SF Quote on 636

Ugur Dinch

Ugur Dinch

Well-known member
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Just got a quote of $427/month = $5124.

This is the most expensive SF quote I've heard so far... Is this normal ?

Me:
24 - (soon to have a) clean record

G1/G2/G:
Aug 2007
Apr 2009
Apr 2010

M1/M2:
Mar 2009
Apr 2009

Bike:
05 Kawi Ninja 636

I don't want to ride the 250 another year lol

but I will if I have to =)
 
Whats on your record?

Statefarm is best if you have a clean history.....I was paying $2025/year for liability+theft+vandalism only when I was 24 with statefarm for a 636.

BTW...a 636 is falls in the 600-750CC class.
 
Ugur Dinch said:
G1 Aug 2007
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That doesn't sound right... hmmm. It must be their new 5 year/6 year rule thing. Did they ask you if you might be combo'ing a car with it?

Call Katherine, she's an expert on bike insurance for statefarm, if she does in fact confirm the rate she'll at least break it down for ya and find out WTF is going on.

Katherine: (866) 930-1221

Tell her Crazy Jamie sent ya.

-Jamie M.
 
LGdrama said:
Is that for full coverage?


Try just for comp.
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It is for liability + fire/theft/vandal.

frekeyguy said:
Whats on your record?

Statefarm is best if you have a clean history.....I was paying $2025/year for liability+theft+vandalism only when I was 24 with statefarm for a 636.

BTW...a 636 is falls in the 600-750CC class.
Click to expand...

For another 11days, I have a Careless Driving.

toysareforboys said:
That doesn't sound right... hmmm. It must be their new 5 year/6 year rule thing. Did they ask you if you might be combo'ing a car with it?

Call Katherine, she's an expert on bike insurance for statefarm, if she does in fact confirm the rate she'll at least break it down for ya and find out WTF is going on.

Katherine: (866) 930-1221

Tell her Crazy Jamie sent ya.

-Jamie M.
Click to expand...

Car combo brought it down not by much actually.... Also Katherine was the first person I called today and she gave me the 6year bs and refused to give a quote. And I did tell her "crazy jamie" lol maybe that was the problem =))
www.jelenainsurance.com upon Aleks Hara's recommendation gave me the quote. She said 2factors come into play: one being 25- and the other 6- experience =(
 
Arrested on Jan 23, 2009.
Convicted on Nov 18, 2009.

edit: Not that it changes anything.. I got quotes for clean records.
 
djbordie said:
get a 599cc
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When I first signed up with SF, I was 25/2 minor infractions and I was paying $1800/year on a 2006 GSX-R 750 with full coverage, 1 mil liability with fire and theft. The CC's play a major role, but the age is a bigger factor.
 
Something doesnt sound right here. I was paying less than $2000/year with 2 convictions when I was 24.
Do you turn 25 soon?
 
toysareforboys said:
Are you sure it's going to be off your record after 3 years? I thought Careless was 5?

-Jamie M.
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It's not about whether the charges get withdrawn from your record or not. In fact, I don't think they ever get off your record.

It's about how deep of a search you do to come across any charges. For tickets, insurance companies are only looking at a 3year abstract, in which, ALL charges from 3years before disappear.


LGdrama said:
Something doesnt sound right here. I was paying less than $2000/year with 2 convictions when I was 24.
Do you turn 25 soon?
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Just turned 24 =(

Mina said:
Wait until you turn 25.
You will get a huge break.
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You were right -

*When you turn 25 years old, the rates would be lower
Annual premium: approx. $1836.98 ($153.08/month)
 
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Like others said get a quote with another statefarm agent. Although quotes shouldn't differ between agents sometimes they do...

It just doesn't seem right. I got quoted less than that (not by too much) for a Yamaha R1. 21 years old, no tickets in last 3 years
 
It definitely sounds like they're taking the careless into account for that quote.
 
I think that sounds about right... I'm 22 and I pay $300 a month for my 2008 gsxr 600....for liability + fire & theft (clean record)...if I wanted full coverage it would be $390 a month....I guess those extra 36cc's make a little difference
 
sounds about right they wanted over 300 a month on a stand-alone policy for 2005 ninja 500 for me im 23 now id be 24 when i was gonna start the policy , 25 is a huge diffrence and a combined policy with a car makes a big diffrence , but statefarm is really picky about how long yu have had a car drivers licence
 
I paid $650/yr with full coverage on a financed bike, with SF when I had an almost new 600 Supersport. I was 24 at the time. (14 yrs ago)
 
omnivore said:
I paid $650/yr with full coverage on a financed bike, with SF when I had an almost new 600 Supersport. I was 24 at the time. (14 yrs ago)
Click to expand...

that's a long time ago......
 
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