I totally agree with what you guys say. inorder for me to get insurance on a vehicle where I am not the registered owner , that's kind of hard , secondly the car was going to be driven across the border with a 10 day trip permit and my brother would have his insurance policy while he drives it across or I might drive it over. Now since the dealership insurance will not cover me on that car , does it matter that I have valid insurance on my own car , I was told that you automatically get insured for a certain amount when you buy a new car , not sure how true that is
'Not' is how true that is. As little as a phone call to your insurer is enough to get a "temporary binder", while the details are being worked out. Without that you have nothing. At any rate you state that this was not your car, so you couldn't be insured on it. That's called not having an "insurable interest." If you could do that, then what would stop you from taking out policies on the next 20 random cars that you see on the street, in hopes of hitting the lottery?