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My GF is looking at both those bikes tooGot rid of my 2nd bike over the summer as I don't ride enough to pay insurance FULL TIME on 2 bikes that are in a locked garage so if you can insure just 1 at a time, PM me. I've got 2 cars and a house to go along with it.
Edit - in case I want to get that new Triumph Trident or Aprilia RS660 next summer.
Its find it annoying but you have to remember that the folks at any brokerage or insurance company that handle these kinds of changes DO NOT RIDE motorcycles (not even close). They are also trained almost like robots to take your instructions word for word, they do not interpret or guess what you are trying to do. I mention this because if you called ANY insurance company and said "I just want fire & theft" they will tell you they CANNOT. Technically this is true, so it takes 2 separate steps. 1. you insure that bike normally for about a week 2. you then call back and ask them to "remove the liability". They will send you a form that you have to sign off on that no one will be riding the bike ever. If you wanted to ride it, you go to step 3 which is calling again to add the liability back on. Again this only works on bikes #2, #3, etc as long as you have at least one bike insured fully.
I inquired about vintage motorcycle insurance with Dalton Timmis and was told I had to move all of my stuff to them in order to be eligible. Is that still the case, or can I get vintage insurance as a standalone policy?
You can insure vintage standalone yes. NFP is a brokerage (not an insurance company) so we have multiple companies we can place motorcycle insurance through. More than likely you had your motorcycle insured through Aviva which typically requires home + auto to insure any motorcycle period. We have other carrier options that do not require a bundle package.
OK, now we're 2 for 2 (or 0 for 2, depending on how you look at it). It was Dalton Timmis that told me Aviva was the only company that could do vintage, and that I needed my car and house with them too. They're also one of many that said I couldn't get just fire/theft without liability. I'll contact you directly with my info for some quotes and I suppose we'll see.
You all thought I was a she? I just thought the Avatar was hilarious.
That said, I have considered identifying as female for lower insurance rates.
A vintage policy covers the same as any normal motorcycle policy. The restrictions and requirements are different. I just posted a seperate thread about vintage motorcycle insurance.
I would be happy to identify as a moon unit if the rates are cheaper
Can we have an example? I have a 1986 BMW K100RS I'm a retired senior citizen living in K0H 1B0 area and I supposedly now get the best rates possible. Does that bike qualify for "vintage" anything or does it need to be 1956 Frances Barnettt old to be "vintage"
I shall seek out your separate thread.
Yes it does, as per the other thread. See you over there!Can we have an example? I have a 1986 BMW K100RS I'm a retired senior citizen living in K0H 1B0 area and I supposedly now get the best rates possible. Does that bike qualify for "vintage" anything or does it need to be 1956 Frances Barnettt old to be "vintage"
and can I expect to pay more or less?
... M license since my 16th birthday.
bike needs to be at least 26 years old (you are close) but again Vintage is not the best idea if it is your one and only motorcycle due to the riding restrictions and appraisal. Better suited for a show bike, trailer queen, or 2nd/3rd bike.
His 1986 is 34 years old.
oops haha, forgot to carry the one. Yes a 1986 bike would qualify though as I mentioned a few times not the best idea (in my opinion) if it is your one and only motorcycle.
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