Part of those morals is making sure you have everything you need to legally use a vehicle on the road. This worries me, how prevalent is this driving without insurance mularky?
Hi there. Let me make this brief.
- Older brother was riding his cbr600.
- Got hit by a car head on. Damaged the bike from the front quite heavily but thank God was ok himself. Car sustained minimum damage.
- Brother did not have insurance or even an M1.
- Told other party he had both and tried to settle out of insurance. The other party initially agreed to pay $1000 for damages.
- Brother gets called today by other party who says he hired a private investigator and found out bro has no insurance and license.
My question is....what can my brother do at this point? Is he at risk of facing insurance fines if the other party goes thru insurance? Any help/input appreciated!
Hah, I call a bluff.
"Hi. Had a crash and the front rim of my cbr600 is slightly bent from 2 places."
http://www.gtamotorcycle.com/vbforu...-tiny-bend-in-front-rim&p=1752457#post1752457
http://www.gtamotorcycle.com/vbforu...-source-to-buy-fairings&p=1752461#post1752461
Sorry to break it to you, but you are up ***** creek, man.
Hah, I call a bluff.
"Hi. Had a crash and the front rim of my cbr600 is slightly bent from 2 places."
http://www.gtamotorcycle.com/vbforu...-tiny-bend-in-front-rim&p=1752457#post1752457
http://www.gtamotorcycle.com/vbforu...-source-to-buy-fairings&p=1752461#post1752461
Sorry to break it to you, but you are up ***** creek, man.
come on guys, he's a new member asking about his 'brother' ... lol
I have a 'friend' who has this rash. What can my friend do, this hurts like a mofo....
Hah, I call a bluff.
"Hi. Had a crash and the front rim of my cbr600 is slightly bent from 2 places."
http://www.gtamotorcycle.com/vbforu...-tiny-bend-in-front-rim&p=1752457#post1752457
http://www.gtamotorcycle.com/vbforu...-source-to-buy-fairings&p=1752461#post1752461
Sorry to break it to you, but you are up ***** creek, man.
Part of those morals is making sure you have everything you need to legally use a vehicle on the road. This worries me, how prevalent is this driving without insurance mularky?
Hi there. Let me make this brief.
- Older brother was riding his cbr600.
- Got hit by a car head on. Damaged the bike from the front quite heavily but thank God was ok himself. Car sustained minimum damage.
- Brother did not have insurance or even an M1.
- Told other party he had both and tried to settle out of insurance. The other party initially agreed to pay $1000 for damages.
- Brother gets called today by other party who says he hired a private investigator and found out bro has no insurance and license.
My question is....what can my brother do at this point? Is he at risk of facing insurance fines if the other party goes thru insurance? Any help/input appreciated!
There is very little to argue in this thread, if you understand both insurance and the law.
From an insurance standpoint the car driver gets hit with an at-fault, under the Rules of Fault Determination. The motorcyclist ends up with a mark on his record, for operating a vehicle without insurance, which results in ridiculous insurance rates for years to come, on any and all vehicles he insures.
From a legal standpoint the car driver gets charged with 'operation without due care and attention', which is likely reduced to either 'failure to yield right of way' or 'operate electronic device while driving', if he fights the charge. The motorcyclist gets charged with operating a vehicle without insurance, which results in a fine in the $5000.00 to $25,000.00 range, for a first offence. If it's a subsequent offence, then the fine goes to $10K - $50K.
One side doesn't win and the other side lose. Both sides lose.
There is very little to argue in this thread, if you understand both insurance and the law.
From an insurance standpoint the car driver gets hit with an at-fault, under the Rules of Fault Determination. The motorcyclist ends up with a mark on his record, for operating a vehicle without insurance, which results in ridiculous insurance rates for years to come, on any and all vehicles he insures.
From a legal standpoint the car driver gets charged with 'operation without due care and attention', which is likely reduced to either 'failure to yield right of way' or 'operate electronic device while driving', if he fights the charge. The motorcyclist gets charged with operating a vehicle without insurance, which results in a fine in the $5000.00 to $25,000.00 range, for a first offence. If it's a subsequent offence, then the fine goes to $10K - $50K.
One side doesn't win and the other side lose. Both sides lose.
Did the fine for operating without insurance change? I was thinking it was a bit lower, starting or fixed at $3000. (Not advocating doing it, of course)