewhere else. If the agent told me they were going to charge a penalty because they had my banking info and would just push it through I'd tell this guy I was going to pursue this through the insurance commision and I'd also be contacting my MPP in regards to COVID-19 price gouging.